02/04/2026
Caricature by ChatGPT, FUN!✍️ While we’re on the topic…
👩🏻💻 Why are Mortgage Brokers better??
As a Mortgage Broker I find the right loan program that best fits your situation. 🫵
✅ TAILORED MORTGAGE OPTIONS 📝
A Mortgage Broker isn’t tied to one lender. I work with multiple lending partners to find the best combination of rate, program, and terms that fit your unique situation.
❎ Banks, credit unions and direct lenders can only offer their loan products that may be limited and not ideal for you.
✅ A MORTGAGE BROKER WORKS FOR YOU 🫵
I can’t emphasize enough that I work as YOUR ADVOCATE to ensure you get the mortgage that aligns with your goals and financial needs.
❎ Banks, credit unions and direct lenders work towards their company goals.
✅ ONE APPLICATION = MULTIPLE APPROVALS 1️⃣✔️✔️
Working with me you complete ONE APPLICATION and ONE CREDIT PULL but I will present you with multiple loan options.
❎ With banks, credit unions or direct lenders if you’re not happy with what they offer that often means starting over somewhere else.
✅ MORE FLEXIBILITY FOR ALL BUYERS 💪🏼
As a Mortgage Broker I have access to:
• Conventional, FHA, VA, USDA
• First-Time Buyer Programs
• Down Payment Assistance Programs
• Jumbo & Non-QM
• Self-Employed, 1099 & Bank Statement Loans
• Investor & DSCR loans
• Bridge Loans
• Construction Loans
• Manufactured/Mobile Homes
• Jumbo and Non-QM options
• Home Equity Loans & HELOCs
❎ Banks, credit unions and direct lenders typically have stricter guidelines and fewer solutions if you don’t fit their loan parameters.
✅ MORE COMPETITIVE RATES 📉
My lender partners compete for my business which often results in better pricing and lower fees.
❎ Banks, credit unions and direct lenders won’t really compete for your business. They offer their available products and set their rate and terms.
Don’t settle for a one size fits all loan.🙅♀️ I will be your personal Mortgage Loan Broker! 🛍️
MARRI SAGAO
Mortgage Loan Specialist
NMLS # 1379849
📲💬 619.261.9707
📧 [email protected]
Client Direct Mortgage
Corp NMLS # 1065732