Life Resource Planners of the Treasure Coast

07/29/2022

Here are 10 great reasons to look into a hybrid long-term care insurance policy.

Hybrid life insurance with long-term care is becoming more popular. Learn why along with the top reasons to consider hybrid life insurance.

06/30/2022

Long-term care is in the news daily. Approximately 13 states are in the research and development stages to implement a payroll tax like the Washington State Cares Fund. The WA Cares Fund is funded with a payroll tax of $0.58 per $100 of earnings by workers in the state, and it provides a total lifet...

06/24/2022

Here are three things that you might not know about long-term care insurance. We think that focusing on in-home care is key.

https://lifehappens.org/blog/three-surprising-facts-you-may-not-know-about-long-term-care-insurance

02/07/2022

Wonder how long-term care can help you and your family? Watch this true story about Theresa to learn more.

Theresa Mollicone was skeptical of long-term care insurance but after her husband suffered a massive stroke that left him paralyzed and unable to speak, she became a believer. “If we didn’t have this insurance, caring for Joe would have depleted all the savings we had,” Theresa says. “Now I....

01/07/2022

Theresa was hesitant about long-term care insurance at first, but after her husband suffered a stroke and needed home care, she became a believer.

10/01/2021

You planned a dream . Stay in control of that dream.
protection can keep you living where you choose.

03/04/2021

This is a MUST READ!

Amy Goyer shares how the out-of-pocket costs and spiraling expenses of caring for her aging parents took a huge financial toll, resulting in bankruptcy.

12/04/2020

Caregivers of people with or often experience great stress and can become overwhelmed by their responsibilities. That stress can take a toll. Learn how you can avoid caregiver burnout.

Get information and resources for Alzheimer's and other dementias from the Alzheimer's Association.

08/26/2020

Let's not get bogged down in the 'Tax Code Nomenclature' , however it is important to understand the difference between a 'True' Long Term Care rider (as defined by IRC 7702(b)) and a 'Chronic Care Rider' (IRC 101(g)). Enjoy reading!

Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life insurance policy or annuity with a long-term care rider, make sure to understand the key terms.

08/17/2020

Very Interesting 'take' on using a Life Insurance policy as 'double duty'

I had the chance to visit a nearly long-lost cousin last year, a couple of months before happy get-togethers were put on hold. This cousin isn’t one of the Greeks: she’s from the Irish-African American branch of the family – we can weave a wonderfully beautiful tapestry in our country. She has...

08/05/2020

Great article from someone we all should recognize, recounting his experience as a 'caregiver'. This is an important read!!!

Forty million Americans work as an unpaid family caregiver. The mental, physical and emotional stress they face is overwhelming. It's time to help.

06/29/2020

Protect your loved ones from the burden of long-term care.

Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future?