Vidya Ravi

01/30/2022

FOR RENT -SARATOGA-TOP RATED SCHOOLS!!!!!

For rent This 876 square foot apartment home has 2 bedrooms and 1.0 bathrooms. It is located at 20720 4th St Saratoga, California.

11/04/2021

Happy Diwali 🪔

05/28/2021

Homes Across the Country Are Selling Fast [INFOGRAPHIC]

In today’s whirlwind real estate market, houses are selling at astonishing speed – from sea to shining sea. Four years ago, the average house spent 39 days on the market. Two years ago, homes were on the market for about 24 days. Today, that number has dropped to just 17 short days. If you’re looking to sell your house quickly and on the best possible terms, today’s market can’t be beat. DM me to discuss how to secure a speedy, top-dollar sale for your house.


Interested to Buy & Sell Real estate. Message me

Some Highlights In today’s whirlwind real estate market, houses are selling at astonishing speed – from sea to shining sea. Four years ago, the average house spent 39 days on the market. Two years ago, homes were on the market for about 24 days. Today, that number has dropped to just 17 short da...

05/26/2021

Buying a Home Is Still Affordable

There are three main factors that go into determining how affordable homes are for buyers:
>>Mortgage Rates
>>Mortgage Payments as a Percentage of Income
>>Home Prices

The National Association of Realtors (NAR) produces a Housing Affordability Index. It takes these three factors into account and determines an overall affordability score for housing. According to the index, homes are more affordable now than they’ve been at any point since the housing crash when distressed properties (foreclosures and short sales) dominated the market. Those properties were sold at large discounts not seen before in the housing market for almost one hundred years.

Why are homes so affordable today? Although there are three factors that drive the overall equation, the one that’s playing the largest part in today’s homebuying affordability is...


Interested to Buy & Sell Real estate. Message me

The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while some homeowners are re-evaluating their current house and considering a move to one that better fits their current lifestyle. Understanding how housing affordabili...

05/24/2021

3 Things To Prioritize When Selling Your House

>>Price Your House Right
When inventory is low, like it is in the current market, it’s common to think buyers will pay whatever we ask when setting a listing price, but that’s not always true. Even in a sellers’ market, listing your house for the right price will maximize the number of buyers that see your house. This creates the best environment for bidding wars, which are more likely to increase the final sale price. A real estate professional is the best person to help you set the best price for your house.

>>Keep Your Emotions in Check
Today, homeowners are living in their houses for a longer period of time. Since 1985, the average time a homeowner owned their home, or their tenure, has increased from 5 to 10 years. This is several years longer than what used to be the historical norm. When you stay in...


Interested to Buy & Sell Real estate. Message me

Today’s housing market is full of unprecedented opportunities. High buyer demand paired with record-low housing inventory is creating the ultimate sellers’ market, which means it’s a fantastic time to sell your house. However, that doesn’t mean sellers are guaranteed success no matter what. ...

05/21/2021

Americans Choose Real Estate as the Best Investment [INFOGRAPHIC]

For the eighth year in a row, real estate maintained its position as the preferred long-term investment among Americans. Real estate has been gaining ground against stocks, gold, and savings accounts over the last 11 years and now stands at its highest rating in survey history. DM me if you’re ready to make real estate your best investment this year.


Interested to Buy & Sell Real estate. Message me

Some Highlights For the eighth year in a row, real estate maintained its position as the preferred long-term investment among Americans. Real estate has been gaining ground against stocks, gold, and savings accounts over the last 11 years and now stands at its highest rating in survey history. Let.....

05/19/2021

Sellers Are Ready To Enter the Housing Market

One of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home supply has created a hyper-competitive environment for hopeful buyers, leading to the ultimate sellers’ market. However, as the economy continues to improve and more people get vaccinated, more sellers may finally be in sight.

The Home Purchase Sentiment Index (HPSI) by Fannie Mae recently noted the percentage of consumer respondents who say it’s a good time to sell a home increased from 61% to 67%. Doug Duncan, Senior Vice President and Chief Economist at Fannie Mae, indicates, “Consumer positivity regarding home-selling conditions nearly matched its all-time high.”

