Attorney Shapiro

12/22/2025

New Shapiro Delgado Commerical: When accidents happen, you need more than a catchy slogan! Trust experience and results

10/31/2025

10/13/2025

How it feels coming into work after a long weekend

12/18/2024

Insurance Companies’ when you claim an injury from an accident caused by their insured

12/10/2024

Quiz time!

08/07/2024

It is so sad to see all of the videos and photos of storm damage to people's homes. A friend of mine that specializes in property damage claims sent me the following bullet points to follow after a storm. Feel free to share and message me with any questions.

Flood Insurance Claims –

-As soon as you notice ANY damage, file a claim.
NOTE, for damage caused by flood—you must have separate flood insurance from your homeowners insurance, even if the flood or storm surge was caused by a hurricane.

-TAKE PHOTOS OF EVERYTHING.

-Take any reasonable measures that you can to mitigate further damage (this may include boarding broken windows, looking into dry-out services, etc).

-Do not do any substantive repairs before the carrier’s adjuster has had an opportunity to inspect your property.
While this would make sense, insurance carriers will often point to this as you prejudicing their investigation into your claim if done prior to their initial inspection.

-When the adjuster comes to inspect your property, ask them to inspect interior AND exterior. Offer them access to entire property.

-They will want you to provide a Sworn Proof of Loss (if they do not offer you one, ask for one immediately).

-It’s important to have an estimate of your total damages to attach and to the Sworn Proof of Loss and use as the basis for your claim, call us immediately to assist with getting experts out there who can prepare an accurate measure of damages to ensure that you’re getting compensated as fairly and as fast as possible.


Homeowners Insurance Claims –

-As soon as you notice ANY damage, file a claim.

-TAKE PHOTOS OF EVERYTHING.

-Take any reasonable measures that you can to mitigate further damage (this may include tarping the roof, boarding broken windows, etc).

-Do not do any substantive repairs before the carrier’s adjuster has had an opportunity to inspect your property.

While this would make sense, insurance carrier’s will often point to this as you prejudicing their investigation if done prior to their inspection and deny these areas that you repaired.

-When the adjuster comes to inspect your property, ask them to inspect interior AND exterior. Offer them access to entire property.

-Keep ANY AND ALL receipts for repairs done toward your damages.

-The carrier has sixty days from the day you make a claim to make a coverage determination (they will open coverage on or deny your claim).

-If they have not provided you with notice of their coverage determination within sixty days from the date you made the claim, or they wrongfully deny/underpay you, contact me ASAP!

07/13/2024

😂😂😂 Luckily, our personal injury attorney community is very helpful without having to use this trick, but it’s clever nonetheless

05/15/2024

I had a great time at the Big Brothers Big Sisters of America Volunteer Appreciation BBQ! I’ve been a proud Big Brother at BBBS for almost three years. It’s a truly rewarding experience and a great opportunity to give back to the community. BBBS is always looking for new mentors, so if you or someone you know wants to make a difference in a child’s life, it’s a great program to join!

04/17/2024

Had a great time speaking to students from Palmetto High School about being an attorney. I shared the good, the bad and the ugly with them to help them choose their own career path. It was an honor to share my wisdom with the next generation of college students. Thank you to for giving me the opportunity to speak in front of her class!

03/20/2024

Anyone paying less for their auto insurance than they were a year ago?

Almost one year ago today, the Florida Legislature passed HB 837, making it much harder to recover in personal injury claims (without going into detail). The legislation was passed under the guise that it would drastically lower auto insurance premiums.

Has anyone seen their auto insurance rates decrease? I've only experienced and heard from people whose rates have drastically increased.

However, I have noticed insurance companies using HB 837 as a weapon to offer injured victims in the state less than they normally would. So it looks like Floridians pay more for less thanks to this HB 837.

01/31/2024

In any liability dispute between two parties, independent witnesses with no skin in the game rule the day. If you’re in an accident and someone else pulls over, be sure to get their information!