Law Offices of Nicholas Gebelt

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Law Offices of Nicholas Gebelt Board Certified Bankruptcy Law Specialist representing individuals and small businesses in Chapters 7, 11, and 13, and with tax debt resolution.

As a Board Certified Bankruptcy Law Specialist (certified by the State Bar of California Board of Legal Specialization), I can help you avoid unnecessarily losing your assets. Whether you are struggling with personal debt or own a business that is experiencing financial troubles, you can rely on my skill and expertise to guide you through your Chapter 7, 11, or 13 bankruptcy. I am extremely detail-oriented and thorough. I emphasize prepetition planning as a way of avoiding postpetition problems. I provide tax debt relief through negotiations with the taxing authorities and doing Offers in Compromise. I lecture on legal issues including the nuts and bolts of bankruptcy law, automatic stay litigation, bankruptcy and family law, and bankruptcy implications in negotiating real estate loan terms. As a former math professor, I can clearly explain complex ideas to those without a technical background. Working as an educator, I developed a great deal of patience, so I'm willing to take the time necessary to ensure that my clients understand the relevant bankruptcy and tax laws and what I am doing for them.

Chapter 13 Bankruptcy - It is known as reorganization bankruptcy. It is one of the best ways to save your home. Chapter ...
09/25/2026

Chapter 13 Bankruptcy - It is known as reorganization bankruptcy. It is one of the best ways to save your home. Chapter 13 Bankruptcy allows a person the chance to reorganize the debts that they have into a manageable payment plan. By filing for chapter 13, you can make arrangements to repay the arrears that are on your mortgage by three to five years. However, you should stay current on the mortgage payments and also make monthly bankruptcy installment payments.

Learn more here: https://www.goodbye2debt.com/bankruptcy-can-save-home-foreclosure/

Debt Settlement - The idea behind debt settlement is pretty simple:  You ask the creditor to accept less than you owe in...
09/17/2026

Debt Settlement - The idea behind debt settlement is pretty simple: You ask the creditor to accept less than you owe in full satisfaction of the debt. You can do the negotiation yourself, or you can hire someone to negotiate on your behalf.

If the creditor agrees to lower the balance, you pay the reduced amount, either in one lump sum, or in a stream of payments. Unless you have a friend or relative to help you, the lump sum approach isn’t too likely because if you had the lump sum the creditor would assume you could get more and would demand more.

Learn more here: https://www.goodbye2debt.com/bankruptcy-vs-debt-settlement/

Address

15150 Hornell Street
Whittier, CA
90604

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm

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