08/17/2026
Most people think they need 20% down to buy a home in Florida.
That number is a myth for the vast majority of buyers.
Between FHA loans, the Florida Hometown Heroes program, and state bond assistance, there are real paths to homeownership that require a fraction of that, and some of them come with help toward closing costs too.
The catch is most buyers never find out because nobody walks them through it before they start looking.
Swipe through to see which programs exist and what it actually takes to qualify.
DM me HOME if you want to know where you stand.