Your Home Legal, APC

Your Home Legal, APC 📍 SAN | 🏠 Real Estate Atty (CA - VA -DC)| 👩‍⚖️ Boss Lady | 🤩 Solo-preneuer

When You Refinance, Check Your TrustThis one trips up more people than you would think.You did everything right. You cre...
06/06/2026

When You Refinance, Check Your Trust

This one trips up more people than you would think.

You did everything right. You created a trust. You transferred your home into it. Your estate plan is working exactly as intended.

Then you refinance.

During the refinance process, many lenders require the property to be temporarily transferred out of the trust and back into your individual name. They need the borrower on title to match the loan documents. Makes sense from their perspective.

The problem is what happens after. The escrow company does not automatically transfer the property back into your trust. That step falls on you. And if you do not do it, your home sits outside the trust, which means your estate plan no longer covers it. If something happens to you, that property may end up in probate, even though you "have a trust."

Every time you refinance, every time title changes for any reason, you need to confirm that your property is still properly held in your trust. It is a simple step, but skipping it can undo years of careful planning.

If you refinanced recently and are not sure if your deed was updated, let's check.

Call us at 619-377-6532.

Temporary Guardians vs Permanent Guardians: You Need BothMost parents who think about guardianship are focused on the bi...
06/05/2026

Temporary Guardians vs Permanent Guardians: You Need Both

Most parents who think about guardianship are focused on the big question: who raises my kids if I die? That is the permanent guardian. And yes, that matters enormously.

But here is the scenario most people forget about.

You are in a car accident on a Tuesday afternoon. You are alive but unconscious. Your kids are at school. School ends in two hours. Who picks them up? Who takes them home? Who feeds them dinner and puts them to bed while you are in the hospital?

If you have not named a temporary guardian, the answer might be "nobody with legal authority." Your best friend might show up, but the school may not release your kids to someone who has no legal documentation. Your neighbor might offer, but hospitals and institutions want paperwork.

A temporary guardian is the person who steps in immediately. They bridge the gap between the emergency and the long term plan. They might be a different person than your permanent guardian. Maybe your permanent choice lives in another state but your temporary choice lives five minutes away.

Both roles matter. Both need to be named. Both need to know they have been chosen.

Send us a message to get started.

Tonight's the night!Plan with Pride 🌈 is happening in just a few hours at The LGBTQ Center in Hillcrest.Curious if we st...
06/04/2026

Tonight's the night!

Plan with Pride 🌈 is happening in just a few hours at The LGBTQ Center in Hillcrest.
Curious if we still have space? Send us a message and we’ll let you know. Can’t make it but want to get your plan taken care of? Book a call and we’ll get you on the right track.

See you tonight!
yourhomelegal.com/plan-with-pride

We help craft your Chaos Prevention Plan™ to keep your family out of probate and minimize the chaos. Your Chaos Preventi...
06/03/2026

We help craft your Chaos Prevention Plan™ to keep your family out of probate and minimize the chaos. Your Chaos Prevention Plan™ Companion is another way we help your family manage the chaos! (Especially If You Are LGBTQ+)

The Chaos Prevention Plan™ Companion is not a legal document. It is not enforceable. No court will enforce it. And it might be the most valuable part of your estate plan.

Your trust covers who gets what. Your power of attorney names who is going to deal with your finances and your health care directive names who speaks for you medically. But not one of those documents explains how you want things done. No tone. No context. The why behind the decisions you're making.

Who should be called first? Who should not be contacted? What do you want your memorial to look like? Do you even want one? Do you want to be cremated, buried, or something else entirely? Have an amazing playlist, poem, or story you want shared? How about a dress code? Are there social media accounts that need to be handled? Subscriptions to cancel?

What about before death? What are your feelings about life support, pain management, experimental treatment? What does quality of life mean to you? Are there cultural, spiritual or personal philosophies your medical team and agents should understand?

For LGBTQ+ people - this is especially critical. We already build a lot of LGBTQ specific provisions into your plan whether it's your trust, power of attorney or health care directive, but this Companion document takes things one step further and you get to tell your story now - in your own words - about what's important to you in life, and in death. Your people aren't left guessing whether or not you'd roll over in your grave if they played that one song or if your first girlfriend should be informed.

There's really nothing worse than losing a loved one and then being lost in the chaos and grief of their loss and not knowing if you'd like what is being planned.

Visit our website www.yourhomelegal.com to learn more.

Tomorrow.Plan with Pride 🌈 is tomorrow night.Free estate planning workshop. Free dinner. The LGBTQ Center in Hillcrest.S...
06/03/2026

Tomorrow.

