03/27/2026
✨ Thinking about buying a home? Your interest rate matters more than you think!
Did you know your mortgage rate isn’t random? It’s based on key factors that YOU can improve 💡
Here are 7 factors that impact your mortgage interest rate:
1️⃣ Credit score
2️⃣ Down payment
3️⃣ Loan type
4️⃣ Loan term (15 vs 30 years)
5️⃣ Debt-to-income ratio
6️⃣ Employment & income stability
7️⃣ Market conditions 📊
The good news? Some of these are in your control 🙌
If you’re planning to buy a home this year, let’s create a strategy so you can qualify for the BEST rate possible 🏡✨
📩 Message me “HOME” and I’ll guide you step by step!
Pedro Balcazar
Real Estate Agent
Dream Home
📲801-964-6000