Jones Elder Law, LLC

Jones Elder Law, LLC We practice Elder Law, Estate Planning, Veteran's Benefits Planning and Special Needs Planning. Jones Elder Law now two locations! Our St. Jones!

Louis office is by appointment only.
2085 Bluestone Drive, St. Charles, Missouri 63303

Follow us on Twitter at https://twitter.com/JonesElderLaw

Connect with us on LinkedIn by following are company page: http://www.linkedin.com/company/jones-elder-law-llc?trk=hb_tab_compy_id_2779372

Find us on YouTube at JonesElderLaw

You can view our blog where we get all of our articles from at http://www.jo

neselderlaw.com/?page=1

If you'd like to view the Jones Elder Law attorneys you can find both on LinkedIn and Avvo! Just look for Rosalind M. Robertson, or Stephen C.

When an estate has limited cash and several creditors, paying the loudest creditor first can create problems for the per...
08/14/2026

When an estate has limited cash and several creditors, paying the loudest creditor first can create problems for the person administering the estate.

Claims, expenses of administration, taxes, secured debts, family reimbursements, and beneficiary distributions do not all have the same priority. Selling a home may provide cash, but it does not eliminate the need to follow the required process.

If an estate has multiple claims or insufficient liquid assets, obtain advice before reimbursing family members or paying creditors. http://ow.ly/YNer30sXElS

The Medicaid five year lookback is often misunderstood. It is the period reviewed for certain transfers. It does not mea...
08/13/2026

The Medicaid five year lookback is often misunderstood. It is the period reviewed for certain transfers. It does not mean every applicant must wait five years, and it does not mean every transfer creates the same penalty.

The amount transferred, when it was transferred, who received it, and whether an exception applies can change the result.

Do not assume an old gift makes planning impossible. Have the transfer history reviewed before paying privately for months or filing an application that may be denied. http://ow.ly/u46q30sXElR

The 2026 federal estate tax exclusion is $15 million per person, but Illinois families must also consider Illinois estat...
08/12/2026

The 2026 federal estate tax exclusion is $15 million per person, but Illinois families must also consider Illinois estate tax.

An Illinois estate with a gross value exceeding $4 million after adjusted taxable gifts may be required to file an Illinois estate tax return, even when no federal estate tax return is required. Farms, businesses, retirement accounts, life insurance, and appreciating real estate can push a family above that level faster than expected.

Illinois couples near or above $4 million should coordinate ownership and estate planning before a death occurs. http://ow.ly/BHRp30sXElQ

A basic financial power of attorney may allow someone to pay bills, but it may not contain the specific authority needed...
08/11/2026

A basic financial power of attorney may allow someone to pay bills, but it may not contain the specific authority needed for long term care asset protection, trust planning, real estate transactions, or Medicaid strategies.

The question is not merely whether you have a power of attorney. The question is whether it gives your chosen agent the powers your family may actually need.

Documents prepared years ago should be reviewed before illness or incapacity limits the available choices. http://ow.ly/bkGv30sXElP

Being named as the person responsible for an estate does not necessarily allow you to access accounts, sell property, or...
08/10/2026

Being named as the person responsible for an estate does not necessarily allow you to access accounts, sell property, or sign documents immediately after death.

In Missouri, the court appoints a Personal Representative. In Illinois, the court may appoint an Executor or Administrator. Until the proper authority is established, financial institutions and title companies may refuse to act.

Before signing contracts or paying beneficiaries, determine whether probate is required and who has legal authority. http://ow.ly/ugV030sXElO

Retirement accounts, life insurance, payable on death accounts, and transfer on death registrations generally pass accor...
08/09/2026

Retirement accounts, life insurance, payable on death accounts, and transfer on death registrations generally pass according to the designation on the account, not the instructions in a will.

That can create an unexpected result when an old designation names a former spouse, a deceased beneficiary, or one child when the estate plan was intended to treat all children equally.

A meaningful estate plan review includes the documents, account ownership, and beneficiary designations. Reviewing only the will is not enough. http://ow.ly/Ievm30sXEmc

Farm families are sometimes told that farmland or other income producing property is exempt for Medicaid eligibility. Th...
08/08/2026

Farm families are sometimes told that farmland or other income producing property is exempt for Medicaid eligibility. That does not always mean the property is protected from liens, estate recovery, lost income, or an eventual forced sale.

Eligibility is only the first question. A complete plan also considers ownership, income, taxes, succession, and what happens after the Medicaid recipient dies.

If keeping the farm in the family matters, review the entire plan before relying on a single exemption. http://ow.ly/6iOh30sXElM

Families calling about a nursing home crisis should not have to explain an urgent legal problem to someone who cannot id...
08/07/2026

Families calling about a nursing home crisis should not have to explain an urgent legal problem to someone who cannot identify the real issues.

At Jones Elder Law, the initial conversation is handled by elder law attorney Rosalind M. Robertson. She listens to what has happened, helps identify the immediate concerns, and determines whether the firm can help.

That attorney led intake is part of how we give families useful direction from the beginning. http://ow.ly/wGJZ30sXElL

A photocopy of a will may show what someone intended, but the original document can be critical when an estate must be o...
08/06/2026

A photocopy of a will may show what someone intended, but the original document can be critical when an estate must be opened.

Before assuming there is no will, check the person's home, safe deposit box, fireproof cabinet, and the office of the attorney who prepared the plan. Also determine whether a later will, trust, beneficiary designation, or deed changed the result.

If you cannot locate the original document, get legal advice before filing anything with the probate court or distributing property. http://ow.ly/lipk30sXElK

In the St. Charles and St. Louis region, nursing home care can cost approximately $9,000 to $12,000 per month. At that r...
08/05/2026

In the St. Charles and St. Louis region, nursing home care can cost approximately $9,000 to $12,000 per month. At that rate, a family can lose $100,000 or more in a year while trying to understand Medicaid rules.

The important question is not simply whether Medicaid may eventually pay. It is what can lawfully be preserved before the family's options narrow.

If a spouse or parent is in rehabilitation, about to enter a nursing home, or already privately paying for care, now is the time to review the situation. http://ow.ly/IaQX30sXEme

Address

2085 Bluestone Drive, Suite 204
Saint Peters, MO
63303

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16364933333

Website

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