Plan with Pride 🌈 is tomorrow night.

Free estate planning workshop. Free dinner. The LGBTQ Center in Hillcrest.

Space is limited - claim your spot today.

📅 June 4 | 🕐 6:30 PM | 📍 3909 Centre Street, San Diego
💰 100% Free

See you there. https://www.yourhomelegal.com/plan-with-pride

2 days.You’ve been scrolling past estate planning content for months. Maybe years.Here’s your chance to sit down, ask qu...
06/02/2026

2 days.

You’ve been scrolling past estate planning content for months. Maybe years.

Here’s your chance to sit down, ask questions, eat dinner, and walk away actually understanding how to protect your partner, your home, and your family.

No sales pitch. No pressure. Just clarity (and dinner!)

📅 June 4 | 🕐 6:30 PM | 📍 The LGBTQ Center, Hillcrest
💰 Free

Last chance to register — lhttps://www.yourhomelegal.com/plan-with-pride

If you are married in California and buying a home together, you have options for how you take title. One of the most be...
06/02/2026

If you are married in California and buying a home together, you have options for how you take title. One of the most beneficial but least understood options is community property with right of survivorship.

Here is why it matters. When one spouse dies, property held as community property with right of survivorship automatically transfers to the surviving spouse. No probate. No court. No delay. The transfer happens by operation of law, and in many cases, your surviving spouse also gets a favorable tax treatment called a full step up in basis on the entire property.

That step up in basis means if the surviving spouse later sells the home, the capital gains tax is calculated from the property's value at the time of the first spouse's death, not the original purchase price. For families who have owned their home for decades and seen massive appreciation, that tax savings can be significant.

Compare that with joint tenancy, which also avoids probate but typically only provides a step up on half the property's value. Or regular community property, which provides the full step up but requires additional steps to avoid probate.

Community property with right of survivorship gives you the best of both worlds. But it has to be intentional. It does not happen by default.

If you are buying a home or reviewing your current vesting, this is a conversation worth having before the deed is recorded.

Call us at 619-377-6532.

3 days until Plan with Pride.Here’s who this workshop is for:→ LGBTQ+ individuals who don’t have an estate plan yet→ Cou...
06/01/2026

3 days until Plan with Pride.

Here’s who this workshop is for:

→ LGBTQ+ individuals who don’t have an estate plan yet
→ Couples - married or not - who want to protect each other
→ Anyone who wants their chosen family to have legal standing
→ Homeowners who want to keep their property out of court
→ Anyone who’s been putting this off

No experience necessary. No legal background required. Space is limited, register today.

📅 June 4 | 🕐 6:30 PM | 📍 The LGBTQ Center, Hillcrest
💰 100% Free – Dinner included

Click the link to register. https://www.yourhomelegal.com/plan-with-pride

Happy Pride Month!June is Pride Month. A time to honor the history, resilience, and joy of the LGBTQ community. A time t...
06/01/2026

Happy Pride Month!

June is Pride Month. A time to honor the history, resilience, and joy of the LGBTQ community. A time to remember the people who fought for the right to exist openly and love freely. A time to acknowledge that the fight is not over.

At Your Home Legal, we work with LGBTQ families every day. We see firsthand how the legal system was not built with these families in mind. Default laws often do not recognize chosen family. Unmarried partners have no automatic rights. Nonbiological parents can be legally invisible without the right documents. And in a political climate that seems determined to roll back protections, proactive legal planning is more important than ever.

Estate planning is how LGBTQ families protect what matters most. It is how you name your person. It is how you make sure the person who knows your heart can make decisions when you cannot. It is how you ensure your kids stay with the parent who raised them. It is how you keep your home, your finances, and your legacy in the right hands.

Pride is not just a celebration. It is a declaration that your family is real, your love is valid, and your rights deserve to be protected in writing.

This month and every month, we stand with you.

Send us a message to get started.

4 days until Plan with Pride 🌈Have you registered yet?Free estate planning workshop designed specifically for the LGBTQ+...
05/31/2026

4 days until Plan with Pride 🌈

Have you registered yet?

Free estate planning workshop designed specifically for the LGBTQ+ community.

📅 June 4 | 🕐 6:30 PM | 📍 Hillcrest
Dinner’s on us.

Visit this link to save your spot:https://www.yourhomelegal.com/plan-with-pride

Address

9655 Granite Ridge Drive, Suite 200
San Diego, CA
92123

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 2pm

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