Pelser Attorneys

25/07/2026

09/04/2026

🏡 Thinking of Buying or Selling a Home? Pelser Attorneys Handles Your Entire Property Transfer! ⚖️

At Pelser Attorneys, we specialise in all types of property transfers (conveyancing) — from standard transfers to township registrations. Our team ensures the process is smooth, transparent, and handled with the highest level of professionalism.

🔍 How the Home Transfer Process Works in South Africa

1️⃣ Offer to Purchase Signed
The transfer process begins once the buyer and seller signs a binding Offer to Purchase (OTP).

2️⃣ Appointment of the Conveyancer
In South Africa, the seller normally appoints the transferring attorney, while the buyer pays the transfer costs.

3️⃣ F**A & Document Collection
Both parties provide ID documents, proof of address, marital status details and other required documents to comply with F**A. Missing documents cause delays.

4️⃣ Bond Registration & Bond Cancellation
If the buyer needs a home loan, the bank appoints bond attorneys. If the seller has an existing bond, cancellation attorneys are appointed. As transferring attorneys, we liaise with these separate attorneys and ensure that all parties lodge and register simultaneously.

5️⃣ Rates Clearance Certificates
We obtain municipal clearance certificates to confirm all rates and taxes are paid up before transfer.

6️⃣ Signing of Transfer Documents
Buyer and seller sign the required documents at our offices.

7️⃣ Transfer Duty & Financial Requirements
The buyer pays transfer duty to SARS (unless VAT applies) through our offices. This must be done before lodgement.

8️⃣ Lodgement at the Deeds Office
All documents — transfer, bond registration, and bond cancellation — are lodged together at the Deeds Office.

9️⃣ Registration Day
Once approved and registered, the property officially transfers into the buyer's name. Congratulations — ownership is complete! 🎉

Why Choose Pelser Attorneys?

✔ Professional, efficient transfer services
✔ Clear communication throughout the process
✔ Friendly team guiding you every step of the way

📞 Need help with a property transfer?

Contact Pelser Attorneys today — your trusted partner in smooth, stress‑free home transfers.

01/04/2026

🌍 BUYING A HOUSE: WHAT COSTS WILL YOU PAY, AND WHEN? 🏡
“It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can’t fly away.” – Anthony Trollope

With home loan rates at their lowest since 2022 and property market confidence hitting a record 87% at the end of 2025, South Africa’s housing market is buzzing. Budget 2026 has only added to the excitement, boosting affordability and stimulating sales.
But before you put in that offer on your dream home, remember: the purchase price isn’t the only cost you’ll face. Without careful budgeting, unexpected expenses can derail your plans — or even put your sale at risk.

💡 HERE’S A QUICK CHECKLIST OF COSTS TO PLAN FOR:
✅ COSTS BEFORE TRANSFER
- Deposit (usually 5–10% of the purchase price)
- Bond initiation fee (often includes valuation)
- Insurance premiums (homeowner’s & life cover if required)
- Balance of purchase price (if not covered by deposit + bond)
- Transfer duty (government tax on properties over R1,210,000)
- Transfer attorney fees & disbursements
- Bond registration fees & Deeds Office charges
- Rates & levy clearance certificates
- Occupational interest (if you move in early)
- Utility deposits
- Moving costs

📅 ONGOING MONTHLY COSTS AFTER TRANSFER
- Bond instalments
- Municipal rates & taxes
- Levies (if sectional title/HOA)
- Utilities
- Insurance premiums

🛠️ ONE-OFF COSTS AFTER TRANSFER
- Renovations, repairs, redecorating, garden upgrades
- Furniture replacements
- Long-term maintenance

🔑 THE TAKEAWAY: Plan ahead, budget smartly, and avoid unpleasant surprises. With a clear cash flow forecast, you’ll know exactly what you can afford — and when payments are due.
At Pelser Attorneys, we’re here to guide you through the legal and financial steps of property transfers, so you can focus on turning your new house into a home.

05/03/2026

📢 Budget 2026: What the New Tax Changes Mean for You
Great news from the 2026 National Budget! Homeowners, property buyers, and taxpayers all benefit from important updates that finally provide meaningful financial relief.

