Hector Ivan Castro Realtor

Hector Ivan Castro Realtor Whether you’re selling, buying or both, you can count on me as the local expert in the market and

Veterans Day is a time for us to pay our respects to those who have served. For one day, we stand united in respect for ...
11/11/2021

Veterans Day is a time for us to pay our respects to those who have served. For one day, we stand united in respect for you, our veterans.

This holiday started as a day to reflect upon the heroism of those who died in our country's service and was originally called Armistice Day. It fell on Nov. 11 because that is the anniversary of the signing of the Armistice that ended World War I. However, in 1954, the holiday was changed to "Veterans Day" in order to account for all veterans in all wars.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-4510
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Let me help you!--Helping people find the perfect home is more than a job, it is a passion. Whether you're a first-time ...
07/01/2021

Let me help you!
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Helping people find the perfect home is more than a job, it is a passion. Whether you're a first-time buyer, a rental home, or something in between, I'm here to help!

Contact me right now.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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Let’s make your dream home a reality.--Together, we can do this!This weekend, I can help you find that home you daydream...
06/30/2021

Let’s make your dream home a reality.
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Together, we can do this!

This weekend, I can help you find that home you daydream about on Fridays.

Let me know how I can help.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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5 Tips for Staying Stress-Free While Selling Your Home.--Selling your home doesn’t have to be stressful. Give me a call ...
06/29/2021

5 Tips for Staying Stress-Free While Selling Your Home.
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Selling your home doesn’t have to be stressful. Give me a call and I’ll do everything I can to make it as easy as possible.

1.- Work with the right agent: who you hire makes all the difference. Contact me.
2.- Clear out the clutter: remove everything you don't regularly use.
3.- Have a plan for the pets: don't leave your pets at the house during showings.
4.- Hire a cleaning crew: have someone else do the deep cleaning before the open house.
5.- Do your homework - Have a clear understanding of what a home sale entails and how you can go about it.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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Who's Buying Homes?--Characteristics of recent buyers in numbers.62% Married.18% Single women.9% Single men.9% Unmarried...
06/28/2021

Who's Buying Homes?
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Characteristics of recent buyers in numbers.
62% Married.
18% Single women.
9% Single men.
9% Unmarried couples.
2% Others.
Let me know how I can help.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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Did you know?--Single female homebuyers have historically been second only to married couples since 1981.Male or female,...
06/27/2021

Did you know?
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Single female homebuyers have historically been second only to married couples since 1981.

Male or female, married or single, let me know how I can help you make your dream of homeownership a reality.

Let me know how I can help.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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5 Ways to improve your credit score--1.- Review your credit reports: it help to know what might be working in your favor...
06/26/2021

5 Ways to improve your credit score
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1.- Review your credit reports: it help to know what might be working in your favor or against you.
2.- Pay your bills on time: payment history has the biggest impact on your credit score.
3.- Keep tabs of your credit utilization rate: aim to use no more than 10% of your available credit limit.
4.- Limit your applications for new credit: lenders may get the impression that you are taking on too much debt.
5.- Don't close old credit cards with a positive credit history: this lowers your available credit and increases your credit utilization rate.

Your credit score determines what type of loan you qualify for. Reach out if you want to get one step closer to buying a home!
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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5 Reasons to Sell your Home this Summer.--1.- Home values are up: take advantage of all the equity you've built.2.- Mort...
06/26/2021

5 Reasons to Sell your Home this Summer.
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1.- Home values are up: take advantage of all the equity you've built.
2.- Mortgage rates are low: buyers are eager to lock in a low rate.
3.- Competition is low: there are fewer homes on the market, giving you a better chance of making top dollar.
4.- Curb appeal is at its peak: your house looks its best in summer.
5.- School is out: more families are looking to move in summer.

Now is a great time to sell. Let me know how I can help.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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Struggling to afford a down payment?--A home equity mortgage will allow some borrowers to "earn" their full down payment...
06/24/2021

Struggling to afford a down payment?
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A home equity mortgage will allow some borrowers to "earn" their full down payment by upgrading a home before purchasing it.

If you're concerned that you won't be able to save enough for a 20% down payment, you may not have to. If you are interested in more information contact me and
Let's chat about the many options available. Together we can do this!
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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What credit score do you need to get the best mortgage rate?--A credit score of more than 700 will generally earn the bo...
06/21/2021

What credit score do you need to get the best mortgage rate?
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A credit score of more than 700 will generally earn the borrower a lower interest rate, and while mortgage industry experts say you can still qualify for certain loans with a score below 680, 700 is where you can expect. pay the lowest rates.

Creditors set their own standards for what constitutes an acceptable score, but these are general guidelines:

A score of 740 or higher is generally considered excellent credit.

A score between 700 and 739 is considered good credit.

Scores between 630 and 699 are fair credits.

And scores of 629 and below are bad credit.

The credit industry divides the credit score scale into 20-point increments and adjusts the rates it offers to borrowers each time a credit score rises or falls by approximately 20 points. For example, if your score drops from 760 to 740, you will likely see a small increase in the rate that will be offered to you.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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How Your Credit Score Affects Your Mortgage Rate--Credit scores directly impact mortgage interest rates. A difference of...
06/20/2021

How Your Credit Score Affects Your Mortgage Rate
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Credit scores directly impact mortgage interest rates. A difference of just 100 points could cost or save you thousands.

Without a high credit score, you won't qualify for the best mortgage rates available, which could mean you end up paying more money over the term of your mortgage. The difference between 3% and 3.25%, for example, can add up, especially if you are applying for a 30-year fixed-rate mortgage.

If you need help with your checkout process, I'm here to help, book your appointment right now.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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Are the mortgage rates the same for all lenders?--Mortgage rates vary from lender to lender because lenders have differe...
06/19/2021

Are the mortgage rates the same for all lenders?
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Mortgage rates vary from lender to lender because lenders have different appetites for risk and different overhead costs.

When a lender reaches its capacity for loan applications that its employees can process, it can keep the rates a little higher than necessary to avoid being overwhelmed; When business is slow, the lender may charge slightly lower rates to boost business.

Because mortgage rates from lenders vary, it's smart to shop for a mortgage from multiple lenders because you could save thousands of dollars over the life of the loan.

And now that you understand how mortgage rates are determined, you're better prepared to ask smart mortgage questions when looking for lenders.
If you have any questions, book your appointment and we will discuss it.
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Hector Ivan Castro
Friends Realty LLC
www.Realproperties4sale.com
+1 (813) 842-451
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Tampa, FL
33614

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