Michael Sokira REALTOR

09/02/2026

Expert Real Estate Tips

Think every home on the market is out of reach? Not necessarily.

More than 40% of sellers are dropping their asking price right now. And the median list price this July was the lowest for any July in 5 years.

That means sellers aren’t banking on bidding wars or expecting buyers to pay whatever they ask. They’re more willing to meet you where you’re at.

And that could work in your favor. Want to find out how much wiggle room you have on price in our market? DM me.



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

08/31/2026

Expert Real Estate Tips

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

08/29/2026

Expert Real Estate Tips

Still waiting for mortgage rates and home prices to come down? Here’s what the forecasts shows. Expect more of the same. Rates likely won’t change much – and prices will likely rise. Sometimes the best move isn't waiting for the market to change. It's finding out what's still possible right now. Let’s talk it over.



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

08/29/2026

If you are friends with me, you should be aware of my sentiments regarding Veterans so I am bringing it up. I am fairly confident that I already know two individuals who will assist, but I am hopeful that I will receive more responses, as this is a pressing concern.
Twenty-two Veterans succumb to their struggles daily. May I request that two friends or family members copy and repost this message?
Someone's life may depend on it. ❤️‍🩹
Call:
Veterans Crisis Line
Dial 988 then press 1
OR
Veteran's Hotline
800-273-8255
I am asking for just two individuals to respond with 'done'

08/28/2026

Expert Real Estate Tips

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you...



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

08/24/2026

Expert Real Estate Tips

Most home sales still close, and the biggest thing that could get in the way of yours is the one thing you can actually do something about.

With the right prep, your sale has every reason to make it to the finish. So, let’s connect and get your house sold.



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.

08/22/2026

Expert Real Estate Tips

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

08/21/2026

Expert Real Estate Tips

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has grown. It’s the #1 bright spot for buyers in this market.

But you may have heard that growth has been slowing down.

It’s true it went from +31% a year ago to just +2% now. But that’s no reason to worry about your move.

Because nationally, inventory has been up year-over-year for 33 straight months. And the latest data shows the slowdown may have already hit its floor.

Plus, since rates aren't expected to come down much anytime soon, inventory growth may be about to pick back up.

The bottom line? Inventory is still better than it was last year – and that gives you options. And even more choices may be coming soon.

Wondering what this means for your plans? Send me a DM and...



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

08/19/2026

Expert Real Estate Tips

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In other words, the fact that the...



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

08/17/2026

Expert Real Estate Tips

Your multi-generational-friendly, or simply larger-than-average, house might meet criteria a lot of buyers can't find in a standard one. That's what gets attention. And offers. So, let’s chat about what it could get you in our market right now.



I'm here to help,,, providing you with current real estate info for the Delaware market. Please call Michael @302-438-8270

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage. To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house.