Rivera Law Firm, P.A.

Rivera Law Firm, P.A. The Rivera Law Firm is a Bankruptcy and Personal Injury Law firm in West Palm Beach, Miami, and Puerto Rico.

In 2026, many car owners find themselves "underwater"—owing $20,000 on a vehicle that's now only worth $12,000. Did you ...
06/04/2026

In 2026, many car owners find themselves "underwater"—owing $20,000 on a vehicle that's now only worth $12,000. Did you know bankruptcy offers a specific tool to fix this? 🚙

Redeem Your Vehicle: Under Section 722 of the Bankruptcy Code, you can often "redeem" your car by paying the creditor its current fair market value in a lump sum.

Wipe Out Negative Equity: The remaining $8,000 you owed is treated as unsecured debt and can be totally discharged.

Lower Your Burden: This allows you to keep your reliable transportation without being trapped by an upside-down loan.

While this requires a lump sum payment, specialized options often exist to help you finance this "redemption" during your case. Rivera Law Firm, P.A. helps you evaluate if this powerful strategy is the right move for your vehicle.

Find out if you can lower your car debt to its actual market value.

Waking up to a smaller paycheck because of a garnishment is a high-stress reality. 🛑The "Automatic Stay" stops most wage...
05/27/2026

Waking up to a smaller paycheck because of a garnishment is a high-stress reality. 🛑

The "Automatic Stay" stops most wage garnishments the moment your case is filed.

You may even be able to recover some recently garnished funds depending on the timing.

Reclaim your full earnings to provide for your family's current needs.
Rivera Law Firm, P.A. acts quickly to halt the drain on your hard-earned income.

👉 Act now to legally halt wage garnishments.

If you don't use the homestead exemption to protect a home, Florida law gives you a "Wildcard." ✨This allows you to prot...
05/25/2026

If you don't use the homestead exemption to protect a home, Florida law gives you a "Wildcard." ✨

This allows you to protect up to $4,000 in any personal property of your choice.

It can be used for cash in the bank, electronics, or even a tax refund.

It’s a versatile tool for maximizing the assets you keep during filing.
Rivera Law Firm, P.A. ensures you utilize every available legal exemption to your advantage.

👉 Ask us how the Wildcard exemption can work for you.

For small business owners in 2026, managing debt effectively is key to staying competitive. 💼Subchapter V of Chapter 11 ...
05/21/2026

For small business owners in 2026, managing debt effectively is key to staying competitive. 💼

Subchapter V of Chapter 11 is designed to be a faster, more affordable restructuring path.

It allows you to keep control of your operations while reorganizing what you owe.

Protect your business legacy and your employees' jobs.
Rivera Law Firm, P.A. provides the strategic counsel necessary for businesses to reorganize and thrive.

👉 Schedule a consultation to discuss your business reorganization.

Florida is famous for having some of the most generous home protections in the country. 🏠If you’ve lived in your Florida...
05/20/2026

Florida is famous for having some of the most generous home protections in the country. 🏠

If you’ve lived in your Florida home for over 1,215 days, you may be able to protect significant equity.

Filing can stop a foreclosure sale in its tracks, providing immediate relief.

Your home is your most important asset—don't wait until a crisis to learn your rights.
Rivera Law Firm, P.A. specializes in helping homeowners use the law to stay in their homes.

👉 Learn the residency requirements to protect your Florida home.

Worried about losing your car? In 2026, Florida law continues to offer strong protections for your essential transportat...
05/18/2026

Worried about losing your car? In 2026, Florida law continues to offer strong protections for your essential transportation. 🚗

You can often protect up to $5,000 in vehicle equity (or $10,000 for joint married filers).

If your car is worth less than the loan, you have even more options to keep it.

Reliable transportation is a key part of your financial recovery.
Rivera Law Firm, P.A. is committed to protecting the assets you need for daily life.

👉 Find out how much equity you can protect in your vehicle.

Did you know that bankruptcy trustees can review your public social media profiles? 📱Avoid posting about large new purch...
05/08/2026

Did you know that bankruptcy trustees can review your public social media profiles? 📱

Avoid posting about large new purchases or expensive outings during your case.

Celebratory posts about "new income" could impact a Chapter 13 repayment plan.

Keeping a modest digital footprint helps ensure your filing proceeds smoothly.
Rivera Law Firm, P.A. helps you navigate the "dos and don'ts" of the legal process.

👉 Message us for a guide on protecting your case from start to finish.

Preparation is the key to a smooth bankruptcy process. If you’re feeling overwhelmed, start here:Stop using credit cards...
05/02/2026

Preparation is the key to a smooth bankruptcy process. If you’re feeling overwhelmed, start here:

Stop using credit cards: Continuing to charge items can complicate your filing.

Gather your tax returns: You'll need the last two years of filed federal returns.

Keep your bank statements: These are essential for the court to understand your current situation.
Rivera Law Firm, P.A. provides the checklist and support you need for a successful filing.

👉 Contact us to get your complete "Fresh Start" checklist.

Worried about how you'll get to work if you file for bankruptcy? For most people, the answer is yes, you can keep your v...
04/30/2026

Worried about how you'll get to work if you file for bankruptcy? For most people, the answer is yes, you can keep your vehicle.

Florida exemptions allow you to protect equity in your vehicle.

Chapter 13 can help you restructure a car loan that has become unmanageable.

In many cases, the "Automatic Stay" stops a pending repossession.
Rivera Law Firm, P.A. helps ensure you stay mobile while you rebuild your finances.

👉 Learn how to protect your vehicle during the bankruptcy process.

Financial struggle is a heavy burden, but asking for help isn’t a sign of failure—it’s a proactive step toward a better ...
04/29/2026

Financial struggle is a heavy burden, but asking for help isn’t a sign of failure—it’s a proactive step toward a better life.

We provide a judgment-free environment for every client.

We offer bilingual services in English and Spanish.

We focus on practical advice to get your life back on track.
Rivera Law Firm, P.A. is here to help you move from financial panic to a solid plan.

👉 Reach out for a confidential discussion about your fresh start.

Address

1601 Belvedere Road , East Building, 3rd Floor
West Palm Beach, FL
33406

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17865296060

Website

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