CWN Inc

02/09/2026

🌿 Happy Secretary’s Day 🌿

Today, we take a moment to recognise and thank the people whose hard work often happens quietly behind the scenes.

The organisation, coordination, problem-solving and countless day-to-day tasks handled by our secretaries form an essential part of keeping a company running smoothly. So much of what happens successfully in the workplace is made possible by the work you do every day.

Your contribution may not always be visible, but its impact certainly is.

To our secretary Renessa at CWN Inc., thank you for your dedication, reliability and the important role you play in our team. Your hard work behind the scenes is part of the foundation that keeps everything moving forward.

Today, we simply want to say: we see your hard work, we value it, and we appreciate you. 🤍

Happy Secretary’s Day from all of us at CWN Inc. 🌸

01/09/2026

Happy Spring Day! 🌿🌸

As we welcome the new season, CWN Inc would like to thank our valued clients for your continued support.

Wishing you a wonderful spring season ahead.

24/08/2026

🏡 Can a Seller Accept a Better Offer After Signing an Offer to Purchase?

Imagine selling your property, signing an Offer to Purchase… and then receiving a higher offer a few days later. 💰

Can you simply cancel the first agreement and accept the better offer?

Generally, it’s not that simple.

📝 Once an Offer to Purchase has been accepted

Once the seller accepts a valid Offer to Purchase, it can become a legally binding agreement, subject to the terms and conditions contained in that agreement.

Receiving a higher or more attractive offer afterwards does not automatically give the seller the right to cancel the existing agreement.

💰 What if someone offers more?

A seller may understandably prefer the higher offer, but simply changing their mind could amount to a breach of the existing agreement.

Before accepting another offer, it is extremely important to establish whether the first agreement is still binding and what its terms allow.

⏳ What about suspensive conditions?

Some Offers to Purchase contain suspensive conditions, such as the purchaser obtaining bond approval or selling another property.

The existence of a suspensive condition does not necessarily mean the seller is free to accept another offer and disregard the first agreement. The wording of the contract needs to be considered carefully.

📑 And what is a 72-hour clause?

Certain agreements may include a clause allowing the seller to continue marketing the property while a suspensive condition remains outstanding.

If another acceptable offer is received, the original purchaser may be given a specified period — commonly 72 hours — to fulfil or waive the relevant condition, depending on the wording of the agreement.

⚠️ This is why the Offer to Purchase matters.

Every agreement is different. Trying to cancel an existing sale or accepting another offer without first understanding your contractual obligations can result in disputes and potential legal consequences.

🤝 Before signing, cancelling or accepting another Offer to Purchase, make sure you understand exactly what the agreement allows.

When in doubt, get legal advice before making your next move. ⚖️

📞 Call: 033 940 2225

📍 24 Howick Road, Town Hill, Pietermaritzburg, KwaZulu-Natal

📧 [email protected] | [email protected] | [email protected]

21/08/2026

🏡 Can You Sell a Property That Still Has a Bond?

Yes, you can! Having an outstanding home loan does not mean you have to wait until your bond is completely paid off before putting your property on the market.

Many properties are sold while there is still a bond registered over them. Here’s what happens during the transfer process:

🏦 Your existing bond needs to be cancelled

When the property is sold, the bond registered over the property will generally need to be cancelled at the Deeds Office at the same time as the property is transferred to the new owner.

📄 The bank provides cancellation figures

Your bank will provide the amount required to settle the outstanding bond. These figures are used during the conveyancing process to ensure that the bank receives the amount owing to it when registration takes place.

⏰ Remember to give your bank notice

Banks may require advance notice of your intention to cancel your bond. If the required notice isn’t given, an early termination charge may apply. This is why it’s a good idea to contact your bank as soon as you decide to sell.

⚖️ Everything is coordinated during transfer

The transfer attorneys, bond cancellation attorneys and, where applicable, the purchaser’s bond attorneys work together to ensure that the necessary transactions are ready for registration.

💰 What happens to the sale proceeds?

On registration, the necessary amounts are dealt with in accordance with the transaction, including settling the existing bond. Any remaining proceeds due to the seller are then paid out once the relevant costs and amounts have been accounted for.

✨ So, having a bond doesn’t stop you from selling your home — it simply means there are additional steps that need to happen as part of the transfer.

Thinking of selling and still have a bond on your property? Speak to your conveyancer early in the process so you know exactly what to expect. 🏡🔑

📞 Call: 033 940 2225

📍 24 Howick Road, Town Hill, Pietermaritzburg, KwaZulu-Natal

📧 [email protected] | [email protected] | [email protected]

19/08/2026

🏡 Can Parents Buy Property in a Child’s Name?

Buying property for a child may sound like a great way to invest in their future, but when the child is a minor, there are important legal and practical considerations to understand before proceeding. ⚖️

👨‍👩‍👧 Legal implications

A minor has limited contractual capacity and generally cannot independently enter into a property transaction. Parents or legal guardians will therefore need to be involved, and additional legal requirements may apply depending on the circumstances.

📑 What about a trust?

Instead of registering the property directly in a child’s name, some families consider purchasing property through a trust. A trust can provide a structure for holding and managing assets for beneficiaries, including children.

