Stephens Kelly Law

Stephens Kelly Law St. Louis Injury Law Firm

The minutes right after a crash are a blur for almost everyone. If you are able, keep this short list in mind before you...
08/24/2026

The minutes right after a crash are a blur for almost everyone. If you are able, keep this short list in mind before you leave the scene:

▪️Get medical attention, even if you feel fine. Adrenaline and shock can mask a lot.
▪️Photograph the vehicles, the road, the traffic signals or signs, and any visible injuries.
▪️Collect names and numbers for the other driver and for anyone who saw what happened.
▪️Describe the facts only. Do not guess out loud about who was at fault.

Save everything afterward, including the police report number, discharge papers, and every bill that follows.

Documentation matters because a claim gets built from what can be shown, not from what you remember later on. Photos taken at the scene tend to be the most useful evidence in a case, and they only take seconds to capture.

Take the opportunity to equip yourself with important knowledge (and get in touch with us) before an adjuster reaches out. Our FAQ page covers the questions we hear most after an accident, and you can access it by visiting stephenskellylaw.com/faq/.

Anyone who drives I-64 or I-270 in August knows the roads can feel different this time of year. More people are travelin...
08/18/2026

Anyone who drives I-64 or I-270 in August knows the roads can feel different this time of year. More people are traveling, more work zones appear overnight, and the evening rush stretches later.

This mix shows up in the collisions we handle most often right now, whether it’s a rear-end crash in slowed traffic near construction, a side impact at an intersection when someone tries to beat a light, or a late-night incident involving a driver who should not have been behind the wheel at all.

What it boils down to is that the extra second before you change lanes and the car length you leave ahead of you are worthwhile and key in keeping you and others safe.

If a drive around town results in a wreck, our team is here to help. Learn more about how we handle collision cases at stephenskellylaw.com/car-accidents/.

One of the most useful conversations you can have this month is with your own insurance agent. Here’s why. Missouri auto...
08/12/2026

One of the most useful conversations you can have this month is with your own insurance agent. Here’s why.

Missouri auto policies are required to include uninsured motorist coverage for bodily injury, usually at the state minimum. This type of protection steps in when the person who hit you carries no policy at all, or in many hit-and-run situations where the driver is never identified.

Underinsured motorist coverage works differently. It’s optional, you pay a separate premium for it, and it applies when the at-fault driver had insurance that was simply too small to cover what happened to you.

The second gap is the one that catches people off guard. A driver carrying state minimum limits can cause an injury that costs far more than those limits will ever pay, and without underinsured coverage of your own, there may be nowhere else to look.

Pull out your declarations page and check both lines. If you have questions about how any of it would apply to your family, reach out to us at stephenskellylaw.com/contact-us/.

We know many people who come to us after a car crash, slip and fall, or dog bite have never been through a personal inju...
08/06/2026

We know many people who come to us after a car crash, slip and fall, or dog bite have never been through a personal injury claim before. Trying to understand the process while dealing with an injury can feel overwhelming.

That’s why our team at Stephens Kelly Law put together a simple breakdown of the core elements that make up a personal injury case. It’s meant to help you understand what matters most and what to expect as you move forward.

If you think you or someone you care about may have a claim, we encourage you to reach out. Early conversations help us preserve evidence, evaluate the strength of the case, and make sure important Missouri deadlines aren’t missed.

If you have questions about a crash or injury in the St. Louis area, give our office a call. Our team is here to help you move forward with confidence.

As a St. Louis personal injury law firm, we often hear questions about what injuries may be covered under workers’ compe...
08/04/2026

As a St. Louis personal injury law firm, we often hear questions about what injuries may be covered under workers’ compensation. Both employees and employers can feel overwhelmed when navigating a claim, especially when they’re unsure whether an injury qualifies.

To help make things clearer, we’re sharing a quick breakdown of the types of injuries that may be covered and when things can become more complex. Swipe to learn more.

Understanding eligibility is just one part of the process. The next step is having experienced, hands-on legal support. If you or someone you know is working through a workers’ compensation claim and needs guidance, our team at Stephens Kelly Law is here to help.

Have questions about Missouri workers’ compensation or other personal injury matters like car crashes, slip and fall incidents, or dog bites? Reach out anytime.

We love hearing from the people we've had the chance to work with."From the very beginning, they were professional, resp...
07/30/2026

We love hearing from the people we've had the chance to work with.

"From the very beginning, they were professional, responsive, and genuinely cared about my case. They kept me informed every step of the way and fought hard to get the best possible outcome. I couldn't have asked for a better team during such a stressful time." - Tyler

That's exactly the experience we work hard to provide for every client. If we've had the chance to help you, we'd be grateful if you shared your experience too.

Leave a review: https://stephenskellylaw.com/rate/

When a crash happens, fault is not always one-sided. In some cases, both parties may share responsibility. That is where...
07/20/2026

When a crash happens, fault is not always one-sided. In some cases, both parties may share responsibility. That is where comparative negligence applies. Comparative negligence is a legal doctrine that reduces an injured person’s compensation based on their percentage of fault.

Insurance companies may attempt to shift blame to reduce payouts, so even a small change in fault percentage can significantly impact your recovery. Swipe for more information.

If you have been injured and are concerned about shared fault, do not make assumptions about your case. Contact us to discuss your situation and protect your right to full and fair compensation.

When you head out—whether it’s to the grocery store or a local business—you should be able to trust that the environment...
07/16/2026

When you head out—whether it’s to the grocery store or a local business—you should be able to trust that the environment is safe.

A hidden hazard like a broken walkway or an unmarked spill can change your life in a single second. Property owners have a responsibility to keep their premises safe for everyone. When they don't, the consequences shouldn't be yours to carry alone.

If you’ve been hurt due to a dangerous condition, your recovery matters. Let’s talk about your next steps: https://stephenskellylaw.com/contact-us/

Summer is in full swing here in St. Louis, and many homeowners are getting their pools ready for long weekends and famil...
07/14/2026

Summer is in full swing here in St. Louis, and many homeowners are getting their pools ready for long weekends and family time. As enjoyable as a backyard pool can be, it also comes with important safety and liability considerations that homeowners should keep in mind.

Our team at Stephens Kelly Law regularly helps clients understand how accidents on their property — including pool‑related injuries — intersect with personal injury claims and insurance coverage. If you're opening your pool for the season or thinking about adding one, now is a great time to review what protections you have in place.

If you have questions about pool safety, premises liability, or a situation you're unsure how to handle, reach out anytime. We're always here to help you stay informed and protect your peace of mind.

If you've just been in a collision, it can be hard to think clearly. Here are a few basics to keep in mind:✅ Get to safe...
07/07/2026

If you've just been in a collision, it can be hard to think clearly. Here are a few basics to keep in mind:

✅ Get to safety. Move out of traffic if you can do so without making injuries worse.

✅ Get medical attention. Even if you feel okay, get checked out. Some injuries don't show up right away.

✅ Document the scene. Photos, names, insurance info, and witness contact information all matter later.

✅ Don't minimize what happened. Avoid saying you're "fine" at the scene. You may not know the full picture yet.

The steps you take right after a crash can affect your health and your legal options down the road. When you're ready to talk through next steps, we're here.

Learn more: https://stephenskellylaw.com/car-accidents/

Address

1610 S Big Bend Boulevard
St. Louis, MO
63117

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+13142405040

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