Summerna Realtor

Summerna Realtor Realtor with Keller Williams Tampa Properties

06/17/2026

Florida just welcomed $20.6 billion in adjusted gross income as people flock from other states, topping the nation. California and New York are losing billions. A household earning $250k could save $30k annually by moving here. Want to understand the real costs beyond taxes? I can guide your move to Hillsborough, Pinellas, or Pasco County.

06/16/2026

Real estate investor purchases in Florida have plummeted to a 6-year low, with Orlando seeing a 25% drop. Soaring HOA fees, insurance costs, and stalled price growth are killing the math. Even rental income is drying up, with nearly 40% of listings offering concessions. This shift presents a golden opportunity for regular buyers.

06/15/2026

Gen Z is leading the charge in homeownership, with over half purchasing homes solo. Notably, 35% of these buyers are single women, the highest share of any generation. They see homeownership as a smart financial investment, often outperforming the stock market. Even with a lower median income, Gen Z is strategically buying townhomes and row houses to build wealth.

06/12/2026

Your bank reviews your home insurance escrow annually, but you don't have to wait for a lower premium to reflect. Get your new insurance declaration page, call your mortgage servicer, and request an early escrow review. You could get a refund and lower your monthly payments sooner!

06/11/2026

Citizens Property Insurance is cutting rates statewide by an average of 8.7% starting June 1, 2026. Pinellas policyholders see a 1.8% decrease, Hillsborough stays flat, and Pasco rates rise slightly. This is a great time to shop your renewal and compare quotes, especially if you have a new roof or wind mitigation.

06/10/2026

Two landmark laws, Senate Bill 2-A and House Bill 837, tackled Florida's insurance crisis by eliminating one-way attorney fees. This drastically reduced questionable lawsuits, leading to a nearly 50% drop in insurance litigation. Now, 18 new carriers have entered the market, increasing competition and stabilizing rates.

06/09/2026

Florida's home insurance premiums have skyrocketed, nearly doubling in just three years. The state accounts for a staggering 76% of all US homeowners insurance lawsuits, despite only 7% of claims. A loophole called "assignment of benefits" has allowed contractors and law firms to exploit the system, leading to massive financial losses for insurers and soaring costs for homeowners. This is part one of our Florida Insurance Explained series.

06/08/2026

Florida's home insurance premiums were the nation's highest, nearly double the national average. This was driven by a surge in lawsuits. New legal reforms have led to a nearly 50% drop in litigation, with Citizens Insurance cutting rates by 8.7% and private carriers by up to 11%. You can request an early escrow review now.

06/06/2026

For the fourth quarter in a row, new homes in Tampa Bay are cheaper than existing ones. Builders are offering incentives and strategic pricing, while existing homeowners are holding tight with low supply and high prices. If you've been considering a new build, now might be your chance to get more for less.

06/05/2026

Are you a Florida homeowner? Not filing for your homestead exemption means leaving money on the table every single year. This exemption lowers your property's taxable value by $50,000 and caps assessment increases at 2.7%, saving you $400-$750 annually. Plus, you can port savings to a new home. You must own and live in the home by Jan 1st. Deadline to apply is March 1st.

Address

Keller Williams Tampa Properties, 5020 W Linebaugh Avenue, Suite 100
Tampa, FL
33624

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