Ann Arnesen, Sr. Mortgage Banker

Ann Arnesen, Sr. Mortgage Banker NMLS # 453374
Licensed in VA & NC

Atlantic Bay Mortgage Group, LLC
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender What does that mean to you?

Have you dreamed about owning your first home, but just don't know where to start? Are you looking to upgrade to a bigger home? How about buying a vacation home? With over 19+ years of experience in the mortgage industry, I've helped thousands of families in Hampton Roads achieve their dreams of owning a home. Every one has different needs. We offer Conventional, FHA, VA, First Time Homebuyer prog

rams, and Renovation mortgages. All of our loan processing and underwriting is done in-house. It means faster loan approvals, timely status updates, and on time loan closings. Getting a mortgage does NOT have to be stressful! Work with an expert that is knowledgeable of current loan programs and guidelines. Whether you're looking to purchase a new home or refinance an existing mortgage, call me today for a FREE consultation and I will help you find a mortgage to fit your needs.

Rates may be trending higher, but serious buyers could have more room to negotiate, ask for seller concessions, and avoi...
09/04/2026

Rates may be trending higher, but serious buyers could have more room to negotiate, ask for seller concessions, and avoid some of the bidding-war pressure we saw in lower-rate markets.

Don't think "the perfect rate," think "the right monthly payment." I can help - DM and let's start the conversation!



NMLS # 453374

5.0 star review received on Experience.com for Ann Arnesen by Anita S - Ann was so accommodating and patient. Made ...
08/31/2026

5.0 star review received on Experience.com for Ann Arnesen by Anita S - Ann was so accommodating and patient. Made one of the biggest and most important decisions of my life feel effortless!

Click to see all 578 reviews of Ann Arnesen, Ann Arnesen | NMLS # 453374

If you're waiting for rates to drop but want to buy a home this year, it's time to talk. Rates are just one part of a lo...
08/28/2026

If you're waiting for rates to drop but want to buy a home this year, it's time to talk. Rates are just one part of a loan. We can look at other options for getting you a comfortable monthly payment. You might be surprised! DM or call me to find out.



NMLS # 453374

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way i...
08/25/2026

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way it does.
https://myoc.io/teamarnesen/XGqlX



NMLS # 453374

Check out this week's national average mortgage rates. I'm here to run the numbers - DM me or give me a call!NMLS # 4533...
08/21/2026

Check out this week's national average mortgage rates. I'm here to run the numbers - DM me or give me a call!

NMLS # 453374

Kids aren't the only ones who need a desk this fall. Here's where to put a home office after you buy a house, what it ac...
08/17/2026

Kids aren't the only ones who need a desk this fall.
Here's where to put a home office after you buy a house, what it actually costs, and whether it's worth it before you sell.
https://myoc.io/teamarnesen/Gw7n2



NMLS # 453374

Here’s your weekly mortgage rate check-in. Rates can change throughout the week, but keeping an eye on the bigger pictu...
08/14/2026

Here’s your weekly mortgage rate check-in. Rates can change throughout the week, but keeping an eye on the bigger picture can help you feel more prepared when it’s time to make a move.

Curious what the market could mean for your homebuying plans? Let’s chat.

NMLS # 453374

August may feel like a slower month—but your next opportunity could already be in your database. From reconnecting with ...
08/13/2026

August may feel like a slower month—but your next opportunity could already be in your database. From reconnecting with buyers who paused their search to starting conversations with homeowners considering their next move, a thoughtful check-in now could help build momentum for fall.

See where to focus your outreach—and how your lending partner can help!
https://myoc.io/teamarnesen/TfI1d

NMLS # 453374

I see condo people. 👀 And in 2026, more of them are getting approved for a mortgage than ever, thanks to new Fannie Mae ...
08/11/2026

I see condo people. 👀 And in 2026, more of them are getting approved for a mortgage than ever, thanks to new Fannie Mae and Freddie Mac guidelines.
Curious what changed? We break it down in the Knowledge Center.
https://myoc.io/teamarnesen/FwzMf



NMLS # 453374

Every great story deserves the perfect setting. Whether you're turning the page to your first home, your forever home, o...
08/09/2026

Every great story deserves the perfect setting. Whether you're turning the page to your first home, your forever home, or a fresh start, Atlantic Bay is here to help you write the next chapter. Happy Book Lovers Day!
https://myoc.io/teamarnesen



NMLS # 453374

Address

600 Lynnhaven Pkwy, Ste 100
Virginia Beach, VA
23452

Telephone

+1 757-284-7870

Website

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