Adler Firm, PLLC

05/27/2024

01/16/2021

08/18/2019

Celebrating our one year anniversary in TC. Loving it.

06/21/2019

The Michigan Republican legislature and our naive, and not at all "liberal" governor, got together with the insurance companies, and recently gutted America's best auto insurance law. In the process. they succeeded in stripping Michigan citizens injured in motor vehicle crashes of their right to unlimited medical care, family provided attendant care, and fair payment to medical providers.

Don't underestimate the backroom support given by some lawyers who stood next to Danny and Mikey. Look at the pictures. What lawyers do you see next to them, announcing their plan to take away our rights? Not a pretty picture at all.

This is a "gift that will keep on giving" to the insurance companies for the forseeable future. They did it with a big push by Danny Gilbert (hope you are feeling better soon) and Mayor Mikey Duggan, struggling to keep Detroit safe for corporate greed. How about all the employees of Danny now living and working downtown and giving their hard earned money back to him in rent? Is your insurance cheaper yet?

No guaranteed insurance rate reductions and Detroiters can be redlined, thanks to these folks.

Medicaid and Medicare will now have to pay, not insurance companies. Shifting billions to the taxpayers.

We can undo this. Stay tuned.

02/21/2019

Here is proof of how insurance companies and self insured employers are raking in the money at the expense of injured workers in Michigan. Shameful.

Michigan's Workers' Comp Premium Rate Decreases for Eighth Consecutive Year
Employers Saving Nearly $500 Million Since 2011

Media Contact: LARA Communications 517-373-9280
Email: [email protected]

October 22, 2018 – For the eighth consecutive year, Michigan workers and job providers will benefit from the Michigan’s workers’ compensation system as the state’s pure premium advisory rate for workers’ compensation insurance will decrease by 8.3 percent for 2019. Comparatively, the national average change in the rate was a decrease of only 0.7 percent.

Michigan has seen a decline in workers’ compensation pure premium rates every year since 2011 and will see an overall cumulative decrease of 49 percent from 2011-2019, saving employers an estimated $492 million in workers compensation premiums.

“Employers experience real financial savings from these declining rates,” said Workers’ Compensation Agency (WCA) director Mark Long. “This allows them to invest more in their business by hiring more employees and increasing salaries. These rate decreases play a pivotal role by continuing to add workers and businesses to the state's economy.”

In 2011, Gov. Rick Snyder signed legislation that reformed the state’s workers’ compensation system, including improvements for disability and post-injury earning capacity. These changes helped revamp a 100-year-old system and have played an integral role in reducing costs for employers, stabilizing the state’s system, and ensuring the promise to protect injured workers.

Pure premium rates are important in calculating employers’ and job providers’ overall expenses for workers’ compensation. The rates also factor into employer insurance claims that cover costs for work-related injuries. In a recent Workers Compensation Research Institute study Michigan had the lowest overall cost per lost-time claim amongst studied states.

The most recent comparison data also shows that Michigan’s cumulative pure premium decrease of 45 percent from 2011-18 is again best in the Midwest and third in the nation.

Michigan's injured workers and their employers are governed by the Workers' Disability Compensation Act. The Act was first adopted in 1912 and provides compensation to workers who suffer an injury on the job and protects employers' liability. The mission of the WCA is to efficiently administer the Act and provide prompt, courteous and impartial service to all customers.

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02/21/2019

With the arrival of a new Governor in Michigan, there is hope out there that the workers compensation system may change for the better. Never in our States history have injured workers been treated so poorly by the Worker Compensation Agency. Self-insured employers and insurance carriers have saved over $500,000,000 at their expense since a new law was passed in 2011. It is way past time to stop this trend and balance the scales. Countless injured workers have been thrown off workers compensation benefits during this period and now have to subside on public assistance. We have the Snyder administration and the Republican controlled legislature to blame, both acting at the behest of the Michigan Chamber of Commerce, Michigan Manufacturers Association, and the Self-Insured Association. I will separately post a link to the report showing this injustice.

02/03/2019

View from the office during the 2019 freeze-out. Eagle in flight and tree.