Murray Law

09/03/2026

09/03/2026

What Medicaid Planning Mistakes Should Be Avoided?

Many families mistakenly believe that gifting assets or adding a child's name to property automatically protects their finances.

These actions can trigger penalties under Medicaid's five year look back rules, making informed planning essential before transferring assets.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

09/02/2026

Turning 18? Starting a New Chapter? Advance directives should be on your life checklist right alongside new goals and milestones. We offer free advanced directives to any student turning 18. That's how important it is to get your advance directives complete. Call Murray Law 574-946-7819

09/01/2026

There are a few more spots available. Call today to sign up!

08/31/2026

What Triggers Medicaid Transfer Penalties?

Giving away a house, cash, or other assets before applying for Medicaid can lead to costly penalties if the transfers do not qualify for an exemption.

The five year look back period allows Medicaid to review past asset transfers, making proper planning essential to avoid delays, penalties, and unexpected eligibility issues for long term care benefits.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

08/31/2026

This August, take 20 minutes to start a conversation that could protect a lifetime of hard work. Don't wait for the "perfect time." The best time to create a will is now. Schedule your consultation today. Call 574-946-7819 or email [email protected]

08/30/2026

A home, farmland, retirement account, or investment may affect Medicaid eligibility. Tim Murray explains why each asset needs careful planning before long-term care becomes urgent.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

08/29/2026

Why Plan for Long Term Care Before You Need It?

Preparing for long term care early allows families to make informed choices without the pressure of an emergency.

Whether using personal savings or considering Medicaid planning to preserve assets, understanding available options can reduce stress and provide greater financial flexibility.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

08/28/2026

Online Medicaid advice may follow the rules of another state and cause serious mistakes. Tim Murray warns Indiana families to confirm that every strategy fits Indiana law.

Click the bio link to listen to the full episode.

Murray Law

08/27/2026

Should Long Term Care Be Planned Early?

Planning ahead for long term care gives families more choices before a crisis happens.

Some people prefer to use their savings for future care, while others want to protect the assets they have worked hard to build and explore whether Medicaid planning may help.

Understanding these options early can make important financial and family decisions less stressful.

Click the bio link to listen to the full episode.
https://bio.link/timmurray