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St. Louis Injury Law Firm

10/13/2026

By October the school routine for many families feels automatic, which is right about when drivers let their guards down. Mornings are darker than they were in August, practice lets out closer to dusk, and a kid in a dark hoodie is much harder to see on a crosswalk than one in a t-shirt six weeks ago.

The bus rule is one of the most important to remember. As a reminder, on a two-lane road, traffic in both directions has to stop when the bus extends its arm and flashes red. On a divided highway or a road with a median, only vehicles moving the same way as the bus are required to stop. If you are unsure which kind of road you are on, stopping is the safe answer.

The rest is ordinary and easy to let slide. Slow down through school zones even when no crossing guard is out. Assume a child near the curb is about to step off it. Put the phone somewhere you cannot reach.

If a school-zone collision has affected your family, we can help you understand what comes next. Learn more at stephenskellylaw.com/car-accidents/.

10/02/2026

Personal injury is a phrase people often hear about with little explanation of what it means.

Simply put, a personal injury claim is what you bring when someone else's carelessness causes you harm and you need help paying for the fallout. Most of our cases begin with a car collision, and the rest tend to involve falls on unsafe property, dog bites, defective products, or injuries that happened at work.

There are two elements of personal injury claims that surprise people most. Missouri sets deadlines for filing, and some claims, particularly those against government entities, have much shorter ones than you would expect. And you generally pay nothing up front, because we do not charge a fee unless we recover compensation for you.

Not sure whether what happened to you fits? We can help: stephenskellylaw.com/contact-us/

09/29/2026

One of the most common reasons people never make the call after a wreck is the belief that they were partly to blame, so there would be no point. In Missouri, that assumption is usually wrong.

Missouri follows what is called pure comparative fault. Being partly responsible reduces what you can recover, but it doesn’t close the door. As an example, if a jury found your damages totaled $100,000 and assigned you 20 percent of the blame, you would recover $80,000 rather than nothing.

Every case relies on its own facts. If someone has told you that you have no case because you were partly at fault, get a second opinion before you accept it. Start at stephenskellylaw.com.

09/21/2026

Pools around here stay busy right through Labor Day, and the last stretch of the season tends to be the most relaxed. Everyone has a routine by then, which is exactly when attention slips.

Most swimming injuries trace back to a handful of preventable conditions, including a gate that no longer latches, a diving board over water that is not deep enough, a missing or broken drain cover, a deck surface that stays slick, and no adult whose only job is watching the water.

Responsibility depends on the setting. If your family has been affected by a swimming accident, we can walk you through your options. Request a free case evaluation at stephenskellylaw.com/case-evaluation/.

09/15/2026

One of the best parts of our line of work is hearing from clients long after their case has closed.

Notes like this are one of the reasons our phone rings, because most of the people we represent found us through someone who had been in their shoes first.

If you know a friend or family member trying to figure out where to turn after an injury, we would be glad to talk with them. You can meet our attorneys at stephenskellylaw.com/about-our-firm/.

Past results do not guarantee a similar outcome in any future case.

09/11/2026

Twenty-five years ago, our country was forever changed.

This Patriot Day, our team at Stephens Kelly Law pauses to remember the lives lost on September 11, 2001, and honor the first responders, volunteers, families, and everyday people whose courage and compassion carried others through unimaginable circumstances.

We remember. We honor. We will never forget.

09/07/2026

We’re wishing our St. Louis community a safe and relaxing Labor Day weekend. Our team at Stephens Kelly Law is grateful for the hardworking people we serve, especially the former clients who continue to trust us as their legal resource.

Our office will be closed on Monday, September 7, and will reopen on Tuesday, September 8. If you or someone you know needs guidance after a car crash, collision, slip and fall, or dog bite, we’re here to help as soon as we’re back in the office.

We hope you enjoy a well‑deserved break with family and friends.

08/24/2026

The minutes right after a crash are a blur for almost everyone. If you are able, keep this short list in mind before you leave the scene:

▪️Get medical attention, even if you feel fine. Adrenaline and shock can mask a lot.
▪️Photograph the vehicles, the road, the traffic signals or signs, and any visible injuries.
▪️Collect names and numbers for the other driver and for anyone who saw what happened.
▪️Describe the facts only. Do not guess out loud about who was at fault.

Save everything afterward, including the police report number, discharge papers, and every bill that follows.

Documentation matters because a claim gets built from what can be shown, not from what you remember later on. Photos taken at the scene tend to be the most useful evidence in a case, and they only take seconds to capture.

Take the opportunity to equip yourself with important knowledge (and get in touch with us) before an adjuster reaches out. Our FAQ page covers the questions we hear most after an accident, and you can access it by visiting stephenskellylaw.com/faq/.

08/18/2026

Anyone who drives I-64 or I-270 in August knows the roads can feel different this time of year. More people are traveling, more work zones appear overnight, and the evening rush stretches later.

This mix shows up in the collisions we handle most often right now, whether it’s a rear-end crash in slowed traffic near construction, a side impact at an intersection when someone tries to beat a light, or a late-night incident involving a driver who should not have been behind the wheel at all.

What it boils down to is that the extra second before you change lanes and the car length you leave ahead of you are worthwhile and key in keeping you and others safe.

If a drive around town results in a wreck, our team is here to help. Learn more about how we handle collision cases at stephenskellylaw.com/car-accidents/.

08/12/2026

One of the most useful conversations you can have this month is with your own insurance agent. Here’s why.

Missouri auto policies are required to include uninsured motorist coverage for bodily injury, usually at the state minimum. This type of protection steps in when the person who hit you carries no policy at all, or in many hit-and-run situations where the driver is never identified.

Underinsured motorist coverage works differently. It’s optional, you pay a separate premium for it, and it applies when the at-fault driver had insurance that was simply too small to cover what happened to you.

The second gap is the one that catches people off guard. A driver carrying state minimum limits can cause an injury that costs far more than those limits will ever pay, and without underinsured coverage of your own, there may be nowhere else to look.

Pull out your declarations page and check both lines. If you have questions about how any of it would apply to your family, reach out to us at stephenskellylaw.com/contact-us/.

Address

1610 S Big Bend Boulevard
St. Louis, MO
63117

Telephone

+13142405040

Website

http://www.stephenskellylaw.com/

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