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RJP Estate Planning Helping Arizona families build and protect generational wealth for over 30 years with accessible, expert estate and financial planning.

We are committed to making asset transfer simple, secure, and affordable. RJP Estate Planning offers comprehensive estate planning services in Arizona with a focus on creating Living Trusts. Our experienced team of professionals understands the importance of protecting your assets and ensuring they are distributed according to your wishes. We work with experienced estate planning counsel to design individualized plans that meet each family's unique needs. At RJP, our top priority is providing personalized attention and exceptional service to each client. Contact us today to schedule a consultation with our estate planning experts.

10/18/2026

In the first few minutes at the emergency room, someone will ask for a list of every medication you take, with the doses.

Most people answer from memory, in a hallway, scared, and they miss one. Sometimes it's the blood thinner.

Ten minutes this week:

Empty the medicine cabinet onto the kitchen counter.
For every bottle, write the name, the dose, and how often.
Include the ones you only take now and then, and the vitamins.
Photograph the page and text it to one person in your family.
Comment PLANNER and I'll send you the free planner we made, with a page built for exactly this.

10/17/2026

Three kids. Two are careful with money. The third is wonderful, generous, the first to show up when you need help, and an inheritance would be gone in eight months.

Do you leave all three the same amount?

Some people say it's their money, so hand it over and let them learn. Others say they'd be watching it disappear.

You can do both. Same share as everyone else, with a change in how it arrives:

Monthly, instead of all at once
Held by someone you trust, who releases it for housing or medical bills
Out of reach of a creditor or a divorce
Some call that controlling from the grave. Others call it the kindest thing a parent can do.

A or B: hand it over, or change how it arrives? Tell us below.

10/16/2026

Pull up the beneficiary form on your life insurance and your retirement accounts, and look for four things.

A blank line. With nobody named, the account often goes to your estate, and that can mean probate court.
Somebody who has already passed away. It happens a lot on policies written back in the eighties.
A former spouse. Some states revoke that automatically after a divorce, but a 401(k) or a pension through work pays whoever is written on the form.
A child under 18, named directly. A court usually has to pick somebody to hold the money, and then it's all theirs at 18 or 21.
All four get fixed with one form from the company that holds the account. Most are one page, and most are free.

Save this and go look.

10/15/2026

If you had a stroke tonight, how soon could your son pay your mortgage?

Most people say tomorrow, because he has your power of attorney. Your bank may have a different answer, even when the document was drawn up and signed properly:

Their legal department wants to review it first, and that can take a couple of weeks.
They want him to sign their own form, or an affidavit saying it's still in effect.
An older document makes a teller nervous, even though nothing about it has expired.
The fix is a fifteen-minute errand. Take a copy to your bank now, while you're healthy, and ask them to put it on file. Ask what else they'd need from your son. Then do the same at your brokerage.

Send this to whoever you named.

10/14/2026

Families who keep their money for generations almost never hand it over in one lump sum. They leave it with instructions.
A living trust that says who gets what, and when. A third at 25, a third at 30, the rest at 35.
A successor trustee chosen on purpose, picked for the job instead of for being the oldest.
Financial and healthcare powers of attorney, signed while you're healthy.
Every one of them works at any income. The only difference between their version and yours is whether it's written down.
Save this for when you're ready to write yours.

10/13/2026

Equal means every child gets the same amount. Fair means the split actually makes sense for each of them.
One child got $30,000 toward a down payment. Your trust can count it as an advance on their share.
One has a disability and gets benefits an inheritance could cut off. Their share can be left in a way that protects those benefits.
One took three years off work to take care of you. You're allowed to leave them more.
What makes an uneven split work is a few sentences in your own words saying why.
Send this to whoever you'd want to have this conversation with.

10/12/2026

Medicare open enrollment closes December 7. Whatever you pick starts January 1.

Plans can change their drug lists every year. The medication that costs $11 now can cost a lot more in January, and the only warning is a letter that's easy to set aside.

Get your full medication list in front of you and check it against next year's plan before December 7.

Comment PLANNER and we'll send you the free planner we made for keeping that list in one place.

10/11/2026

Your safe deposit box is the safest place in town for your original trust and your will. Right up until yours is the only name on it.

When that name is gone, your family can't just walk in with the key. They need the bank's process, and sometimes a court order.

The fix is one trip to the bank: put the box in your trust's name, so your successor trustee can get in when it matters. Originals stay in the box. A copy stays at home.

Call your bank this week and ask one question: can my box be in my trust's name?

Send this to whoever would need to get in.

10/10/2026

One of your children usually ends up doing more than the others. It starts with one weekend a month and turns into three years of her life.
Then everything gets divided equally, because that's what the document said.
Money matters. But what she wants most is for somebody to say out loud that it happened.
Set aside an amount and say why. Pay her along the way. Or simply write her a letter. Any one of those beats silence.
Send this to your brother or sister.

10/09/2026

Naming all three kids as successor trustees feels like the fairest choice. Here's what almost nobody decides: how the three of them make a decision together.

In some states, two can outvote the third. In others, all three have to agree, and one holdout can stall the house until a judge breaks the tie.

Your trust can settle it. Majority rules, everyone agrees, or one of them breaks the tie.

Decide it now, put it in writing, and tell all three why.

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4110 North Scottsdale Road
Scottsdale, AZ
85251

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Thursday 9am - 5:30pm
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+14809477447

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