McLemore Financial Group

Call Directions Website

McLemore Financial Group We strive to serve our clients during the financial planning process through deep and meaningful relationships that last for generations.

At the McLemore Financial Group, we do three things for clients and expect one in return. We help clients seek to:
-Simplify their financial lives and pursue their dreams
-Generate the necessary income to sustain the lifestyle they deserve now and in retirement
-Build a legacy for the ones they love and the things they care about. What we expect in return:
-should our clients have a question on anything financial, we expect to be the first phone call. We want to be your primary financial advisor. Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about your dreams. As your Financial Professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and continually remind you of the importance of maintaining a disciplined approach to pursuing your dreams. Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. Securities offered through LPL Financial, member FINRA/SIPC. www.finra.org and www.sipc.org

Investment advice offered through McLemore Group, a DBA of Advisor Resource Council, a registered investment advisor. McLemore Financial Group and Advisor Resource Council are separate entities from LPL Financial. For a list of states in which we are registered to do business, please visit McLemoreGroup.com

PSA: Medicare Open Enrollment starts today and runs until December 7th.Finding the right coverage may take some legwork,...
10/15/2026

PSA: Medicare Open Enrollment starts today and runs until December 7th.

Finding the right coverage may take some legwork, but the decisions you make now will impact your healthcare costs for 2027.

As you evaluate your options, ask yourself:

Have my prescription needs changed, and does my Part D plan still cover them affordably?

❓Are there any changes to my Medicare Advantage plan's provider network or benefits?

❓Do I anticipate needing to see a specialist in 2027?

❓How do premium increases compare to my budget and retirement income?

This is also a good time to start planning ahead for next year. Create a system to track out-of-pocket medical expenses, doctor visits, and prescriptions, so it will be easier to assess your healthcare needs in the future.

Your paycheck may stop in retirement, but your spending doesn't.The difference is that instead of regularly adding to yo...
10/12/2026

Your paycheck may stop in retirement, but your spending doesn't.

The difference is that instead of regularly adding to your retirement accounts, you may begin relying on those savings to help fund your lifestyle.

That makes your spending strategy an important part of your overall retirement plan.

Housing, travel, hobbies, and everyday expenses may change throughout retirement. Your withdrawal needs could change along with them.

A retirement plan isn't just about how much you've saved. It's also about considering how you'll use those savings over time.

Have your retirement spending expectations changed since you first made your plan?

Contact us to review how your spending and withdrawal strategy fits into your retirement plan.

Are financial worries really what's keeping you up at night, or is it something else?Even if the market is stable and yo...
10/10/2026

Are financial worries really what's keeping you up at night, or is it something else?

Even if the market is stable and your savings look solid, financial fears can persist.

That's because money can symbolize things that are harder to measure: freedom, control, identity, and emotional peace.

It's difficult to know how to be okay when the goalpost is a feeling, not a number.

This World Mental Health Day, we invite you to dig a little deeper. What's really causing your financial anxiety?

Let's get to the bottom of it together and find actionable strategies that could help alleviate your worries.

Schedule a call to get started. 254.968.1020

Retirement is when you can stop saving and start spending, right?Not quite.In the years just before and during retiremen...
10/06/2026

Retirement is when you can stop saving and start spending, right?

Not quite.

In the years just before and during retirement, we think it's more important than ever to stay intentional with your portfolio.

Less time to recover could mean more to lose. This season may require a more risk-conscious approach, especially if you're worried your retirement income plan may not be enough.

You may not be actively adding to your accounts, but it's a good idea to position your investment and withdrawal strategies for potentially favorable compounding interest.

Ultimately, it's about positioning your savings to potentially benefit from growth opportunities while focusing on protecting what you've saved and not taking on more risk than necessary.

Is your financial strategy slowing down instead of switching to defense?

Contact us today to schedule a portfolio review.

Health care can be one of your biggest expenses in retirement, especially in later years.Protecting your savings from un...
10/01/2026

Health care can be one of your biggest expenses in retirement, especially in later years.

Protecting your savings from unpredictable medical expenses can be challenging.

Medicare has limits. It doesn't cover most dental, vision, hearing, or long-term care needs.

Inflation adds pressure. Healthcare costs can rise faster than general inflation, putting more strain on fixed incomes.

Longer lifespans increase expenses. Medical advancements have led to longer lifespans, meaning you could have a longer time horizon to cover.

That's why we recommend multiple vehicles designed to help cover healthcare needs in retirement.

Do you have a plan for healthcare expenses in retirement?

If not, let's talk about how healthcare needs could fit into your broader retirement plan.

09/28/2026

CHANGE OF PLANS!

Between Doug being down with a nasty case of COVID and Mother Nature looking like she had plans of her own, we’ve decided to reschedule our 15th Anniversary Celebration & Chamber Mix.

📅 NEW DATE: Thursday, October 29th
⏰ 4:00–6:00 PM

Same celebration, same place—just a new date!

We’re looking forward to celebrating 15 years of McLemore Financial Group with our friends, clients, and community.

See you October 29th!

09/27/2026

By SARA VANDEN BERGEDoug McLemore, founder and president of McLemore Financial Group, is preparing to celebrate a milestone — 15 years in business in Stephenville. The firm’s 15th anniversary celebration will be held from 4 to 6 p.m. Thursday, Oct. 1, at the McLemore Financial Group office, 1529...

Passing down financial knowledge could impact individuals in any income bracket.Some people who've built significant wea...
09/23/2026

Passing down financial knowledge could impact individuals in any income bracket.

Some people who've built significant wealth may find that their adult children never learned the basics, like budgeting, investing, or general financial responsibility.

The next generation may know the family has resources, but not how that wealth was built, managed, or preserved.

What financial lessons are you passing down?

How did you really feel during the last market downturn?It’s easy to say you’re comfortable with risk when the market is...
09/21/2026

How did you really feel during the last market downturn?

It’s easy to say you’re comfortable with risk when the market is climbing. The real test of your risk tolerance is how you react when it isn’t.

Did you check your accounts more than usual? Lose sleep? Think about selling?

Your emotional response to volatility can matter more than a risk tolerance questionnaire, particularly in retirement, when you're withdrawing money instead of adding to it.

Some of the clients who handle market swings well in retirement may have built that skill during their working years by building cash reserves, diversifying beyond stocks, and preparing mentally for downturns ahead of time.

How are you feeling about recent market movement?.

Medicare Open Enrollment is coming up. Are you ready?This matters for anyone turning 65 or already on Medicare, since th...
09/17/2026

Medicare Open Enrollment is coming up. Are you ready?

This matters for anyone turning 65 or already on Medicare, since the choices you make during this window can affect your healthcare costs for the year ahead.

According to the Center for Retirement Research, Medicare costs have generally risen faster than Social Security's cost-of-living adjustments in recent years, which can widen the gap between retirement income and healthcare expenses for some retirees.

A few things worth reviewing:

⚫ Changes to Part D prescription coverage

⚫ Updates to your Medicare Advantage plan

⚫ Medigap premium increases

⚫ Changes to your provider network

Medicare planning isn't something to set and forget. A quick annual review can help you look for ways to reduce out-of-pocket costs, since healthcare can be one of the larger expenses in retirement.

Schedule a call with us to go over your options for the year ahead.

Address

1529 W Lingleville Road Ste A
Stephenville, TX
76401

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12549681020

Website

Alerts

Be the first to know and let us send you an email when McLemore Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share