05/22/2026
Your homeowners' insurance covers your house if a tree falls on it.
This policy doesn't cover your furnace when it fails in January. That bill can run $8,000-$12,000. Most people discover this gap when they're already in the middle of the problem.
We see the same thing with estate plans.
The document looks complete. The notary signed it. But the beneficiary form on the retirement account still names an ex-spouse. The trust was funded once and never updated after the refinance. The gap only shows up under pressure — when it's too late to fix it easily.
When did you last review your plan — financial, insurance, and estate documents together?
A Strategy Session will be a discussion with one of our attorneys to examine what changes may be needed. Schedule one at www.NWlegacylaw.com