Lila Keim - Century 21 Miller Elite

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Lila Keim - Century 21 Miller Elite Your real estate source for Amelia Island, Fernandina Beach, Yulee and Callahan Real Estate

Broker Associate | Century 21 Miller Elite
Serving Amelia Island, Fernandina Beach, Yulee & Callahan
21+ Years Real Estate Experience
Specializing in relocation, luxury, waterfront & golf-front homes

10/29/2026

Heating season has a way of exposing the little things that were easy to ignore all summer. 🔧

Five checks worth doing now:

1️⃣ Check or change the filter — if your heating system has one, follow the replacement schedule in the owner's manual

2️⃣ Book service if it's due — it's better to find a small problem during a routine visit than during a no-heat call

3️⃣ Find the drafts — doors, windows, the attic hatch, anywhere pipes come through a wall. Weather stripping and a tube of caulk go a long way

4️⃣ Review the thermostat schedule — make sure it still matches when you're home, asleep, and away

5️⃣ Reverse the ceiling fans, if yours have a winter setting — clockwise on low helps circulate warm air back into the room

A short check now helps your heating system work the way it's supposed to all season.

Which one is still on your list? Let us know in the comments.

Halloween is one night when more people than usual walk right up to your front door. 🎃It's worth looking at your house t...
10/27/2026

Halloween is one night when more people than usual walk right up to your front door. 🎃

It's worth looking at your house the way they will.

Is the walkway lit, or does everyone find the step the hard way? Does the front door look cared for, or has it been three winters since it was painted? Are the house numbers readable from the street? Is there anything on the porch that's been "temporary" since last spring?

None of this is about decorating. It's the same first-impression list a buyer notices in the ten seconds between the car and the front door — and Halloween gives you a rare chance to watch how people actually approach the house.

If you're thinking about listing in the spring, walk out to the sidewalk on the 31st and look back at your house. You'll see it.

What's the first thing you'd fix? Let us know in the comments.

Would you rather: move before the holidays, or wait until spring? 🏡Both are real strategies, and they trade off in oppos...
10/22/2026

Would you rather: move before the holidays, or wait until spring? 🏡

Both are real strategies, and they trade off in opposite directions.

Move now — less competition for the homes that are out there, sellers who are motivated rather than testing the market, and more room to negotiate. The tradeoff is a shorter runway and a move squeezed into a busy season.

Wait for spring — more listings, more choice, and better weather for everything from photos to moving day. The tradeoff is more buyers competing for the same homes, and prices that tend to firm up when they do.

There's no universally right answer here. It mostly comes down to whether your priority is selection or leverage.

Which way are you leaning? Let us know in the comments.

October gives sellers less useful evening light every week. 🌇Once the clocks change in most places, a 5:30 showing that ...
10/20/2026

October gives sellers less useful evening light every week. 🌇

Once the clocks change in most places, a 5:30 showing that felt bright and open in September can become a walkthrough in the dark. It's a small shift that changes a lot: buyers can't see the yard, the natural light you're selling doesn't show up, and rooms photograph — and feel — smaller.

A few things that help:

- Get your exterior photos taken on the next bright afternoon

- Turn on every light before a showing, and replace any bulbs that don't match the others

- Open the blinds before a daytime showing so the remaining natural light can do its job

- Light the walkway and the entry — the first ten seconds happen outside

- Add a lamp to any room that only has an overhead light

None of it costs much. The point is to adjust before the first dark showing catches you by surprise.

Call/text/email us at (904) 753-3944 or [email protected] if you have questions

10/15/2026

If you've been weighing whether to keep the house and rent it out, it's worth hearing the other side: plenty of the time, selling is the clearer call.

You need equity. If the down payment on the next home depends on this one's proceeds, that usually settles it. Stretching to carry two mortgages is where this decision goes wrong most often.

The numbers don't work. Rent that doesn't cover the carrying costs, with no strong case for appreciation, is a monthly subsidy to a house you no longer live in.

The house needs work. Deferred maintenance, an aging roof, old systems. Tenants don't defer those costs — they surface them.

Your home sells well right now. A softer headline market doesn't mean your specific house is sitting.

You don't want the job. Being a landlord is ongoing work, not a one-time decision. Plenty of owners run the numbers, see a decent hold on paper, and sell anyway because they'd rather have a clean break and a simpler life.

Keeping the house isn't a free option. It just doesn't come with a monthly bill that makes the cost obvious.

Read the full article: https://lilakeim.com/sell-it-or-rent-it-out-how-to-decide-what-to-do-with-your-home-when-you-move/

Most owners weighing "sell it or rent it out" start with two numbers: what the house would sell for, and what it would r...
10/13/2026

Most owners weighing "sell it or rent it out" start with two numbers: what the house would sell for, and what it would rent for.

Those two numbers don't answer the question.

What matters is what each path nets you over the years you'd actually hold it. On the sell side, that's the proceeds after commission, closing costs, and whatever it takes to get the deal done — and then what that equity goes on to do next. On the rent side, it's the mortgage plus property taxes, insurance, a maintenance reserve, a vacancy allowance, and management fees if you won't be handling it yourself.

And a rental pays you in three ways that arrive at different speeds: monthly cash flow, the principal your tenant is quietly paying down, and appreciation over time. A house that barely breaks even each month can still be a strong hold. One that cash-flows can still be the wrong call if you need that equity for the next place.

Run it with real local numbers for your specific house. Rent, taxes, and appreciation vary enough from one neighborhood to the next to flip the answer.

Read the full article: https://lilakeim.com/sell-it-or-rent-it-out-how-to-decide-what-to-do-with-your-home-when-you-move/

10/12/2026
🌳 **LAND FOR SALE | 2.5 ACRES IN HILLIARD, FL!****15538 County Road 108 | Hilliard, FL 32046**  **Offered at $139,000**L...
10/12/2026

🌳 **LAND FOR SALE | 2.5 ACRES IN HILLIARD, FL!**

**15538 County Road 108 | Hilliard, FL 32046**
**Offered at $139,000**

Looking for the perfect place to build your dream home? This beautiful property in Nassau County offers the space, privacy, and peaceful surroundings you've been searching for — with some of the groundwork already done!

**PROPERTY HIGHLIGHTS:**
- Approximately 2.5 Acres of Land
- Cleared and Ready for Your Vision
- Described as High and Dry
- Existing Well Already Installed
- Mature Trees & Natural Surroundings
- Surrounded by Newer Homes on Similar-Sized Properties
- Plenty of Space for Outdoor Living, Gardening & Recreation

**COUNTRY LIVING WITH ROOM TO GROW!**

Imagine designing your custom home with a spacious yard, outdoor entertaining areas, and room to enjoy the Florida sunshine. With a cleared landscape and an existing well, this property offers a great starting point for bringing your plans to life.

Located in Hilliard, you'll enjoy the charm of Northeast Florida's countryside while remaining connected to the shopping, dining, and outdoor recreation opportunities throughout Nassau County.

**Your land. Your vision. Your next chapter starts here!**

Whether you're ready to build or exploring your next real estate investment, this property deserves a closer look.

📲 **Interested? Contact me for more information or to schedule a property visit!**

**Lila Keim | REALTOR®**
Century 21 Miller Elite
904-753-3944
[email protected]
www.LilaKeim.com

**MLS #110573 | Offered at $139,000**

*Property advertised as approximately 2.5 acres. Buyer to verify exact acreag, buildability, utilities, and permitting requirements.*

Address

500 Centre Street
Fernandina Beach, FL
32034

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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