07/21/2026
If you are facing foreclosure, I can offer plans to get you out of default. Sometimes a payment plan with your HOA is all you need. I can help you negotiate one. Sometimes you need bankruptcy, particularly if you are also past due on your mortgage. Perhaps property tax authorities are trying to foreclose. Sometimes I can get you a payment plan with them, and sometimes you need bankruptcy. Perhaps you need time to sell your home to keep your equity. I can help you buy time. Maybe you're waiting on an inheritance and need more time before you can make a lump-sum payment to get back on track. Whatever your situation is, I often have ideas that will work for you. Give me a call, and I'll explain your options.