The Coverdales on Real Estate

10/09/2026

🏘️ How To Find Out If There’s a Lien on Your House—Before It Wrecks Your Home Sale 🏘️

You might think you already know about any liens on a property you already own. However, the fact is they can lurk beneath your radar and pop up at the most inopportune times.

Like when you're getting ready to sell your place, and a search of public records uncovers the lien.

This can be very bad news, resulting in delays in selling your home or, worse, throwing a wrench into the whole deal. The good news is that finding out if there are liens on your property is simple—and by finding out early, you can make sure it won't hinder selling your home, whenever that takes place.

Finding out if there's a lien on your property is easy—and by finding out early, you can make sure it won't hinder selling your home.

10/02/2026

🏘️ 3 Ways Homebuyers Can Beat 7% Mortgage Rates and Save Thousands of Dollars 🏘️

With mortgage rates surging to a three-year high, buyers are increasingly feeling the affordability squeeze, but there are concrete steps they can take to retain control over the actual rate they secure—and potentially save tens of thousands of dollars.

According to Realtor.com® economists, headline averages mask widespread rate variation in any given month.

A new report from the Realtor.com team shows how individual borrower choices and financial profiles—specifically involving credit scores, down payments, and mortgage lender selection—determine where they land relative to the 7% headline rate.

https://www.realtor.com/news/trends/three-way-homebuyers-beat-high-mortgage-rates/

Homebuyers can retain control over their borrowing costs and gain up to $28,400 in purchasing power by taking proactive steps.

09/25/2026

🏘️ Which Type of Loan Is Best? We’re Doing an Apples-To-Apples Comparison. 🏘️

FHA. 30-year conventional. 15-year term. With so many loan options out there, how do you know which is best? There is not one across-the-board winner because everyone’s situation is different. But there are pros and cons of each that might make one loan work better for you. We’re comparing and contrasting some of the most popular options to help you make the best choice when buying a house.

FHA. 30-year conventional. 15-year term. With so many loan options out there, how do you know which is best? There is not one across-the-board winner becau...

09/25/2026

Check out our newest listing in 3D!

This 2024 build in Columbia Station is ready for its next family!

🛏️ 3 Bedrooms
🚿 2.5 Baths
🏡 Fenced In Yard
⚡️ Tech Package Upgrades
🛝 Community Playground

Open house this Saturday, 11am -1pm.

$469,900

https://my.matterport.com/show/?m=5v9wKXHQ77G&brand=0

09/18/2026

🏘️Mortgage Rates Surge to 18-Month High of 6.95% After Fed Hike🏘️

Mortgage rates reached their highest level in nearly 18 months, driven by climbing Treasury yields that hit a level not seen since 2007 ahead of the Federal Reserve’s rate increase decision.

The average rate on 30-year fixed home loans jumped to 6.95% for the week ending Sept. 17, up 19 basis points from 6.76% the previous week and the highest since late June 2025, according to Freddie Mac. For perspective, rates averaged 6.26% one year ago.

This marks the biggest one-week rate increase since April 2025, when the economy was roiled by President Donald Trump's tariff policies.

The average rate on 30-year fixed mortgages soared to 6.95% for the week ending Sept. 17, up 19 basis points from last week.

09/11/2026

Wishing you joy and peace this new year!

09/11/2026

🏘️Data Centers Are Moving Closer to Homes. What Does That Mean for You?🏘️

Data centers probably weren’t on your list of things to think about when buying or selling a home.

School districts? Sure. How close you are to family? Absolutely. A large building full of computer servers down the road? Probably not.

But that may be changing.

Data centers are popping up in more communities across the country. And as they do, buyers and homeowners are starting to wonder what having one nearby could mean for everything from home values to utility bills. So, let’s get into what the data actually says. Because there’s a lot more nuance here than if they’re “good” or “bad.”

Data centers probably weren't on your list of things to think about when buying or selling a home.

09/11/2026

"Even the smallest act of service, the simplest act of kindness, is a way to honor those we lost, a way to reclaim that spirit of unity that followed 9/11" - Barack Obama

09/07/2026

Wishing you a relaxing labor day!

09/04/2026

🏘️Adjustable-Rate Mortgages Are on the Rise: Why the Riskier Loan Is Enticing Homebuyers More Than Ever🏘️

Prospective homebuyers continue to face a complicated hand when playing in the housing market as summer 2026 comes to a close.

Mortgage rates ticked up slightly in late August, with the average 30-year fixed home loan rising to 6.66% for the week ending Aug. 27—up 1 basis point from 6.65% the previous week, according to Freddie Mac. For perspective, 30-year fixed rates averaged 6.56% one year ago.

Meanwhile, at its July 2026 meeting, the Federal Reserve opted to hold interest rates steady for a fifth straight time, keeping the lower end of the target range at 3.5%, where it has remained since January. As with previous meetings, stubborn inflation was cited as the primary driver behind the Fed's pause.

An ARM might help you snag a lower introductory mortgage rate—but with mortgage rates on the rise, is the risk worth the reward?