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Mora Realtors at Pinnacle Estate Properties Inc.

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Simi Valley, CA
Mora Realtors at Pinnacle Estate Properties Inc.

The Mora Family has been in real estate for 30 years. Our goal is to help you during the process of

09/02/2026

Sellers Are Cutting Prices To Meet Buyers Where They're At

You’re scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment).

Nationally, there are more homes sitting on the market than there are people out there looking. And when sellers need buyers more than buyers need sellers, that shows up in the price.

Lower asking prices. More price cuts. And homes priced for what buyers can actually afford – not what sellers hope someone might pay.

Data shows more than 40% of sellers are dropping this price. That’s more than 4 out of every 10 homes listed. Think about what that means. That’s thousands of sellers deciding they’d rather lower their asking price than keep waiting for someone willing to stretch their budget.

Now, that doesn’t mean home values are falling or that everything’s suddenly a steal. Prices are still above where they were before the pandemic.

Sellers no longer banking on bidding wars or expecting buyers to pay whatever they ask. Instead, many are listing at prices that better reflect today’s market from the very beginning.

Yes, affordability can be a real challenge. And the monthly payment you take on definitely does matter. But if you’ve been assuming everything is out of budget, there may be more wiggle room than you think.

08/26/2026

Most Home Sales Close – Here’s How To Keep Yours on Track

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.

Even in today’s market, it rarely comes to that. Buyerswho are moving at today’s rates and prices are generally moving because of some big life change. That means they’re motivated, and eager to get all the way to the closing table. The most common things that trip up a sale:

• Inspection or repair issues.
• The buyer’s financing fell through.
• The buyer’s current house didn’t sell.
• There was a change in buyer’s financial situation.

Some of those reasons are outside your control, like whether a buyer’s loan clears or whether they sell their own home in time.

But there are a few proactive things you can do to help make sure your sale goes as smoothly as possible:

1. Get a pre-listing inspection. That’s when you get your own inspection before a buyer gets theirs. It lets you find the big issues before a buyer’s inspector does, so you can fix them or disclose them on your terms, instead of scrambling once you’re under contract.

2. Look at more than just the offer price. Your agent will help you weigh the whole offer, including the buyer’s timeline and any contingencies attached. When a buyer’s offer depends on selling their own home first, the success of your sale rides on a second deal you can’t see.

With the right prep, your sale has every reason to make it to the finish, and a good realtor can help you get there. #

08/19/2026

Millions of Families Are Living Multi-Generationally

The number of multi-generational households is climbing. That’s when 3 or more generations live under one roof. And data shows those households grew from 3.2 million to almost 4 million.

While the appetite for this type of house is rising across the board, data from USAFacts shows multi-generational living is more common in some states than others. The darker the state in the map below, the more common it is in that area. See map.

There’s a real market out there for larger homes with room for multiple generations under one roof, especially since affordability is still so tight. And if you own a house like that, it’s in demand.

Your multi-generational-friendly, or simply larger-than-average, house might meet criteria a lot of buyers can't find in a standard one. That's what gets attention. And offers. So, talk to us about what it could get you in your market right now.

08/12/2026

Here’s Where To Start if You’re Selling and Buying at the Same Time

The best call depends on your finances, your local market, and your timeline. And a trusted agent can help you weigh all of it.

But in a lot of cases these days, selling first puts you in the stronger spot.

Selling is usually the trickier half of a move today, so getting it done first clears your biggest hurdle. And that’s especially true right now, because there are more homes for sale than there are buyers, which means houses are taking longer to sell than they did a year or two ago.

It’s best to sell your old home before buying a new one to avoid unnecessary risks and possible headaches.

One of the biggest perks of selling first is that you’ll know exactly how much money you’re walking away with. And one of the big figures that matters in that conversation is how much equity you have in your current place.

After you sell, you can use that money to cover your down payment or even buy your next home in cash. And knowing that profit up front helps you plan your next move.

When your house is already sold, you don’t have to make your offer contingent on that sale. In a market where buyers are taking their time, that’s exactly what a seller wants to see. And can also give you room to ask for a little more, like repairs, since a motivated seller would rather keep things moving than lose you and wait for another offer to come in

Connect with us, and we’ll help you navigate selling and buying with more confidence, more financial power, and less stress.

08/05/2026

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.

The sellers having the most success today are the ones who understand the market has changed and are adapting to meet it where it is.

Sometimes that means negotiating on closing costs. Sometimes it means offering something else. The key is knowing which concessions are worth it for your local market.

