Edward Morysiak - Keller Williams Advantage Realty

10/29/2026

Most buyers in East Toronto think the choice is buy before the holidays or wait for spring.

Three winters of TRREB numbers say there's a third option.

December buyers paid 99% to 101% of asking. The following April, every year, buyers paid more. But December also has a quarter of April's listings, so the better terms come on a much shorter list.

January is where those two things stop fighting each other. It holds December's pricing, posts the slowest days-on-market of any month in the whole dataset, and carries close to double December's new listings. Sellers come back in early January. Buyers come back weeks later. That gap is the window, and it shuts in February.

Full breakdown, including what the shrinking seasonal edge means if you're buying in 2027:
https://easttorontoliving.ca/post/east-toronto-buy-before-new-year-or-wait-for-spring-2026?utm_source=facebook&utm_medium=social&utm_campaign=east-toronto-buy-before-new-year-or-wait-for-spring-2026

10/23/2026

10/22/2026

Thank you, Heather, for trusting me with your sale, and for taking the time to write this. It means more than you know.

10/21/2026

You've probably heard spring brings an 18% jump in East Toronto home prices compared to December. That's true on average, but it's mostly an illusion. Once you adjust for which homes actually sold (bigger, pricier homes tend to sell in spring), the real seasonal gap is closer to 6 to 8%, not 18%.

Here's what that means if you're deciding whether to list now or wait for spring 2027. December brings 390 new listings to East Toronto on average. May brings 1,504. That's 74% less competition for your home right now. Your place will likely take about 32 days to sell instead of 16, but it'll still land close to full asking price, where spring sellers push to 106 to 107%, not a huge gap.

And 2026 has run 5 to 12% below the last three years every single month. If you're waiting for a spring bounce to bail you out, the data hasn't backed that bet yet.

I pulled 45 months of TRREB reports to work through this. Full breakdown here: https://easttorontoliving.ca/post/east-toronto-list-before-holidays-or-wait-2026?utm_source=facebook&utm_medium=social&utm_campaign=list-before-holidays-or-wait-2026

10/14/2026

If you're a first-time buyer looking at East Toronto, the numbers can feel like a wall you have to climb before you even start touring places.

Here's what actually moves the needle: how much you put down changes your mortgage insurance. The stress test, not your day-to-day budget, decides what you qualify for. A 30-year amortization keeps your payment lower but adds up over the life of the loan. Closing costs and land transfer tax show up on top of the purchase price, though Toronto's first-time buyer rebate can hand back up to $8,475 of that. An FHSA helps you get there faster if you're still saving.

We broke down how all of this fits together for a buyer who's planning to live in the home, not flip it or rent it out. Read the full breakdown here:

https://easttorontoliving.ca/post/mortgage-basics-first-time-buyers-east-toronto-2026?utm_source=facebook&utm_medium=social&utm_campaign=mortgage-basics-first-time-buyers-east-toronto-2026

10/06/2026

A bad tenant can cost an East Toronto landlord $20,000 to $25,000 or more between unpaid rent, legal costs, and repairs once an eviction works through Ontario's Landlord and Tenant Board. The good news: a consistent, documented screening process is the cheapest insurance you have. We break down what you can legally ask applicants, what you can't under the Ontario Human Rights Code, and the red flags worth slowing down for. Read the full guide here:

https://easttorontoliving.ca/post/tenant-screening-east-toronto-landlord-guide-2026?utm_source=facebook&utm_medium=social&utm_campaign=tenant-screening-landlord-guide-2026

09/30/2026

If you're eyeing a cottage near Collingwood or Georgian Bay, here's something worth knowing before you make an offer: not every property finances the same way. Lenders sort cottages into two categories based on year-round road access and heating, called Type A and Type B, and which one yours falls into changes your down payment, your lender options, and whether you can refinance later. We break down what each type actually means, including the numbers, in the new guide:

https://easttorontoliving.ca/post/financing-a-cottage-collingwood-type-a-type-b-mortgages-2026?utm_source=facebook&utm_medium=social&utm_campaign=financing-a-cottage-collingwood-type-a-type-b-mortgages-2026

09/23/2026

If you're buying in East Toronto this fall, a home inspection catches the stuff that gets expensive once winter hits: an aging roof, a tired furnace, wiring nobody's touched in decades. Skip it to win a bidding war, and that saved bid can cost you more than it saved.

New guide on what to actually check before you buy in East Toronto this fall, plus cottage-specific diligence for Collingwood buyers. Full breakdown here:

https://easttorontoliving.ca/post/east-toronto-fall-home-inspection-due-diligence-guide-2026?utm_source=facebook&utm_medium=social&utm_campaign=east-toronto-fall-home-inspection-due-diligence-guide-2026

09/21/2026

If you're weighing a short-term rental somewhere between East Toronto and the Collingwood corridor, the legality question comes before the cash-flow question. Toronto and Collingwood both restrict short-term rentals to your principal residence. Blue Mountains is actually the market where that changes. New post on the blog breaks down what's legal where, what it costs, and how to confirm a specific property qualifies. https://easttorontoliving.ca/post/short-term-rental-rules-east-toronto-collingwood-blue-mountains-2026?utm_source=facebook&utm_medium=social&utm_campaign=short-term-rental-rules-2026

09/16/2026

You own a rental but don't live near it anymore. Self-manage it, hire a property manager, or sell it? New post runs the real numbers on all three, including what property managers actually charge in Toronto versus Collingwood, and the hidden costs of managing it yourself. Worth a read before you decide.