10/12/2026
๐ก MORE LOAN OPTIONS = MORE OPPORTUNITIES TO BUY A HOME!
One of the things Iโm most excited about at LOWER is the variety of loan programs we can offer. Not every buyer fits into the same box, and that's okay!
Here are a few options you may not know exist:
๐ ONE by Lower: Qualified buyers may be able to purchase a home with just 1% of their own money toward the down payment. LOWER contributes up to an additional 2% (maximum $4,500), with no repayment required!
๐ฉบ Medical Professionals: Doctors, nurses in qualifying advanced roles, dentists, veterinarians and other eligible medical professionals may qualify for up to 100% financing with no mortgage insurance.
๐ผ Self-Employed & Investors: Don't have traditional W-2 income? We have options that can use bank statements or rental property income to help you qualify.
๐ฐ HELOCs & Second Mortgages: Already own a home? You may be able to use your equity for renovations, debt consolidation, investments or other financial goals.
The bottom line? Just because one lender says no doesn't mean you don't have options.
Whether you're buying your first home, investing, refinancing or helping a client find financing, let's talk!
๐ฒ Angel Ramos | 813-293-4327
๐ง [email protected]
๐ lower.com/lo/aramos
Mortgage Loan Originator | NMLS #2044477
Lower, LLC | NMLS #1124061
Licensed in Florida, Michigan & South Carolina
All programs are subject to eligibility, underwriting approval and applicable restrictions. Financing terms and availability may vary.