02/08/2026
What disqualifies someone from claiming from the Road Accident Fund? Let’s find out…
Here are the first three:
#1 The accident didn't involve a motor vehicle.
The RAF generally compensates people who are injured or lose a loved one as a result of a motor vehicle accident. If no motor vehicle was involved, an RAF claim will generally not apply.
#2 Missing the legal deadline to lodge a claim.
Time is important. The law places limits on how long you have to submit an RAF claim. Waiting too long could affect your right to claim, which is why it's important to seek legal advice as soon as possible after an accident.
#3 No bodily injuries were sustained.
The RAF is intended to compensate for bodily injuries or loss of life resulting from a motor vehicle accident. Damage to a vehicle or other property on its own does not usually qualify for compensation through the RAF.
These are just three of several common reasons that can prohibit a RAF claims. Over the coming days, we'll continue breaking down more situations that may affect whether someone qualifies for compensation.
Have you heard any other myths about RAF claims? Share them in the comments, and we may cover them in our next posts.