Mark Flowers, CFP CDFA I Second Saturday San Mateo County

Call Directions Website

Mark Flowers, CFP CDFA I Second Saturday San Mateo County Helping women navigate the financial side of divorce in San Mateo, CA.

Attend our monthly 3hr Divorce Workshop (virtual), led by an Attorney, Financial Pro & Therapist.

October is Domestic Violence Awareness Month 💜 Financial abuse (controlling money, monitoring spending, blocking someone...
10/21/2026

October is Domestic Violence Awareness Month 💜 Financial abuse (controlling money, monitoring spending, blocking someone from working) is one of its most common and least recognized forms. If you or someone you know needs help, the National Domestic Violence Hotline is available 24/7: 1-800-799-7233. Mark Flowers, CFP®, CDFA™, helps women rebuild financial independence after divorce and abuse, on their own timeline.

When navigating life transitions like divorce, protecting your financial stability isn't just about numbers—it’s about s...
10/19/2026

When navigating life transitions like divorce, protecting your financial stability isn't just about numbers—it’s about safeguarding your family’s long-term peace of mind. 🤍

Maintaining family well-being requires thoughtful planning, clear boundaries, and strategies that prioritize security for everyone involved. From managing post-divorce cash flow to structuring support and protecting future goals, having a grounded financial plan helps reduce stress so you can focus on what matters most: your loved ones.

Whether you're creating a new household budget or realigning long-term investments, taking proactive steps today lays the foundation for a stable tomorrow.

Need help navigating financial planning during life transitions? Reach out to start the conversation.

🌐 markflowers.co

10/16/2026

Tax planning is one of the most critical—and often overlooked—components of a divorce settlement. Making smart, tax-efficient decisions early can protect your wealth and set you up for long-term financial independence.

Here are 3 key strategies to keep in mind:
1. Identify Capital Gains on the Family Home: Understand the tax implications before deciding whether to keep, buy out, or sell the primary residence.
2. Utilize Loss Carryforwards in Your Split: Capital loss carryforwards can be a valuable asset to offset future taxable gains when divided strategically.
3. Make Sure to Grow Your Roth IRA: Maximizing tax-free growth assets provides crucial long-term flexibility as you build your solo financial plan.

Work with a Certified Divorce Financial Analyst (CDFA®) to ensure every financial asset in your agreement is structured with maximum tax efficiency.

What actually happens to a 401(k) when a marriage ends? Swipe through 3 things worth knowing.Retirement accounts come up...
10/14/2026

What actually happens to a 401(k) when a marriage ends? Swipe through 3 things worth knowing.

Retirement accounts come up in almost every conversation I have with clients going through divorce, and the details are rarely as simple as "split it in half." Swipe through for the basics, then come talk to us about your specific situation.

We cover topics like this every month at Second Saturday. The next workshop is the second Saturday of December, on Zoom. Check it out here: https://go.markflowers.co/second-saturday-workshops

Navigating the financial aspects of a divorce can feel overwhelming, but understanding the rules around alimony (spousal...
10/12/2026

Navigating the financial aspects of a divorce can feel overwhelming, but understanding the rules around alimony (spousal support) makes all the difference. 💡

In California, alimony is non-taxable at both the federal and state levels under current tax laws—meaning the recipient doesn't report it as income, and the payer cannot deduct it. Knowing these details helps ensure a simpler, cleaner financial break during major life transitions.

Have questions about spousal support or California tax laws? We’re here to help guide you through every step.

🌐 markflowers.co
SecondSaturdaySanMateoCounty.com/blog/alimony

10/09/2026

High net worth doesn’t require high conflict. 🕊️✨

Navigating a complex divorce or major financial transition doesn't have to mean endless courtroom battles. You can protect your assets, preserve your privacy, and secure your financial future—all while choosing peace.

Here are 3 ways to keep conflict low and clarity high:

1️⃣ Use mediation to keep records private: Avoid public courtroom filings by resolving financial terms in a confidential setting.
2️⃣ Leverage a CDFA® as a financial expert: Work with a Certified Divorce Financial Analyst® to gain objective, data-backed insights on asset division and long-term impact.
3️⃣ Prioritize your future and plan for it: Shift the focus away from past disputes and center your decisions on your long-term goals and stability.

Smart financial strategies allow you to move forward with confidence and peace of mind. Save this post or send a DM to start planning your next steps! 💼🔒

Divorce raises three kinds of questions at once: legal, financial, and emotional.Second Saturday was built to answer all...
10/07/2026

Divorce raises three kinds of questions at once: legal, financial, and emotional.

Second Saturday was built to answer all three in one morning, with a family law attorney, a mental health professional, and me, a Certified Divorce Financial Analyst.

This month: Saturday, October 10th, 9:00 AM–12:00 PM Pacific, on Zoom. $20 to reserve your seat.

Register now: https://events.leadconnectorhq.com/events/event-details/6aa1b04b22d24beb4b1b05fd

10/05/2026

When going through a major life transition, clarity is your best asset. 💡✨

Navigating change—whether starting fresh or restructuring your future—requires active steps to protect your financial independence and peace of mind.

Here are 3 essential steps to keep in mind:

1️⃣ Transition from joint to individual credit: Ensure your personal credit score is independent, strong, and secure.
2️⃣ Update your long-term care insurance policy: Adjust coverage to reflect your current needs and future goals.
3️⃣ Re-evaluate your risk tolerance for investing: Ensure your portfolio aligns with your new financial realities and timeline.

Taking charge of your financial plan today sets you up for long-term security tomorrow. Drop a comment below or send a message if you need guidance through your next steps! 📈💼

Heading into mediation can feel overwhelming, but preparation is key to reaching a peaceful, fair outcome. 🤝✨Whether you...
10/02/2026

Heading into mediation can feel overwhelming, but preparation is key to reaching a peaceful, fair outcome. 🤝✨

Whether you’re navigating family matters, business disputes, or legal negotiations, being organized and mentally prepared helps you stay focused on solutions rather than stress.

Here are a few quick tips to get ready:
1️⃣ Define Your Priorities: Know your non-negotiables and where you are willing to compromise.
2️⃣ Gather Your Documents: Have all relevant paperwork, financials, or notes organized and accessible.
3️⃣ Focus on the Future: Keep your goals centered on resolution, not past grievances.
4️⃣ Keep an Open Mind: Listening is just as powerful as speaking during negotiations.

Preparation brings confidence to the table. Save this post for your next step forward! 💻📝

When a marriage ends later in life, the financial stakes can be especially high.And some decisions that seem reasonable ...
09/30/2026

When a marriage ends later in life, the financial stakes can be especially high.

And some decisions that seem reasonable in the moment can have very different consequences years down the road.

In my latest blog, I break down 5 costly financial mistakes to watch for during divorce, including decisions involving:

🏠 The family home
💰 How different assets are valued
📈 Retirement benefits
📝 Your post-divorce budget
💼 Changes to your income or career

The goal isn’t simply to divide what you have today. It’s to understand how those decisions could affect your financial life after the divorce is final.

🔗 Read the full blog at the link in bio or at:
https://markflowers.co/2026/08/divorce-and-money-the-mistakes-you-cant-afford-to-make/.

Address

424 N San Mateo Drive, Suite 200
San Mateo, CA
94403

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 1pm

Telephone

+16504342177

Website

,

Alerts

Be the first to know and let us send you an email when Mark Flowers, CFP CDFA I Second Saturday San Mateo County posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share