08/28/2026
🏡 FUN FACT FRIDAY: Pre-approved doesn’t necessarily mean rate-locked.
A mortgage pre-approval can tell you what you may qualify to borrow, but your interest rate can still move until you actually lock it with your lender.
That distinction matters—especially when rates are changing. Before making an offer, ask your lender what rate you’re being quoted, whether it’s locked, how long the lock lasts, and what could cause it to change.
Buying a home involves more than finding the right property. Understanding the financing side can help you make much more confident decisions.
Have real estate questions? I’m always happy to help you know what questions to ask.