15/10/2026
Burst geysers are a common cause of insurance claims in sectional title schemes, so it is worth knowing who carries the cost before one fails.
The rule is clearer than most owners expect. If a geyser serves your section, it is yours to maintain, repair and replace, even when it sits in the roof space on common property and even where the scheme's policy insures it. Where one installation serves more than one section, those owners share the cost in proportion. Only a central system serving the whole building falls to the body corporate.
The scheme's policy may respond to the damage, but the owner whose section the geyser serves still carries the upkeep and usually the excess.
Sandak-Lewin Trust sets this out for owners and trustees upfront, and encourages regular checks on older geysers, so responsibility is understood long before a claim arises.
Speak to our team.
π 021 419 0440 | π sltrust.co.za
Est. 1928