Attorney Ray Richards

09/01/2026

Anything you say to law enforcement officers can be used against you, but invoking your right to counsel stops questioning immediately. Knowing the narrow exceptions for driver ID checks helps ensure your constitutional rights stay protected.

You could be questioned by a variety of law enforcement officers, including state or local police officers, Joint Terrorism Task Force members, or federal agents from the FBI, Department of Homeland Security (which includes Immigration and Customs Enforcement and the Border Patrol), Drug Enforcement...

08/31/2026

Involved in a multi-vehicle accident? Comparative negligence rules determine how fault is divided and how much compensation you can recover. Learn how pure vs. modified fault laws impact auto crash claims.

Comparative negligence is a principle of tort law commonly used to assign blame and award monetary damages to injured parties in auto accidents.

08/31/2026

Huge news for small business owners! FinCEN has permanently ended the beneficial ownership reporting requirements under the Corporate Transparency Act for U.S. companies. See how this regulatory rollback impacts your business here.

https://home.treasury.gov/news/press-releases/sb0603

08/27/2026

Can the police legally track your phone's location if you're near a crime scene? A landmark Supreme Court ruling says geofence warrants are a Fourth Amendment search requiring strict privacy protections. Learn more about the limits being placed on digital surveillance here.

https://www.theguardian.com/us-news/2026/jun/29/supreme-court-geofence-warrants-case-decision #:~:text=Mon%2029%20Jun%202026%2011.23%20EDT%20First,view%20their%20use%20as%20an%20unconstitutional%20dragnet.

Law enforcement’s use of warrants sweeping smartphone location data requires privacy protections, court rules

08/26/2026

After a vehicle collision, understanding your rights regarding compensation for medical expenses and lost earnings can impact your overall recovery. Knowing when a claim involves complex issues like permanent injury or disputed fault helps protect your financial well-being.

Expert accident resources built on real first responder experience from firefighters and paramedics.

08/25/2026

Evidence obtained through an illegal search or seizure can often be excluded from trial under the Fourth Amendment. Knowing your privacy rights and how officers must follow constitutional limits is key when building a defense. https://www.justia.com/criminal/procedure/search-and-seizure-rules/

08/24/2026

Registering a business involves key decisions on entity structure, state qualifications, and federal compliance requirements like FinCEN beneficial ownership reporting. Protect your assets from day one with proper legal preparation. https://www.sba.gov/counseling/launch-your-business/ -permits

08/20/2026

Every day, mobile apps track and store sensitive location data that shows where you go and when. The Constitution protects against unreasonable searches, but courts are currently deciding how far law enforcement can go when requesting this digital data. Understanding how your personal information is stored and shared helps you better recognize your privacy rights in the digital age.

How far can law enforcement go in asking digital companies to turn over data about their customers without violating the Fourth Amendment? This basic question of balancing privacy and public safety interests in the digital age will soon be considered at the Supreme Court, with potentially major impl...

08/18/2026

Involved in a car accident? Knowing what steps to take—from securing a police report to documenting scene evidence—can significantly impact your insurance recovery. Read this guide to protect your rights after a crash:

Learn how to file a car insurance claim with this expert guide. Get tips on documenting damage, working with adjusters, and maximizing your settlement.

08/18/2026

Ever wonder how the IRS decides to launch a criminal tax investigation? From initial fraud detection to Department of Justice referrals, understanding the process is critical. Read the official IRS breakdown of how criminal cases move forward.

The process on how a IRS criminal investigation is initiated is very complex. After all the evidence is gathered and analyzed, and reviewed by numerous officials, the evidence to referred to the United States Attorneys Office or the Department of Justice and recommended for prosecution.