PSG Wealth Outeniqua

02/09/2026

In an ever-changing world, successful investing is not about trying to predict what comes next. It is about being prepared for the possibilities.

At PSG Wealth Outeniqua, we believe thoughtful planning, diversification and an active approach to managing investments can help build resilient portfolios designed to navigate uncertainty and keep long-term goals in focus.

Preparation gives you the flexibility to make calm, informed decisions, even when markets and global circumstances change.

Read the full article to learn more about the importance of preparation and planning when it comes to your investments.

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BUSINESS NEWS - In our profession, one of...

01/09/2026

Happy Spring Day and welcome to our monthly market overview!
Here is a quick snapshot of the key market movements and portfolio insights covered in this month’s update

Local Markets: A partial recovery, with the market up 4% for the month.

Oil & Fuel: Brent crude is up 30% over 12 months.
Friendly reminder to fill your tank today—petrol rises by R1.34/l and diesel by roughly R3.00/l tonight!

Currency: The Rand strengthened 2% over the past month and remains 9% stronger against the US Dollar year-on-year, directly impacting offshore investment values.

Global Perspective: Ben joins the discussion on global market trends and how portfolios are being structured against persistent inflation and interest rate uncertainty.

Watch the video above for the full breakdown!

01/09/2026

Your Tax-Free Savings Account just gained more room to grow.

The annual contribution limit has risen to R46,000, up from R36,000, with a lifetime limit of R500,000. Inside a TFSA, your growth is exempt from income tax, dividends tax and capital gains tax, so more of what you put in stays invested and working for you.

That extra annual room is a quiet opportunity. The more you use each year, the more of your money can compound tax-free over time. Worth knowing: the annual room resets with each new tax year, and any room you do not use does not carry over. No pressure, just something to plan around at your own pace.

The better you plan and the sooner you start, the better your future will be.

Call: 044 802 7100
Email: [email protected]

27/08/2026

Cash feels safe, but is it quietly losing ground?

Inflation has climbed to around 5%, a multi-year high, and it now sits above the midpoint of the Reserve Bank's 3% target. When prices rise faster than your money grows, the same rand buys a little less over time. Money parked in cash can feel comfortable, yet its buying power can slowly erode. That is why growing your wealth matters. A long-term plan, built around your goals, aims to keep your money working, with the intention of staying ahead of rising prices over time. We get to know you first, then plan around what your future needs.

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]

25/08/2026

A steady interest rate is not a signal to stand still.

The Reserve Bank has kept the repo rate at 7.00% and prime at 10.50%, holding steady for now. A calm rate environment is a helpful moment to look at your own plan, not wait for the next move. Review your debt, your savings and how your money is invested. Small, considered adjustments made when things are steady can help you grow and protect your wealth over the long term. The better you plan and the sooner you start, the better your future will be.

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]

20/08/2026

We are halfway through 2026, which makes now a sensible time to review where your plan stands. For context, at its 28 May 2026 meeting the SARB raised the repo rate by 25 basis points to 7.00%, which lifted the prime lending rate to 10.50%. The latest headline inflation reading was 4.5% for May 2026. These are simply the conditions we are all planning within, not a forecast of what comes next. When the backdrop shifts, disciplined planning is what keeps you steady rather than reacting to every headline. For a deeper look, our monthly Market and Economic Update unpacks the local and global picture in plain language. If it is time to revisit your strategy, PSG Wealth Outeniqua is always a call away.

Contact us today to start building your legacy!

Call: 044 802 7100
Email: [email protected]

18/08/2026

Who protects your family when you can no longer? A well-drafted plan does the caring on your behalf, so the people you love are not left untangling paperwork during a difficult time. This is where PSG Wealth Outeniqua stands apart: we offer full estate planning and fiduciary services, both local and international, alongside our wealth and securities work. That means help with your will, your estate structure, and the trust arrangements that can carry your intentions forward. Our Wealth Fiduciary Adviser, Laurette Koen, works alongside our wealth managers so your plan holds together as one. Here in George, at the foot of the Outeniqua Mountains, our focus is on private clients and long-term relationships. We get to know you before we build anything. The sooner you start planning, the more choice and clarity you tend to have about the future you leave behind.

Contact us today to start building your legacy!

Call: 044 802 7100
Email: [email protected]

13/08/2026

We are about four and a half months into the 2026/27 tax year, which makes this a good moment to look at your Tax-Free Investment. For 2026/27, the annual contribution limit has risen to R46,000 (up from R36,000), while the lifetime limit stays unchanged at R500,000 per person.

What makes this vehicle worth understanding is the growth inside it. It is fully exempt from income tax, dividends tax and capital gains tax. Starting earlier in the tax year simply gives your contributions more time in the market before the year of assessment closes at the end of February.

It is one of the more straightforward, tax-efficient ways to work towards your long-term goals. At PSG Wealth Outeniqua, we can help you see how a Tax-Free Investment fits into your broader plan.

Chat to us today about making the most of this tax year.

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]

11/08/2026

Before you tap your savings pot, it helps to understand how it works.

Under the Two-Pot retirement system (in effect since 1 September 2024), one-third of your contributions goes to a Savings Component you can access, and two-thirds stays in a Retirement Component preserved for later. You may take one Savings Withdrawal Benefit per tax year, with a minimum of R2,000. Here is the part that surprises many people: that withdrawal is taxed at your marginal income tax rate, so what lands in your account can be less than the amount you asked for. A withdrawal today also means less compounding for the future you are working towards.

At PSG Wealth Outeniqua, we get to know you first, then help you weigh the trade-offs before you decide

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]