Williams Law Association, P.A.

07/27/2026

A Proof of Loss is more than routine paperwork. It is a sworn statement outlining the damage and the amount you are asking the insurance company to pay.

Missing damage, inaccurate information, or an incomplete estimate can affect your claim. Before signing, make sure the document is accurate and supported by photographs, estimates, invoices, and other evidence.

Williams Law Association, P.A. represents Florida policyholders, never insurance companies.

Free consultation: 1-800-451-6786
WilliamsPA.com

07/27/2026

A slip-and-fall claim is not based on the fall alone. You generally must show that a dangerous condition caused your injuries and that the property owner knew, or should have known, about the hazard.

Photos, surveillance footage, witness information, incident reports, and prompt medical treatment can all become important evidence.

Williams Law Association, P.A. represents injured Floridians and fights back when insurance companies dispute valid claims.

Free consultation: 1-800-451-6786
WilliamsPA.com

07/27/2026

Wind and water often damage a Florida property during the same storm, but insurance companies may treat them very differently.

Do not assume the insurer’s first explanation is correct.

Read more about wind-versus-water damage disputes and how Florida property owners can protect their claims.

Understand the differences between wind vs. water damage to protect your home and finances during hurricane season.

07/20/2026

If you own a home in Florida, take a few minutes to learn what your policy really says. It could make all the difference after a hurricane, fire, water loss, or other covered event.

Understand what Florida homeowners need to know about homeowner insurance policies to avoid costly misconceptions.

07/17/2026

Hail damage is not always visible from the ground, and your roof does not need to be leaking for the damage to be serious.

Hail can crack tiles, bruise shingles, strip protective granules, dent HVAC equipment, damage gutters, and weaken roofing materials long before water enters your home. Unfortunately, insurance companies may blame the damage on age, wear and tear, poor maintenance, or pre-existing conditions.

Our latest guide explains how Florida hail damage claims work, what evidence homeowners should preserve, and what to do when an insurer denies or undervalues the damage.

Read more: https://www.williamspa.com/blog/homeowners-insurance-claims-for-hail-damage-in-florida/

Williams Law Association, P.A. has represented Florida policyholders for more than 30 years. We represent homeowners, never insurance companies.

Find out how Hail Damage Insurance Florida works and what to do if your home is affected by hailstorms.

07/16/2026

07/16/2026

A house fire can damage far more than what the flames touch.

Smoke and soot can spread through walls, insulation, and HVAC systems. Water used to extinguish the fire can cause additional damage. Homeowners may also face disputes over personal property, temporary housing expenses, depreciation, code upgrades, and the true cost of rebuilding.

The insurance company’s first estimate may not include the full scope of your loss.

Our complete guide explains how Florida fire damage insurance claims work, what your policy may cover, and what to do when a claim is delayed, denied, or underpaid.

Read more: https://www.williamspa.com/blog/fire-damage-home-insurance-claims-in-florida-a-complete-guide/

Williams Law Association, P.A. has represented Florida policyholders since 1995. We represent homeowners, never insurance companies.

Navigate fire damage home insurance claims in Florida with expert guidance to secure the compensation you deserve.

07/15/2026

A lightning strike can damage your home’s electrical system, HVAC equipment, appliances, electronics, and even create hidden fire damage or power surge issues that may not be immediately visible.

While many Florida homeowners’ insurance policies cover lightning damage, insurance companies may still dispute the cause of the damage, underestimate repair costs, or deny parts of a claim.

If your lightning damage claim has been denied, delayed, or underpaid, it’s important to understand your rights before accepting the insurance company’s decision.

Learn what Florida homeowners should know about lightning damage insurance claims:

https://www.williamspa.com/blog/florida-homeowners-guide-to-lightning-damage-insurance-claims/

Get the facts about lightning damage insurance claims. Learn how to maximize your chances of a successful claim in Florida.

07/14/2026

Florida’s “90-day rule” has changed.

For most residential property insurance claims, insurers now generally have 60 days to pay or deny an initial, reopened, or supplemental claim after receiving notice.

But what happens when the insurance company misses the deadline, delays its investigation, or fails to explain its decision?

Our latest FAQ breaks down Florida’s current claim-handling deadlines, when the clock starts, possible exceptions, and what policyholders should do when a claim remains unresolved.

Read more: https://www.williamspa.com/faq/florida-property-insurance-90-day-rule/

If your property insurance claim has been delayed, denied, or underpaid, Williams Law Association, P.A. can review your claim and explain your options.

Learn what Florida’s old 90-day property insurance claim rule means today, how the 60-day deadline works, and what to do if your insurer delays payment.

07/10/2026

K.C. Williams, managing partner of Williams Law Association, P.A., was recently quoted in Rev’s article, “Finding Prior Inconsistent Statements In Real Time.”

K.C. discussed how social media, public posts, transcripts, documents, and modern technology can help attorneys identify inconsistencies that may affect witness credibility during litigation.

At Williams Law Association, preparation matters. The details people overlook can become the evidence that changes a case.

Take a deep dive into the current strategies for finding witness inconsistencies during trial, and learn how tech like Rev is streamlining the review process.