Neil Theisen - Central MN Realty

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Neil Theisen - Central MN Realty Real Estate is my passion and I look forward to helping you achieve your Real Estate goals.

📈 Mortgage rates just hit their highest level in nearly three years.The 30-year fixed averaged 7.40% this week, up from ...
10/12/2026

📈 Mortgage rates just hit their highest level in nearly three years.

The 30-year fixed averaged 7.40% this week, up from 7.28% last week and 6.30% a year ago.

🔹 Sep 17: 6.95%
🔹 Sep 24: 7.03%
🔹 Oct 1: 7.28%
🔹 Oct 8: 7.40%

Rates move the monthly payment on any price point. If you'd like to see what today's rate means for your numbers, I'm happy to walk through it with you.

📞 Message me anytime.

Neil Theisen, Central MN Realty
Source: Freddie Mac Primary Mortgage Market Survey, week of Oct 8, 2026

$299,900. 🏡That's the median sale price in St. Cloud, MN for September 2026.📍 About $142 per square foot📍 371 homes sold...
10/12/2026

$299,900. 🏡

That's the median sale price in St. Cloud, MN for September 2026.

📍 About $142 per square foot
📍 371 homes sold in September
📍 49 median days on market

Numbers like these are a starting point. Every home and neighborhood is different, so if you'd like a value estimate or a look at recent sales near you, just ask.

📩 Message me anytime.

Neil Theisen, Central MN Realty

Source: Movoto Market Trends, Saint Cloud MN, September 2026 (updated Oct 4, 2026)

371 homes sold in St. Cloud in September. 📈Here's the snapshot:🏠 371 homes sold, up 24.9% from Sept 2025📋 470 active lis...
10/08/2026

371 homes sold in St. Cloud in September. 📈

Here's the snapshot:
🏠 371 homes sold, up 24.9% from Sept 2025
📋 470 active listings
⏱️ 49 median days on market (46 a year ago)

More closed sales means more activity across the market. If you're thinking about buying or selling, I'm happy to walk through what these numbers mean for a specific home or budget.

📩 Message me anytime.

Neil Theisen, Central MN Realty

Source: Movoto Market Trends, Saint Cloud MN, September 2026 (updated Oct 4, 2026)

Mortgage rates just climbed again. 📊Freddie Mac's 30-year fixed average:📌 7.28% (week of Oct 1)📌 7.03% the week before📌 ...
10/06/2026

Mortgage rates just climbed again. 📊

Freddie Mac's 30-year fixed average:
📌 7.28% (week of Oct 1)
📌 7.03% the week before
📌 6.34% a year ago

Rates affect monthly payments, and they move week to week. Before you decide anything, it helps to see what a payment looks like at today's rate and with different down payment options.

📩 Message me and I'll help you run the numbers.

Neil Theisen, Central MN Realty

Source: Freddie Mac Primary Mortgage Market Survey, week of Oct 1, 2026

Home inspection report: 47 pages. 📄Me, just wanting to know about the roof. 👀Every inspection day looks like this: you f...
10/05/2026

Home inspection report: 47 pages. 📄
Me, just wanting to know about the roof. 👀

Every inspection day looks like this: you flip past the electrical panel, the crawl space photos, and the furnace notes, then hunt for one line about the roof.

Tag a friend who's been there. 😄

Neil Theisen, Central MN Realty

Where are home prices moving fastest around St. Cloud? 🏡Year-to-date 2026 median sale prices by city:📍 Sartell: $347,500...
10/05/2026

Where are home prices moving fastest around St. Cloud? 🏡

Year-to-date 2026 median sale prices by city:
📍 Sartell: $347,500 (+3.7% YoY)
📍 Sauk Rapids: $314,950 (+8.6% YoY)
📍 St. Joseph: $310,000 (+3.9% YoY)
📍 St. Cloud: $268,750 (+6.6% YoY)
📍 Waite Park: $265,000 (+6.0% YoY)

Every community in the area has seen prices climb this year, though the pace varies quite a bit block by block and city by city. If you're curious how your neighborhood's numbers compare, or want a personalized market snapshot for your specific street, I'm happy to pull it together.

Source: St. Cloud Area Association of REALTORS Monthly Indicators, YTD through August 2026 (NorthstarMLS), published Sept. 11, 2026.

Neil Theisen, Central MN Realty

Mortgage rates just broke 7%. 📈The average 30-year fixed rate hit 7.03% this week — up from 6.95% the week before, and t...
10/02/2026

Mortgage rates just broke 7%. 📈

The average 30-year fixed rate hit 7.03% this week — up from 6.95% the week before, and the highest it's been in over a year. A year ago, that same rate sat at 6.30%.

What this means if you're weighing a move:
🏡 Locking a rate sooner rather than later can matter more than waiting for a "better" market
💰 Every fraction of a percent changes your monthly payment — worth running the numbers before rates move again
📊 Rates have moved fast this year — staying informed helps you time your decision with confidence

Curious what today's rates mean for your buying power in the St. Cloud area? Let's run the numbers together.

Source: Freddie Mac Primary Mortgage Market Survey, week ending September 24, 2026.

Neil Theisen, Central MN Realty

St. Cloud-area affordability just tightened. 📉The local housing affordability index dropped to 87 in August 2026 — down ...
10/01/2026

St. Cloud-area affordability just tightened. 📉

The local housing affordability index dropped to 87 in August 2026 — down from 99 a year ago, a 12% year-over-year decline. At the same time:
🏘️ Median sale price: $308,500 (+13.6% YoY)
⏱️ Inventory sits at 2.9 months of supply, down 12% from last year
📈 Pending sales are up 30% year-over-year

Translation: homes are moving fast and prices are climbing, even as rates rise. Whether you're planning to buy, sell, or just want to know where you stand, understanding these numbers now can save you time and money later.

Want a breakdown of what this means for your specific situation? Reach out anytime.

Source: St. Cloud Area Association of REALTORS Monthly Indicators, August 2026 data (NorthstarMLS), published Sept. 11, 2026.

Neil Theisen, Central MN Realty

When you finally lock your rate before it ticks up again 😅🏁*sprints to the finish line waving a rate-lock confirmation e...
09/28/2026

When you finally lock your rate before it ticks up again 😅🏁

*sprints to the finish line waving a rate-lock confirmation email*

Rates don't wait around — and neither should your paperwork. 📄💨

Thinking about buying or refinancing? Let's talk timing.

Neil Theisen, Central MN Realty

🏡 Move-in ready in Waite Park! This 2-bedroom home at 156 13th Ave N has an updated kitchen, a cozy living space, and si...
09/28/2026

🏡 Move-in ready in Waite Park! This 2-bedroom home at 156 13th Ave N has an updated kitchen, a cozy living space, and sits on a corner lot right next to the community park. No projects to tackle here — just pack your bags and settle in.

📍 156 13th Ave N, Waite Park, MN
Schedule your showing today!
$140,000

Neil Theisen, Central MN Realty | 320-266-4616 | www.solidfoundationhg.com

See full details: https://www.solidfoundationhg.com/property_listing/7151129/mlsname/NSTAR/ltype/res

Address

80 37th Avenue S, Suite 200
Saint Cloud, MN
56301

Telephone

+13202664616

Website

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