Penni D. Schratz, Realtor, Real Estate One

10/20/2026

10/13/2026

Why Most People Are Still Glad They Bought a Home

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now.

10/07/2026

Tucked away in the heart of Northern Michigan, this cozy cottage sits on .15 acres between the Platte Lakes on Deadstream Road, surrounded by trees in a peaceful "Up North" setting. This 2 bedroom, 1 bath furnished cottage with 2 car garage is ideal for your "getaway cottage" or "year-around" home waiting for you to make it your own. Very private setting yet close to everything "Up north." Sit around the campfire and wait for the stars. Lots of hiking trails close by as well as public lake access, golf courses, shopping, eateries and just minutes away from Sleeping Bear Dunes National Lakeshore and convenient access to Glen Arbor, Leland, Northport and Traverse City. Start making your "Up North" memories.

10/06/2026

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

10/01/2026

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

09/29/2026

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

09/24/2026

3 Things You Can Actually Control About Your Mortgage Rate Right Now

If you're trying to buy a home, affordability is probably what keeps you up at night.