Fannie Mae isn’t the only expert group noticing a rise in the percentage of people thinking about...


Interested to Buy & Sell Real estate. Message me

One of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home supply has created a hyper-competitive environment for hopeful buyers, leading to the ultimate sellers’ market. However, as the economy continues to improve and m...

05/17/2021

Don’t Forget to Budget for Closing Costs

When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important.

According to Trulia, “When you close on a home, a number of fees are due. They typically range from 2% to 5% of the total cost of the home, and can include title insurance, origination fees, underwriting fees, document preparation fees, and more.” For example, for someone buying a $300,000 home, they could potentially have between $6,000 and $15,000 in closing fees. If you’re in the market for a home above this price range, your closing costs could be greater. As mentioned, closing costs are typically between 2% and 5% of your purchase...


Interested to Buy & Sell Real estate. Message me

When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important.

05/14/2021

When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC]

Selling a house is no small task. If you decide to try to do it on your own, keep in mind you’ll be responsible for all the expert-level work of a real estate professional. The vital tasks an agent manages for you include listing and marketing your house, handling legal documentation, negotiating with all parties, and navigating local laws and regulations. If you’re ready to sell while the market is in your favor, DM me to make sure you have the professional expertise you need every step of the way.


Interested to Buy & Sell Real estate. Message me

Some Highlights Selling a house is no small task. If you decide to try to do it on your own, keep in mind you’ll be responsible for all the expert-level work of a real estate professional. The vital tasks an agent manages for you include listing and marketing your house, handling legal documentati...

05/12/2021

It’s Not Too Late To Apply For Forbearance

If your loan is backed by HUD/FHA, USDA, or VA, you can apply for initial?forbearance by June 30, 2021. Here are some of the reasons why those borrowers didn’t opt for forbearance before now:
>>They were concerned forbearance may be costly
>>They didn’t understand how to request forbearance
>>They didn’t understand how the plans worked and/or whether they would qualify
If you have similar questions or concerns, the following answers may ease your fears.

The Consumer Financial Protection Bureau (CFPB) explains, “For most loans, there will be no additional fees, penalties, or additional interest (beyond scheduled amounts) added to your account, and you do not need to submit additional documentation to qualify. You can simply tell your servicer that you have a pandemic-related financial hardship...


Interested to Buy & Sell Real estate. Message me

Over the past year, the pandemic made it challenging for some homeowners to make their mortgage payments. Thankfully, the government initiated a forbearance program to provide much-needed support. Unless they’re extended once again, some of these plans and the corresponding mortgage payment deferr...

05/10/2021

3 Graphs Showing Why You Should Sell Your House Now

Here’s a look at what’s driving this sellers’ advantage and why there’s so much opportunity for homeowners who are ready to move this season.

>>Historically Low Inventory
Even with a slight rise in the number of houses for sale this spring, inventory remains near an all-time low. High buyer interest is creating animbalance between supply and demand, but as the small uptick in inventory shows, sellers are beginning to reenter the market. Selling your house now enables you to maximize on buyer demand and get the most attention for your house – before more listings come to the market later this year.

>>Frequent Bidding Wars
As a result of the supply and demand imbalance, homebuyers are entering bidding wars at an accelerating rate. NAR reports the average number of bids received on the most...


Interested to Buy & Sell Real estate. Message me

There’s no doubt that 2021 is the year of the seller when it comes to the housing market. If you’re a homeowner thinking of moving to better suit your changing needs, now is the perfect time to do so. Low mortgage rates are in your favor when you’re ready to purchase your dream home, and high ...

05/07/2021

The Power of Mortgage Pre-Approval [INFOGRAPHIC]

Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge in a bidding war. In today’s market, connecting with a lender to get pre-approved may be the game-changer that helps you secure your dream home. DM me to learn more about this essential step in the homebuying process.


Interested to Buy & Sell Real estate. Message me

Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in ...