Rose Consumer Law, Consumer Credit Card Defense

06/23/2014

Is Your Employer Stealing Your Wages? http://wp.me/p4k0I2-n1

If you are not getting paid what you are legally owed, your employer is stealing from you. As sure as a thief in the night There’s even a name for it. It’s called “Wage Theft”. If you have been the victim of “Wage… [ 260 more words. ]

04/25/2014

LVNV Funding, LLC http://wp.me/p4k0I2-mJ

LVNV Funding. LLC is a national debt buyer located in Greenville, South Carolina and owned by parent corporation, Resurgent Financial Group. Resurgent also buys debt for its own account. Of particular interest is the purchase by LVNV of consumer debt…

04/23/2014

Lang, Richert & Patch http://wp.me/p4k0I2-mo

Lang, Richert & Patch is a general business law firm in Fresno, CA which devotes several of its twenty-plus attorneys exclusively to the practice of debt collection. LRP is one of two California law firms representing large debt buyer Unifund CCR,…

04/09/2014

http://www.californiaconsumeradvocate.com/debt-collection-lawsuits-ive-been-served-whats-next/

If you have been served with a Summons and Complaint in a credit card collection lawsuit, you might be asking yourself “What do I do now?” And if that question comes to mind within thirty (30) days, so much the … Continue reading →

04/02/2014

http://www.californiaconsumeradvocate.com/the-winn-law-group-debt-collection-law-firms/

The Winn Law Group, formerly Winn & Sims, is a debt collection law form located in Fullerton, California. As of this posting, there are five principle attorneys engaged in credit card collection litigation: Brian N. Winn, the firm’s namesake, Laura … Continue reading →

03/30/2014

http://www.californiaconsumeradvocate.com/shame-is-the-worst-part-of-credit-card-lawsuits/

This work – this credit card lawsuit defense and debt negotiation – is pretty much all I do. Add a few Bankruptcies and you’ve got my complete law practice. So when someone gets sued by a debt collector over a … Continue reading →

03/27/2014

http://www.californiaconsumeradvocate.com/why-debt-buyers-cant-prove-what-you-owe/

Any idea why debt buyers should never win a credit card lawsuit?

Answer: The Hearsay Evidence Rule.

03/26/2014

http://www.californiaconsumeradvocate.com/is-there-a-default-judgment-against-everyone-youd-be-surprised/

03/25/2014

http://www.californiaconsumeradvocate.com/credit-card-statute-of-limitations-true-or-false/

Ready to test your knowledge of the Statute of Limitations ? Read on, anyway. 1. True or False? The Statute of Limitations limits the period of time a creditor can collect an unpaid credit card debt. False. It limits the … Continue reading →

03/18/2014

http://www.californiaconsumeradvocate.com/phony-credit-card-judgments-tricking-the-system-to-get-your-money/

It’s never good news when you’re sued over a credit card, but it’s worse if you don’t find out until it’s too late. That’s how court judgments are obtained with no heavy lifting. California law requires that civil defendants – … Continue reading →

03/10/2014

http://www.californiaconsumeradvocate.com/rejecting-debt-collector-harassment/

If you take a call from a debt collector, you should understand that they are trained to control the conversation. That puts you at a significant disadvantage, which is exactly the point. How can you change that? Improve your understanding … Continue reading →

03/08/2014

http://www.californiaconsumeradvocate.com/staying-cool-when-debt-collectors-call/

With increasing frequency, consumers are reporting that debt buyers – companies that buy the right to collect defaulted credit card debt for pennies on the dollar – are refusing to negotiate reasonable payment plans when they come calling, and instead … Continue reading →