JoAnne Krause - San Diego Realtor

06/05/2026

Did you know you can consolidate your homeowner's insurance and property taxes into your monthly mortgage payment? This is done through escrow!

Here’s why it’s beneficial:
✅ Convenience – It simplifies your payments by rolling everything into one monthly amount.
✅ No Missed Payments – Your lender ensures your insurance and property taxes are paid on time, avoiding late fees.
✅ Stable Payments – It helps keep your finances predictable with a fixed monthly payment.

Ask your mortgage broker if this option is right for you and make homeownership even easier! 📝💬

06/04/2026

Less common, but still used in niche lending.

✨ Lower payments for a set period
✨ Large “balloon” payment due at end
✨ Typically short-term financing solution

Important for commercial or transitional strategies.

06/03/2026

Curious to know how much of a home you can purchase? Contact your loan officer now to help yo!

06/02/2026

Contact me to find out if you qualify for a First Time Homebuyer loan! I'm here to help

06/01/2026

🌲 Would you love to escape the hustle and fast-paced city life to a secluded rustic cabin getaway?

05/31/2026

Check out these simple upgraded that help you sell your home in record time!

Caution: Project results may make your home so beautiful, you won't want to leave.

05/30/2026

Mortgage Term of the Day:
Lender’s title insurance protects the lender—not the buyer—against title issues like ownership disputes, unknown liens, or recording errors that may pop up after closing.

🔹 Typically required by the lender
🔹 Paid as a one-time fee at closing
🔹 Only covers the lender’s interest in the property

👀 Want protection for you as the buyer? You’ll need Owner’s Title Insurance (recommended!).

05/29/2026

A bright, airy hallway with stylish furniture ✨🏡
Simple, elegant touches turn even a transition space into a welcoming and functional part of the home.

05/29/2026

Want top dollar for your home this year? I create a plan that maximizes value and timing. Message me now to get started!