Jones Elder Law, LLC

Jones Elder Law, LLC We practice Elder Law, Estate Planning, Veteran's Benefits Planning and Special Needs Planning. Jones Elder Law now two locations! Our St. Jones!

Louis office is by appointment only.
2085 Bluestone Drive, St. Charles, Missouri 63303

Follow us on Twitter at https://twitter.com/JonesElderLaw

Connect with us on LinkedIn by following are company page: http://www.linkedin.com/company/jones-elder-law-llc?trk=hb_tab_compy_id_2779372

Find us on YouTube at JonesElderLaw

You can view our blog where we get all of our articles from at http://www.jo

neselderlaw.com/?page=1

If you'd like to view the Jones Elder Law attorneys you can find both on LinkedIn and Avvo! Just look for Rosalind M. Robertson, or Stephen C.

A child or other family member may spend substantial personal funds on a parent's mortgage, utilities, repairs, funeral ...
08/21/2026

A child or other family member may spend substantial personal funds on a parent's mortgage, utilities, repairs, funeral expenses, or property preservation. Reimbursement may be appropriate, but it should not be treated as an informal withdrawal from the estate account.

Keep invoices, receipts, proof of payment, mileage records, and a clear explanation of why each expense benefited the estate. Creditor claims and limited estate assets can affect when reimbursement should occur.

Before repaying a large amount, confirm the proper procedure. http://ow.ly/iyjl30sXElZ

When one spouse enters a nursing home and the other remains at home, the residence is generally protected for Medicaid e...
08/20/2026

When one spouse enters a nursing home and the other remains at home, the residence is generally protected for Medicaid eligibility purposes. But that does not answer every question.

Families must still consider ownership, later sale of the home, the spouse's death, liens, estate recovery, taxes, and what happens if both spouses eventually need care.

Do not confuse “exempt today” with “protected in every future circumstance.” The Spousal Asset Protection Plan™ addresses the immediate application and the longer term risks. http://ow.ly/LyZ030sXElY

Estate planning and elder law should not leave a family with a binder of documents they do not understand.One Jones Elde...
08/19/2026

Estate planning and elder law should not leave a family with a binder of documents they do not understand.

One Jones Elder Law client described the experience this way: “Steve Jones took the time to really get to know us and our vision, and then fully explained all trust, will, and health declaration options for us to choose from for our situation.”

The goal is not simply to prepare documents. It is to give the family a strategy they understand and can use when circumstances change. http://ow.ly/PVcF30sXElX

Well meaning advice from a facility, friend, or financial institution can create a Medicaid penalty or eliminate a bette...
08/18/2026

Well meaning advice from a facility, friend, or financial institution can create a Medicaid penalty or eliminate a better planning option.

Large gifts, adding a child to an account, transferring the house, cashing out investments, or purchasing the wrong financial product can change eligibility and taxes. What worked for another family may not work for yours.

Before moving money or changing ownership, have the complete financial picture reviewed by an attorney who regularly handles nursing home Medicaid planning. http://ow.ly/gtOb30sXElW

Families often assume a house must sit vacant until an estate is completely closed. That is not always true.The correct ...
08/17/2026

Families often assume a house must sit vacant until an estate is completely closed. That is not always true.

The correct process depends on title, the will, court authority, creditor issues, and whether the estate is supervised or independently administered. Signing a listing agreement or sales contract before the proper person has authority can delay or jeopardize the transaction.

If estate real estate needs to be sold, coordinate the legal process with the realtor and title company from the beginning. http://ow.ly/bzir30sXElV

When a child turns 18, a parent does not automatically retain authority to obtain medical information or manage the chil...
08/16/2026

When a child turns 18, a parent does not automatically retain authority to obtain medical information or manage the child's financial affairs during an emergency.

A properly prepared healthcare power of attorney, HIPAA authorization, and financial power of attorney can identify who should act if the young adult cannot make or communicate decisions.

Before a student leaves for college or moves away from home, make sure the family has more than emergency contact information. http://ow.ly/rHh930sXElU

A single nursing home resident is not automatically required to spend every dollar on care before Medicaid planning beco...
08/15/2026

A single nursing home resident is not automatically required to spend every dollar on care before Medicaid planning becomes possible.

Depending on the person's assets, authority under a power of attorney, transfer history, and timing, lawful strategies may preserve part of the estate while establishing eligibility. These cases require careful coordination because a transfer penalty begins only when the applicant is otherwise eligible.

The Individual Asset Preservation Plan™ is designed for single individuals facing this difficult situation. http://ow.ly/FFCt30sXElT

When an estate has limited cash and several creditors, paying the loudest creditor first can create problems for the per...
08/14/2026

When an estate has limited cash and several creditors, paying the loudest creditor first can create problems for the person administering the estate.

Claims, expenses of administration, taxes, secured debts, family reimbursements, and beneficiary distributions do not all have the same priority. Selling a home may provide cash, but it does not eliminate the need to follow the required process.

If an estate has multiple claims or insufficient liquid assets, obtain advice before reimbursing family members or paying creditors. http://ow.ly/YNer30sXElS

The Medicaid five year lookback is often misunderstood. It is the period reviewed for certain transfers. It does not mea...
08/13/2026

The Medicaid five year lookback is often misunderstood. It is the period reviewed for certain transfers. It does not mean every applicant must wait five years, and it does not mean every transfer creates the same penalty.

The amount transferred, when it was transferred, who received it, and whether an exception applies can change the result.

Do not assume an old gift makes planning impossible. Have the transfer history reviewed before paying privately for months or filing an application that may be denied. http://ow.ly/u46q30sXElR

The 2026 federal estate tax exclusion is $15 million per person, but Illinois families must also consider Illinois estat...
08/12/2026

The 2026 federal estate tax exclusion is $15 million per person, but Illinois families must also consider Illinois estate tax.

An Illinois estate with a gross value exceeding $4 million after adjusted taxable gifts may be required to file an Illinois estate tax return, even when no federal estate tax return is required. Farms, businesses, retirement accounts, life insurance, and appreciating real estate can push a family above that level faster than expected.

Illinois couples near or above $4 million should coordinate ownership and estate planning before a death occurs. http://ow.ly/BHRp30sXElQ

Address

2085 Bluestone Drive, Suite 204
Saint Peters, MO
63303

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16364933333

Website

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