Cheryl Dillon Real Estate

Cheryl Dillon Real Estate She became the realtor she once needed, and now guides clients through major life transitions with integrity, strategy, wisdom, and warmth.

Cheryl Dillon is relational real estate advisor and broker serving the Greater Seattle area, including King and Snohomish Counties, Eastside, Bothell, Edmonds, Lynnwood, Kirkland, Mill Creek, Woodinville, Mukilteo, Everett, Seattle, Bellevue, and Redmond. Cheryl Dillon is a relational real estate advisor and broker serving the Greater Seattle area, including King and Snohomish Counties, the Eastsi

de, Bothell, Edmonds, Lynnwood, Kirkland, Mill Creek, Woodinville, Mukilteo, Everett, Seattle, Bellevue, and Redmond. As an educator, connector, and encourager, Cheryl helps people feel seen, supported, protected, and empowered every step of the way. Her mission is to build lasting relationships rooted in trust, service, and excellence, so every client feels confident and cared for from the first conversation through closing day and beyond.

09/05/2026

🏘️ 6 Things Every Buyer and Seller Should Know About ADUs in Washington Now

Washington State law now makes it easier to add a second living space to many properties, and it is changing how buyers and sellers think about value.

1️⃣ Most single family lots now qualify
Recent state law expanded where accessory dwelling units are allowed.

2️⃣ ADUs can mean rental income
Extra income potential is a real draw for buyers looking at long term flexibility.

3️⃣ They can also mean multigenerational living
A private space for parents, adult children, or grandparents, all on one property.

4️⃣ Sellers should document everything
Permits and proper documentation for an existing ADU protect your sale.

5️⃣ Financing can look different
Ask your lender how an ADU affects appraisal and loan options early.

6️⃣ Not every ADU is created equal
Permitted, code compliant units are valued very differently than unpermitted ones.

💡 Whether you are buying a home with one or selling a home that has one, an ADU is worth a real conversation, not just a line in the listing.

📌 Comment ADU and I will send you what to know before buying or selling one.

09/04/2026

🔑 4 Things to Know About Selling a Home Before Your Mortgage Is Paid Off

Most sellers do not have their home paid off, and that is completely normal. Here is how it actually works.

1️⃣ Your payoff amount is not your loan balance
It includes accrued interest and sometimes fees, so ask your lender for an official payoff statement.

2️⃣ Your mortgage is paid off at closing
Funds from the sale go directly to your lender before you receive your proceeds.

3️⃣ A second mortgage or HELOC gets paid too
All liens on the property need to be satisfied at closing, in order.

4️⃣ Timing your payoff matters
Interest accrues daily, so your closing date affects your exact final number.

💡 Selling with an existing mortgage is the normal path for most homeowners, not the exception.

📌 Comment PAYOFF and I will walk you through exactly what your net proceeds could look like.

09/03/2026

📐 5 Boundary and Survey Questions That Protect Both Buyers and Sellers

Property lines feel like a formality until they are not. These five questions protect everyone at the table.

1️⃣ Is there a current survey on file?
An older survey may not reflect fences, additions, or changes made since.

2️⃣ Do fences match the legal property line?
A fence that has stood for years is not always where the actual boundary sits.

3️⃣ Are there any easements on the property?
Utility, access, or shared driveway easements can affect how you use your land.

4️⃣ Have there been any boundary disputes with neighbors?
Sellers, this is worth disclosing. Buyers, this is worth asking directly.

5️⃣ Is title insurance covering boundary issues?
Understand exactly what your policy protects against before you need it.

💡 A clear boundary conversation now prevents a much harder conversation with a neighbor later.

📌 Comment BOUNDARY and I will walk you through what to check before you buy or sell.

09/02/2026

"🏦 4 Ways a Home Equity Line of Credit Can Help Before You Sell Your Next Home

A HELOC is not just for renovations. Here is how homeowners use one strategically before a move.

1️⃣ Funding pre-listing improvements
Cover staging, repairs, or updates that help your home sell for more, without draining savings.

2️⃣ Bridging a purchase before a sale
Access equity to make a strong offer on your next home before your current one closes.

3️⃣ Covering moving costs
Movers, temporary housing, and storage add up fast during a transition.

4️⃣ Creating flexibility in timing
A HELOC can give you breathing room to wait for the right offer instead of rushing to accept the first one.

💡 A HELOC is a tool, not a requirement. The right choice depends on your full financial picture.

📌 Comment HELOC and I will connect you with a lender who can walk you through if this makes sense for you.

"

09/01/2026

🏡 Form 17 tells you far more than a page of yes and no boxes suggests, if you know how to read it. In Washington, the Seller Disclosure Statement, commonly called Form 17, can be one of the most useful documents you receive during a real estate transaction. Here is what I pay attention to:
🔎 1. Every YES deserves a second questionA YES is not automatically a reason to walk away, but a reason to learn more. Was there a roof leak? When? Who repaired it? Are there invoices or warranties? Sometimes the explanation is far more important than the box itself.
📋 2. Pay attention to explanations and attachmentsThe details sellers add create an important timeline. A problem professionally corrected 15 years ago is very different from an issue that happened last winter with little information about the repair.
🏠 3. Look for patterns across different sectionsOne answer may seem minor by itself, but several related answers deserve a closer look. Past water intrusion, drainage concerns, foundation repairs, and roof issues should be considered together.
❓ 4. UNKNOWN is information tooAn UNKNOWN answer is not necessarily a red flag. Sellers can only disclose what they actually know. Use it to identify what you want to investigate further during your inspection period.
🛠️ 5. Form 17 is not your inspectionThe disclosure only tells you what the seller knows. It does not tell you everything that exists. A seller may live comfortably for years without knowing what is happening in a crawlspace, attic, or sewer line.
💡 FOR SELLERS: Form 17 deserves care. Answer based on what you actually know, provide explanations, and avoid guessing. If unsure, ask your real estate broker or a legal professional.
💡 FOR BUYERS: Read the entire disclosure. Use it to create better questions for your agent, inspector, and specialists. Read correctly, it helps you understand a home's history and make a more informed decision.
Have you ever actually read every line of a seller disclosure before buying a home?

08/31/2026

Starting in your late 40s, early 50s, and 60s you start asking yourself this question.

The kids are grown, happy, and building lives they love.

You come home to a house you purchased for your family and realize half the rooms barely get used.

The kids don’t come home for the holidays like you imagined. You hop on a plane to see them.

You finally admit the house looks impressive, but who is this big house for?

It’s quietly draining your time, flexibility, and liquidity.
The taxes are high.
The maintenance never ends.
Half the rooms are empty.

And suddenly the question becomes:
Is the house supporting your next chapter… or just sitting on your balance sheet?

Choosing a smaller, right-sized home isn’t “downsizing.”

It’s trading up for the life you want:

• more margin in your monthly budget
• less stress on weekends
• flexibility to travel (and go see the kids)
• and access to the equity you worked so hard to build

The goal was never to impress anyone with your Big Home.

The goal was to build a life for your family.

Now your family life has changed … maybe it’s time for you to change, too.

~ If you’re exploring the idea of a smaller home, a conversation can be a helpful place to start. (link in bio)"

08/30/2026

I don't know who needs to hear this today, if you are reading this know your story matters and you are worthy.

Address

1455 Leary Way Street 400
Seattle, WA
98107

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+14259545622

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