Closing costs are the extra expenses buyers pay on top of their down payment when they purchase a home. Freddie Mac gives some examples:

* Loan origination fees

* Appraisal and inspection costs

* Title and attorney fees

* Survey fees and more

Typically, buyer closing costs range from about 2% to 5% of the home’s purchase price.

Sometimes, it’s worth meeting buyers where they are to get a deal done, fast. One example? Helping with a buyer’s closing costs.

If you’re wondering what's normal in your area, what's worth negotiating, and where it makes sense to stand firm, connect with an agent.

07/29/2026

That House That’s Been Sitting Could Be Your Best Shot at a Deal

Listings that have been on the market for two months. Three. Some longer.

Most buyers scroll right past them, assuming something’s wrong with the house. But that instinct could be costing you, since the longer a home sits, the more motivated the seller usually gets.

If affordability has been your #1 hurdle to buying, here’s a surprisingly simple strategy that could help you finally get your foot in the door. Start with the homes that have been sitting the longest. That’s often where the best deals are.

Basically, the longer a house sits, the more likely it is that the seller will reduce the price. Let’s say you do that and something catches your eye.

Still, you might be questioning why the home has been sitting in the first place. Just remember, sometimes it has nothing to do with the home itself:

* The asking price was set too high to start

* The home didn’t show well online

* There are a lot of homes for sale in the area, so it just got buried

So, nothing that’s necessarily a dealbreaker, or even anything that’s wrong with the home itself. If there’s a real issue, a thorough inspection will surface it. And that’s information you can use to negotiate. Not a reason to assume it’s a house worth skipping over.

How To Turn a Lingering Listing into a Win:
1. The first is price. Work with your agent to study what comparable homes recently sold for, then build an offer around that.
2. The second is concessions. If a seller won’t budge much on price, they may still help in other ways, like covering some closing costs, repair credits, or even a mortgage rate buydown that lowers your monthly payment.

A local agent has the context to tell which homes are the real opportunities and which are skippable.

07/22/2026

Why Real Estate Is Still America’s Favorite Investment

Which investment do Americans trust more than stocks, gold, savings accounts, and bonds?

It’s real estate. And this year, that answer comes with even more conviction behind it. New data shows people aren’t just saying homeownership is a smart move, they’re feeling better about it than they have in years.

Owning a home has long been considered one of the most reliable ways to build wealth. Beyond providing shelter, a home is a valuable asset that can appreciate over time, build equity, and serve as a financial resource for generations.

According to Bank of America‘s latest Homebuyer Insights Report, 53% of people now say it’s better to buy a home than to rent or move in with family. That’s the first time buying has taken the lead since 2023.

For many homeowners, a home is more than a place to sleep and store belongings—it’s a reflection of who they are.Homeownership can help people put down roots, build relationships and create a space that feels uniquely their own.

Connect with us and talk through what that first step could look like for you.

07/17/2026

Prank the manager meeting 🤣🤣🤣

07/15/2026

The Biggest Myth About Student Loans and Buying a Home

One of the most common misconceptions among first-time buyers is that they have to pay off their student loans before they can qualify for a mortgage. But in most cases, that’s just not true.

Student loans usually get evaluated the same way other debts do, like credit cards or car payments. So having that loan on your credit report isn’t some special red flag that immediately disqualifies you.

If your income is steady and the rest of your finances are in decent shape, buying a home could be more realistic than you think. The only way to know for sure is to actually run the numbers with someone who does this for a living.

If you've been putting off your homebuying plans because of that debt, talk to a lender about your options. It may not be the barrier you think it is.

07/08/2026

Down Payments Are Smaller Than They’ve Been Since 2021

Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming.

Some people are getting their foot in the door with a smaller down payment.

There are a few things driving the trend:

• Less competition between buyers.

• With buyers facing less competition than they did a few years ago, there’s less pressure to put a big sum down just to stand out.

• More moderate home prices.Your down payment is a percentage of the purchase price. So, as price growth cools, the amount you need to put down may change too.

• Buyers opting for loans with lower down payments. More buyers are also turning to government-backed loans, like FHA and VA, which often need little or no money down.

• Down payment assistance is one of the most overlooked tools out there.

And with added help from assistance programs and a little help from loved ones, you may have more ways forward than you realized. Connect with a trusted lender to talk through your options.

Address

1855 E Cochran Street #104
Simi Valley, CA
93065

Opening Hours

Monday	9am - 8pm
Tuesday	9am - 8pm
Wednesday	9am - 8pm
Thursday	9am - 8pm
Friday	9am - 8pm
Saturday	9am - 8pm
Sunday	9am - 8pm

Website

http://www.morarealtors.com/

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