Lodmell & Lodmell, P.C.

06/05/2026

A lot of people believe that as long as they have not been hit with a judgment, they still have time to restructure.

That is technically accurate and practically dangerous, and the difference between those two things is worth understanding clearly.

You are legally free to transfer your assets at any point in time until a court order enforces a judgment against you.

No law prevents that. But fraudulent transfer law, which exists in every state, does not care whether the transfer was technically legal.

It cares about intent. If you move assets after a lawsuit is filed, or even after a creditor has communicated a serious threat, a court can determine that you transferred those assets with the intent to delay, hinder, or defraud a creditor.

When that finding is made, the court can void the transaction entirely, which means everything goes back to where it was before you moved it, and you have now created an additional legal problem on top of the original one.

The other thing worth understanding is that moving assets into an offshore trust after a complaint lands does not automatically shield you from this analysis. The fraudulent transfer doctrine still applies.

A foreign trust may sit outside the court's direct reach, which limits the court's ability to reverse the transaction, but the underlying legal exposure does not disappear.

This is a genuinely complicated area of law and the subtleties are exactly the kind of thing that separates real protection from a strategy that falls apart the moment it is tested.

The window to build a structure that actually works is the period before any specific threat exists.

That is not a minor detail. It is the entire foundation of how asset protection is supposed to function.

I wrote a free guide that explains this in full, including what the right structure looks like, and why the timing of when you build it determines whether it holds.

Get the free guide at the link below.

https://web.douglass-lodmell.com/home-page-guide

P.S. The most expensive decision in asset protection is the one you kept putting off. The time to find your gaps is before someone else finds them first.

The 3 mistakes that destroy most asset protection plans, and the framework that fixes all three. Free guide by Douglass Lodmell, inventor of the Bridge Trust.

06/04/2026

Layers every serious investor needs to protect their wealth

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06/04/2026

These seem like nothing until you find out where the line actually is

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06/04/2026

Achraf Hakimi reportedly had $70 million sitting in his mother's name by the time his divorce proceedings began.

The Spanish court ruled he had nothing to divide. His wife, with $6 million titled in her own name, ended up paying him.

That story went everywhere online, and I understand why people found it remarkable. But I want to be direct about what would happen if someone tried that same approach in the United States.

An American court would look at a transfer like that and call it a marital asset, regardless of whose name is on the title. The question in a U.S. divorce is not who holds the property.

The question is how the court classifies it: community property, marital property, or separate property.

A high-income individual moving tens of millions into a parent's name, with obvious timing, obvious intent, and a clear source of wealth, would have that transfer reversed in most jurisdictions without much difficulty.

The timing, the source of funds, and the circumstances surrounding the transfer all matter. The court has significant latitude here, and judges use it.

The broader point is this: you cannot plan for a divorce the same way you plan for creditor protection.

Asset protection that holds up in the United States is built well in advance of any specific threat, through transparent structures that are properly documented and fully disclosed.

Not transfers to relatives. Not last-minute retitling. Getting advice from someone in another jurisdiction, or from a ring-light attorney on social media who doesn't practice in your state, is genuinely dangerous territory.

If you want to understand what legitimate, court-resistant asset protection actually looks like, I put together a free guide that covers the structure, why it works, and the three mistakes most people make before they ever find out their plan has a problem.

Get the free guide at the link below.

https://web.douglass-lodmell.com/home-page-guide

P.S. Jurisdiction matters enormously in this area of law. What works in Spain does not work in Arizona. Know where your case would be adjudicated before you take advice from anyone.

The 3 mistakes that destroy most asset protection plans, and the framework that fixes all three. Free guide by Douglass Lodmell, inventor of the Bridge Trust.

06/03/2026

Many real estate investors make costly structure mistakes that can hurt protection, taxes, and long-term returns.

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06/03/2026

Most people don’t realize the difference between smart and dumb asset protection. Are you doing it right?

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06/03/2026

I have been doing this for 30 years, and the single most common mistake I see is also the most avoidable one.

People are still buying investment real estate in their personal name.

When you own a property in your name, any lawsuit tied to that property reaches you directly.

A tenant gets hurt, a contractor files a claim, a dispute goes bad, and suddenly the property, your bank account, your other investments, and everything else attached to your name is on the table.

There is no firewall between the asset and you personally, because you and the asset are legally the same thing.

An LLC changes that relationship in a specific and important way. When a creditor comes after a membership interest in an LLC, the best remedy they typically get under the law is called a charging order.

They can become an assignee of the economic interest, but they do not get voting rights and they do not get direct access to the assets inside the entity.

It is a meaningful legal barrier, and it exists specifically because of how LLC law was designed. A corporation does not give you this. An S corp does not give you this.

A trust standing alone does not give you this. The LLC is the right vehicle for investment real estate, and it should be layered properly inside a holding structure, not sitting alone in your personal name.

The good news is that this is fixable, and understanding the full stack takes less time than most people think.

I wrote a free guide that walks through the three-tool structure that actually holds in court, how the LLC, the holding entity, and the trust layer each work, and why the order they sit in matters as much as the tools themselves.

Get the free guide at the link below.

https://web.douglass-lodmell.com/home-page-guide

P.S. It does not matter how much you have insured. A verdict that exceeds your policy limit still needs somewhere to land. Make sure it is not your personal balance sheet.

The 3 mistakes that destroy most asset protection plans, and the framework that fixes all three. Free guide by Douglass Lodmell, inventor of the Bridge Trust.

06/02/2026

Where do your wealth protection choices fall on this list?

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06/02/2026

Most people only realize these wealth protection truths when it’s too late.

Comment “MASTERCLASS” to learn how to protect your money legally