17/01/2023
With the interest rate increase, it's important to revaluate your monthly expenditure and identify where you could possibly save to have more money at the end of your month.
A few savings points to consider๐:
๐โข ๐ฆ๐๐ฎ๐ฟ๐ ๐๐ฟ๐ฎ๐ฐ๐ธ๐ถ๐ป๐ด ๐๐ผ๐๐ฟ ๐ฒ๐
๐ฝ๐ฒ๐ป๐๐ฒ๐: you will be amazed at what you spend your money on. Once you know this, it will be easy to know where to start cutting back. Draft a budget and do all you can to stick to it.
๐โข ๐ฅ๐ฒ-๐ฒ๐๐ฎ๐น๐๐ฎ๐๐ฒ ๐๐ผ๐๐ฟ ๐๐๐ฏ๐๐ฐ๐ฟ๐ถ๐ฝ๐๐ถ๐ผ๐ป๐, DSTV, Netflix, Spotify, Showmax, Prime Video and now Disney Plus. Do you really need all these services to find some entertainment? Find which one offers YOU the best value and cancel the rest.
๐โข ๐๐ผ๐ป๐๐ผ๐น๐ถ๐ฑ๐ฎ๐๐ฒ ๐๐ผ๐๐ฟ ๐ฏ๐ฎ๐ป๐ธ ๐ฎ๐ฐ๐ฐ๐ผ๐๐ป๐๐. Each account you have attracts banking fees. Try to get your accounts into one account and save on those fees. Once you look after the pennies, the pounds will look after themselves.
๐โข ๐ฅ๐ฒ๐ฑ๐๐ฐ๐ฒ ๐๐ผ๐๐ฟ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ฝ๐ฟ๐ฒ๐บ๐ถ๐๐บ๐ by shopping around for cheaper premiums where the same benefits can be achieved.
โข ๐๐ฎ๐ ๐ฎ๐ ๐ต๐ผ๐บ๐ฒ! A Mr. Delivery takeaway is perfectly fine every once in a while, but sometimes, it is time for you to test your cooking skills and leave the takeaways alone. By cooking larger meals, you can also freeze the food to be enjoyed later.
What saving tips do you have? Share them in the comments below!