10/21/2026
After a serious car accident, medical expenses, lost wages, and other financial losses can add up quickly. Unfortunately, the at-fault driver’s insurance coverage may not be enough to compensate you for everything you’ve lost. This is especially true in accidents involving catastrophic injuries, lengthy hospital stays, permanent disabilities, or multiple injured victims.
So, what happens when a car accident personal injury claim exceeds the at-fault driver’s insurance policy limits in California?
Understanding how insurance limits work and what options are available can help protect your financial future after a serious collision.