10/15/2026
Homebuilder Lobbying Pushes Housing Reform
Housing reform is top of mind for many in our industry, and I’m always following these developments with care for my Bay Area clients. Recently, leaders from banking, homebuilding, and government came together to emphasize the need for broader reforms, pointing out that recent federal laws haven’t addressed all the obstacles people face when trying to buy a home. One banking executive shared that the income needed for a middle-income home has doubled in the past five years to $124,000—a reality that puts ownership out of reach for so many hardworking families. Out of 390 metro areas, 169 simply don’t have enough homes to meet demand. Builders and advocates are also raising concerns about federal sourcing rules and compliance costs, which can add as much as $131,000 to the cost of building a new home. Local politics, complex regulations, and the timing of projects all play a part in how quickly new communities can be developed. In my experience guiding buyers and sellers across the Bay Area, I see firsthand how these factors impact real people’s ability to find the right home. My commitment is to help you navigate this challenging landscape with patience, reliable advice, and a focus on your unique needs.