06/03/2026
🏡 BUYING YOUR FIRST HOME MAY BE MORE AFFORDABLE THAN YOU THINK! 🏡
If you’ve been sitting on the sidelines waiting for interest rates to improve or wondering how you’ll come up with a down payment, it may be time to take another look.
The Ohio Housing Finance Agency (OHFA) offers programs designed to help qualified homebuyers purchase a home with competitive interest rates and down payment assistance options.
📉 CURRENT OHFA RATES:
✅ FHA & Conventional Loans
• 3.75% – No Down Payment Assistance
• 5.00% – With Down Payment Assistance
⭐ Ohio Heroes Program
(Teachers, Nurses, Counselors, Police Officers, Firefighters, EMTs, Veterans, and Active Military)
• 3.50% – No Down Payment Assistance
• 4.75% – With Down Payment Assistance
Many buyers are surprised to learn they qualify for programs that can significantly reduce their upfront costs and make homeownership more attainable.
📲 Curious what you qualify for?
Let’s discuss:
✔️ Your buying power
✔️ Available down payment assistance programs
✔️ Monthly payment estimates
✔️ Whether now is the right time for you to buy
Don’t assume homeownership is out of reach until you’ve explored ALL of your options.
🔑 Ready to get started? Send me a message today!
John Adams - REALTOR®
Key Realty
Rates and program guidelines are subject to change. Contact me for current eligibility requirements and program details.