Mathees Karunaharan - Toronto Real Estate

12/04/2024

RE/MAX Canada 2025 Canadian Market Outlook

09/19/2024

When I became a Realtor in 2013 I joined Homelife/GTA Realty as the youngest Realtor in the office. Thank you Raja Uncle and Eddie for your guidance over the past 10+ years.

Today I embark on the next part of my Realtor journey with RE/MAX Community Realty. With RE/MAX my team and I will further enhance the value we deliver to our clients.

I look forward to the continued support from our friends, family and clients.

09/12/2024

07/07/2022

06/12/2022

Attention home buyers!! This seems like an accurate recipe for finding a new home! These are the most important factors to consider when buying a home, and remember you can always renovate! How would you customize this drink, I mean home?

03/18/2022

🚨For Sale🚨

Check out our latest listing!

A move in ready home located close to Clarkson GO and QEW. Featuring 3+1 bedrooms and many upgrades throughout.

Great for first time home buyers and those looking to upsize.

Message me for more details.
647.242.2564

Listed at $899 500

03/07/2022

🚨‼️GIVEAWAY ALERT‼️🚨

I am excited to formally announce our first contest of the year! With the support of our mortgage partner Nirojan Jayasankar]] and lawyer partner , we have some exciting giveaway prizes!

✅Prizes:
🔹A pair of Raptors tickets (March tickets)
🔹$100 Prepaid Visa Gift card for your spending needs
🔹$100 Gift Card to your favourite restaurant

🔥How to Enter🔥:
Please head over to Nirojan Jayasankar]] and follow the instructions on the associated giveaway post.

Contest Runs from Sunday March 6 until March 21st 11:59PM and draw will occur the following day with the winners announced on .Niro ‘s page. You have a chance to win more than 1 of the prizes if you are drawn again. Winner must be located in the GTA and willing to pick up prizes.

* Our giveaway is not sponsored, endorsed or administered by, or associated with Instagram, VISA or the NBA

Good luck to all!

03/02/2022

I’m excited to announce our first contest of the year. We have three giveaways and you have a chance to win
🔹A pair of Raptors tickets
🔹$100 prepaid Visa gift card for your spendings
🔹$100 gift card to your favourite restaurant

Please stay tuned for more updates and get an early start by following me , our mortgage partner .niro, and our Real estate and Immigration lawyer partner

Good luck to all!

02/25/2022

Remember third-grade math when they taught us about ratios? No? Don’t worry, they’re not too bad. And this is one ratio you definitely want to know because it determines just how much mortgage you get.

Your debt to income ratio, or DTI, is just what it sounds like: it’s your monthly debt compared to your before-tax monthly income. Debt includes things like your mortgage, any loans, credit card payments, basically anything that would show up on your credit report.

For example, your monthly expenses might be $2,000, and your income might be $5,000. Divide the two, and you get your DTI: 40%

Lenders like to see a DTI that’s under 36%, with no more than 28% going to your mortgage/housing costs. There’s a little bit of wiggle room here, but most lenders will not give you a mortgage if your DTI is over 43%.

If you’re not quite in that range, you have 2 options:
1. Decrease your debt
2. Increase your income

It’s usually easiest to comb through your monthly budget and get rid of all the unnecessary extras, then use that money towards paying down your debt.

Bonus: paying down your debt will boost your credit score too!

Have any questions about DTI or about getting qualified for a mortgage? Send me a DM.

02/15/2022

Today's finance tip is for every homeowner and home renter! Be sure to monitor your credit score regularly! You should always have an idea of what your credit score is and what activities the credit monitoring bureaus are picking up. If you see any incorrect or fraudulent items on your account (like a bill that you paid on time or a charge that was inaccurate and sent to collections), head to the credit bureaus' websites and dispute them directly. This can help raise your credit score and lower your interest rates when you apply for your next loan.