Bartuseck Realty Team

10/13/2026

"I got a 3% rate. I'm fine."

Maybe. Let's open the chart.

This buyer won a house in 2021 by going $50,000 over list. The appraisal came in low, so winning took $41,000 more cash than planned. No inspection. No help with closing costs.

The 3% rate did its job. Compared with a 7% loan, it saved about $790 a month, or $66,300 over seven years.

Then the house sent its own bills: AC, flooring, plumbing, a roof. $35,000 in repairs, and with savings already spent at closing, $20,000 of it went on credit cards.

Seven years in, the rate saved $66,300. Getting the house cost $100,500 in cash. This buyer is $34,200 behind.

That is not every 2021 buyer. If you paid a fair price, had your inspections, got the house you wanted and kept money in the bank, your 3% is a real advantage and you should feel good about it.

But the headlines treat every 3% buyer as a winner and every buyer today as making a mistake. Neither is true. Rates are higher now than people are used to, and buyers also have leverage they did not have then: closing cost help, rate buydowns, repairs done by the seller, and room to negotiate price.

The rate is one line on the chart. Read the whole chart before you decide.

Illustrative example based on purchases I saw as a broker in Tampa Bay. Your numbers will differ.

Next chart: the buyer who cannot afford to sell.

The Real Estate Rx Brokerage, LLC
Prescribing smarter real estate decisions.
(727) 470-7895 | rerxbrokerage.com

09/23/2026

KEYS PRESCRIBED 🔑 — 1161 Jackson Rd, Clearwater is officially discharged to its new owner.

We represented the buyer on this one, and it's a special chart: a 1948 cottage in the Beautiful Area of Clearwater, minutes from downtown and the beaches, on a big elevated lot in a non-flood, non-evacuation zone with no HOA.

🩺 2 bed · 2.5 bath · 1,565 sq ft
🌊 Saltwater pool with a paved deck and a big screened porch
🏡 Detached pool house / in-law suite with its own full bath
🪵 Refinished original wood floors, a sunroom for an office, newer roof, detached garage

Treatment plan followed: the right house, the right terms, and a smooth path from contract to keys. Congratulations to our buyer — enjoy the pool.

Thinking about buying in Clearwater or St Pete? The consult is free — (727) 470-7895 · [email protected]

09/15/2026

Real estate can feel complicated. We make it feel manageable.
At Real Estate RX, we look at the whole picture — your goals, the property, the market, and everything that has to happen in between.
Buying. Selling. Renting. Property management. Negotiations. Repairs. Closing.
Whatever your real estate situation needs, we’ll help diagnose it, build the plan, and guide you through it.
Real Estate RX — taking care of the entire person, property, and process.
📩 Message us to get started.

09/09/2026

UNDER CONCTRACT 2270 Nolan Dr

📍 Largo, FL
🏠 3 bed · 2 bath · 1,322 sq ft · built 1958

The chart on this one: a midcentury modern with the classic carport, original terrazzo floors, updated bathrooms, a butcher block kitchen, a big enclosed patio, and a generous backyard all in a non-flood zone in the heart of Pinellas County.

Still accepting backup offers.

Listed by Denay Bartuseck · The Real Estate Rx Brokerage
📞 DM us or call to talk backup offers or your own listing plan.

09/08/2026

UNDER CARE 🩺 — 6691 56th Ave N is officially under contract.

📍 St Petersburg, FL 33709 · tucked at the end of a quiet dead-end street
🏠 3 bed · 2 bath · 1,344 sq ft · built 1965

The chart on this one: a bright living room wrapped in windows, a kitchen with white cabinetry, brass finishes and quartz counters, a split floor plan, and a primary suite with a sloped ceiling, walk-in closet, ensuite bath and sliders out to the backyard deck. Carport and a big front patio out front, a fully fenced private backyard out back.

Right prep... right plan. That's the whole prescription.

Listed by Denay Bartuseck · The Real Estate Rx Brokerage
📞 DM us or call to talk backup offers or your own listing plan.

09/07/2026

KEYS PRESCRIBED 🔑 305 28th Street S, St Petersburg

Our buyer just closed on two homes on one lot: a 4-bed, 2-bath 1942 cottage up front and a fully detached 1-bed apartment out back.

The plan is a house hack — live in one, rent the other. The tenant helps carry the mortgage, the owner builds equity in a growing part of St. Pete, and it's a walk to the bars and restaurants on Central Ave. Smart way to lower your living costs and start a portfolio at the same time.

Diagnosis: live in one, rent the other. Treatment plan: buy the property that pays you back.

Thinking about a house hack of your own? That's a conversation we love having. Call or text (727) 470-7895.

Denay Bartuseck, DNP · Broker/Owner · The Real Estate Rx Brokerage, LLC
FL Broker BK3457988 · Equal Housing Opportunity

09/02/2026

09/02/2026

DISCHARGED — treatment complete. 🏡

📍 5020 15th Avenue N, Saint Petersburg (Disston Heights)
⏱️ Under contract in 30 days

A 1953 ranch, renovated end to end: brand-new roof, brand-new AC, restored hardwood floors, waterfall island and a pro-series gas range, marble-finished wood-burning fireplace, a dedicated office behind a slat feature wall. Flood Zone X — no flood insurance required.

The part nobody sees is the prep. Roof, AC, landscaping, patio and photography were finished before the sign went in the yard — and the price moved the week the market asked it to. That's the treatment plan.

Selling soon? Let's plan the prep. Call or text (727) 470-7895.

Denay Bartuseck, DNP · Broker/Owner · The Real Estate Rx Brokerage, LLC
FL Broker BK3457988 · Equal Housing Opportunity

08/24/2026

HOME HEALTH TIP 🏡🩺
Mosquito season can make the yard feel unusable. Our simple plan of care: secured 5-gallon bucket stations with water and mosquito dunks placed around the exterior.

The Bti in mosquito dunks targets larvae developing in standing water, helping interrupt the life cycle before they become biting adults. Less mosquito pressure around the yard may also mean less reliance on topical sprays—and fewer products on your skin during backyard time.

Mikey helped drill the secured lids while the buckets were empty!

Need a home care team? House Calls helps homeowners stay ahead of preventive maintenance and everyday repairs: https://rerxhousecalls.com/
Use mosquito dunks only as directed on the product label. Keep bucket stations stable, secured, and inaccessible to young children and pets. This is one layer of mosquito management—not a substitute for EPA-registered repellent when bite protection is needed.