However, trusts have their own legal, tax and administrative implications, so professional advice should be obtained before deciding whether this is the right option.

🛡️ Guardianship:

Where property is registered in the name of a minor, the child’s guardians will generally be responsible for managing matters relating to the property on the child’s behalf.

Importantly, owning property on behalf of a child does not necessarily mean a parent can later sell, mortgage or otherwise deal with it freely. Further consent or legal authorisation may be required.

🔮 Think about the future:

Before buying property in a child’s name, consider the long-term consequences. What happens when the child reaches adulthood? What if the property needs to be sold beforehand? What are the tax, estate-planning and financial implications?

💡 A decision intended to give your child a head start should be structured carefully from the beginning.

Before purchasing property in a minor child’s name or through a trust, speak to your conveyancer and obtain appropriate legal and tax advice. The right structure today can help prevent complications in the future. 🏠⚖️

📞 033 940 2225

📍 24 Howick Road, Town Hill, Pietermaritzburg, KwaZulu-Natal

📧 [email protected] | [email protected] | [email protected]

18/08/2026

🏆 Please vote for CWN Inc! 🎉

We’re honoured to be nominated in the Best of PMB & Midlands Awards, and we’d be grateful for your support.

Visit: https://www.bestofsouthafrica.co.za/pmb-midlands/bopmb-voting-category-services/ , find CWN Inc in our category and cast your vote.

Voting closes on 30 September 2026. Every vote counts—thank you for supporting local! 💚

Vote for the top professional service providers in PMB and the Midlands, from legal and finance to consulting and support services.

14/08/2026

14/08/2026

🏡 Why Your Property Description Matters

When it comes to a property transaction, the details matter! 🔍

Your property description must correspond with the official records held by the Deeds Office. Even a small discrepancy could cause delays or complications with a sale, transfer or bond registration.

Here are some of the important details that need to be correct:

📍 Erf number: Identifies the specific piece of land within a township or registration division.

🏘️ Sectional title unit number: Identifies the exact unit within a sectional title scheme, such as an apartment or townhouse.

📐 Extent: Records the official size of the property or sectional title unit.

👤 Registered owner details: The owner’s full names and identification or registration details must correspond with the title deed and Deeds Office records.

⚠️ Why is this so important?

These details establish exactly which property is being dealt with and who the registered owner is. Incorrect or inconsistent information can lead to delays, additional costs, rejected documents or even disputes.

✅ Before signing or submitting property-related legal documents, make sure the property description has been carefully checked against the title deed and official Deeds Office records.

Your conveyancer plays an important role in ensuring these details are correct and helping your transaction proceed as smoothly as possible. ⚖️🏡

📞 033 940 2225

📍 24 Howick Road, Town Hill, Pietermaritzburg, KwaZulu-Natal

📧 [email protected] | [email protected] | [email protected]

12/08/2026

🏡 What Is a Suspensive Condition?

When signing an Offer to Purchase, you may come across the term “suspensive condition.” It sounds complicated, but it plays an important role in many property transactions.

📄 What does it mean?

A suspensive condition is a condition that must be fulfilled before the agreement becomes fully enforceable. The Offer to Purchase will usually specify exactly what needs to happen and the deadline by which the condition must be met.

🏦 Bond approval:

One of the most common examples is when the sale is subject to the buyer obtaining bond approval.

For example, if the buyer needs a home loan to purchase the property, the agreement may state that the sale is subject to the buyer obtaining a bond for a specified amount by a certain date.

🏠 Sale of another property:

A buyer may need to sell their existing property before they can afford to purchase their new home. In this case, the Offer to Purchase can be made subject to the successful sale of the buyer’s existing property within an agreed period.

❌ What happens if the condition isn’t met?

If a suspensive condition is not fulfilled within the time and in the manner required by the agreement, the agreement will generally fall away and the sale will not proceed.

This is why the wording and deadlines relating to suspensive conditions are so important. ⚖️

✅ Before signing an Offer to Purchase, make sure you understand every condition, the deadlines involved and what is required from you.

Your conveyancer can help you understand the legal implications and ensure you know exactly what you are agreeing to.

📞 Call: 033 940 2225

📍 24 Howick Road, Town Hill, Pietermaritzburg, KwaZulu-Natal

📧 [email protected] | [email protected] |[email protected]

09/08/2026

🌿 Happy Women’s Day 🌿

Today, we recognise the women who lead, build, care, create, support and make a difference — often in ways that aren’t always seen or acknowledged.

Celebrating Simonne this Women’s Day ☀️

As one of the Directors of CWN Inc., Simonne is a wonderful example of strength, dedication and genuine care for others.

She is an incredibly hard-working woman who gives her all to what she does, while always being willing to go the extra mile for the people around her. Her strength, determination and kindness are qualities that make a difference both professionally and personally.

This Women’s Day, we celebrate Simonne and thank her for the commitment, heart and strength she brings to CWN Inc. every day. 💐

Happy Women’s Day, Simonne! 🤍

To the women in our families, our workplaces, our communities and our everyday lives: thank you for your strength, your perspective, your determination and the contribution you make every day.

From all of us at CWN Inc., thank you to the remarkable women who continue to shape our homes, businesses and communities.

Happy Women’s Day. 💐