🏡 CGT Primary Residence Exclusion Increased (R2m → R3m)
For the first time since 2012, the exclusion on capital gains when selling your primary residence has increased — meaning bigger tax savings when you sell.
Here’s the difference:

💰 Annual CGT Exclusions Increased

Individuals: R40,000 → R50,000
Deceased estates: R300,000 → R440,000

🏠 Transfer Duty Threshold Unchanged (Still R1,210,000)
No transfer duty is payable on properties priced at or below R1,210,000.

👩‍💼👨‍💼 Inflation Relief for Individual Taxpayers
Tax brackets, rebates, and medical credits have all been adjusted for inflation — easing last year's “bracket creep.”

🏢 Corporate Tax Unchanged, Small Business Relief Continues
Here’s how companies and small businesses are affected:

🍷🚬 Sin Taxes Increase Slightly
Most excise duties have increased in line with inflation.

03/03/2026

🏡 Understanding Property Law

Property law can feel complex, but it really comes down to protecting your rights when it comes to land, homes, and other immovable property. At Pelser Attorneys, we guide our clients through the essentials:
✅ Buying & Selling Property – Drafting and reviewing sale agreements, ensuring compliance with the law, and protecting your investment.
✅ Transfers & Registrations – Assisting with deeds office processes and making sure ownership changes are properly recorded.
✅ Leases & Rentals – Advising landlords and tenants on lease agreements, rights and obligations.
✅ Property Disputes – Resolving conflicts over boundaries, ownership or contractual breaches.
✅ Sectional Titles & Body Corporates – Helping navigate rules and responsibilities in complexes and developments.
✅ Mortgage & Finance Issues – Ensuring loan agreements and securities are legally sound.
At Pelser Attorneys, we believe property should be a source of security, not stress. Whether you’re purchasing your first home, managing rentals, or facing a dispute, our team is here to provide clear, practical legal support.

19/02/2026

⚖️ Civil Litigation in South Africa: Protecting Your Rights Through the Courts
⚖️ What Is Civil Litigation in South Africa?
Civil litigation is the legal process used to resolve disputes between individuals, businesses, or organisations — through the South African courts.
Whether the matter involves money owed, contract breaches, damages, or property disputes, civil litigation ensures your rights are enforced legally and professionally.
At Pelser Attorneys, we assist with:
✔ Contractual disputes
✔ Damages claims (financial loss or harm)
✔ Property-related disputes
✔ Debt recovery through the Magistrates’ Court & High Court
✔ Enforcement of judgments
South African law provides a structured legal process, including:
🔹 Letter of Demand
🔹 Summons issued through the court
🔹 Court pleadings
🔹 Trial or settlement
🔹 Judgment and enforcement
If you are facing a complex dispute or someone is refusing to honour their obligations, our team can help you take legally sound, effective action.
📞 Contact Pelser Attorneys today for clear, professional legal assistance.

11/02/2026

📘 Weekly Legal Insight: Antenuptial Contracts
Many couples plan their wedding day with great care—but forget to plan for their financial future.
An antenuptial contract (ANC) is a legal agreement entered into before marriage that determines how assets and debts will be handled during the marriage and in the event of divorce or death.

✅ Why consider an Antenuptial Contract?
Protects individual assets
Clarifies financial responsibilities
Prevents costly disputes later on
Offers certainty and peace of mind
In South Africa, if you marry without an antenuptial contract, you are automatically married in community of property, which may not suit everyone’s circumstances.
At Pelser Attorneys, we guide you through the process with clarity and discretion—ensuring your agreement is tailored to your needs and legally sound.

📩 Contact us to discuss your options before saying “I do.”
📌 Follow our page for weekly legal insights designed to inform, empower, and protect you

04/02/2026

✨ Welcome to Pelser Attorneys ✨

Established in 2016, Pelser Attorneys is a boutique law firm dedicated to providing reliable, efficient, and results-driven legal services. We pride ourselves on delivering clear, practical solutions with professionalism and compassion—ensuring that every client receives the personal attention they deserve.

💼 Our Areas of Practice Include:

Civil Litigation & Debt Collection
Family Law
Insolvency Law & Legal Rehabilitation
Property Law
Antenuptial Contracts
Wills & Deceased Estates
At Pelser Attorneys, integrity, diligence, and excellence guide everything we do. Whether you’re an individual seeking guidance or a business needing comprehensive support, we are here to help you navigate your legal journey with care and discretion.

📌 Follow our page for weekly posts where we’ll share useful legal insights, practical tips, and updates to keep you informed and empowered