Neil Theisen - Central MN Realty

Neil Theisen - Central MN Realty Real Estate is my passion and I look forward to helping you achieve your Real Estate goals.

Nobody warns you that the hardest part of moving isn't the boxes — it's remembering every single account that needs your...
08/30/2026

Nobody warns you that the hardest part of moving isn't the boxes — it's remembering every single account that needs your new address. 📬😅 Bank, insurance, subscriptions, the dog's vet... by day three you're just guessing.

Closing on a home is the easy part. Adulting afterward? That's the real test.

Tag someone who's still updating their address six months after moving. 👇

Neil Theisen, Central MN Realty | www.solidfoundationhg.com

St. Cloud sellers: pricing it right the first time matters more than ever. 🔑🏠 210 active listings on the market right no...
08/29/2026

St. Cloud sellers: pricing it right the first time matters more than ever. 🔑

🏠 210 active listings on the market right now
✂️ 36% of those listings have already cut their price at least once
📦 3.4 months of supply
⏱️ Homes that sell close in a median of 26 days

Correctly priced listings are still moving fast — but more than a third of what's on the market had to adjust to get there. Buyers, that gap is where the negotiating room lives.

Neil Theisen, Central MN Realty | www.solidfoundationhg.com
(Source: St. Cloud Area Residential Market Report, NorthstarMLS, year-to-date through July 26,

Rates just moved in the right direction — two weeks in a row. 📉💰 30-year fixed: 6.65% average (week ending Aug. 20, 2026...
08/26/2026

Rates just moved in the right direction — two weeks in a row. 📉

💰 30-year fixed: 6.65% average (week ending Aug. 20, 2026)
🔽 Down from 6.67% the prior week — second straight weekly decline
📅 A year ago this week: 6.58%

Small rate moves add up over the life of a loan. If you've been waiting for a better window, this is worth a quick conversation about your monthly payment.

Curious how today's rates affect your buying power? Let's run the numbers together.

Neil Theisen, Central MN Realty | www.solidfoundationhg.com
(Source: Freddie Mac Primary Mortgage Market Survey, week ending Aug. 20,

St. Cloud's housing market is active and moving. 📊🏡 Median sale price: $270,000 (year-to-date through July 26, 2026)📈 48...
08/24/2026

St. Cloud's housing market is active and moving. 📊

🏡 Median sale price: $270,000 (year-to-date through July 26, 2026)
📈 486 homes sold in Saint Cloud alone so far this year
⏱️ Homes that sell close in a median of 26 days

Correctly priced listings aren't sitting long in this market — steady sales activity and a healthy pace to closing.

Wondering what your home is worth, or ready to start your search? Let's talk numbers.

Neil Theisen, Central MN Realty | www.solidfoundationhg.com
(Source: St. Cloud Area Residential Market Report, NorthstarMLS, year-to-date through July 26,

A few communities in the St. Cloud area currently have zero active listings — despite real closed-sale activity already ...
08/15/2026

A few communities in the St. Cloud area currently have zero active listings — despite real closed-sale activity already this year. 🏡

📍 Saint Stephen, Roscoe, and Saint Martin have each recorded closed sales in 2026, but none of them have a single home on the market right now.

For sellers in these areas, that's about as little competition as it gets. For buyers, it means watching closely — something new could come up fast, with no other options to compare it to.

📊 Source: St. Cloud Area Residential Market Report, YTD through July 26, 2026 (NorthstarMLS)

Considering a move in one of these communities? Let's talk about what's realistic right now.

Neil Theisen, Central MN Realty

Me doing the final walkthrough 24 hours before closing, opening every cabinet and flipping every light switch like I'm i...
08/13/2026

Me doing the final walkthrough 24 hours before closing, opening every cabinet and flipping every light switch like I'm inspecting a crime scene. 🔦🚪

One flickering lightbulb and suddenly I'm renegotiating the whole deal in my head.

Closing day, we meet again. 😅

Neil Theisen, Central MN Realty

Here's a stat worth knowing if you're pricing a home in the St. Cloud area right now. ⏱️🏡 Homes that closed so far in 20...
08/12/2026

Here's a stat worth knowing if you're pricing a home in the St. Cloud area right now. ⏱️

🏡 Homes that closed so far in 2026 sold in a median of just 22 days.
📋 But homes currently sitting on the market have been listed a median of 38 days.

That 16-day gap is a pricing story: homes priced right are moving fast, while others are lingering. It's a big part of why 37% of today's active listings in the area have already taken a price cut.

📊 Source: St. Cloud Area Residential Market Report, YTD through July 26, 2026 (NorthstarMLS)

Thinking about listing? Let's talk pricing strategy before you go on the market, not after.

Neil Theisen, Central MN Realty

Mortgage rates just hit their highest point in nearly a year. 📈🏦 30-year fixed averaged 6.69% for the week ending August...
08/10/2026

Mortgage rates just hit their highest point in nearly a year. 📈

🏦 30-year fixed averaged 6.69% for the week ending August 6, 2026 — up from 6.66% the week before, and above the 6.63% average from this time last year.

What this means depends on your situation — a small rate move can shift your monthly payment more than people expect, in either direction. If you're weighing whether to buy now, wait, or refinance, it's worth running the actual numbers rather than guessing.

📊 Source: Freddie Mac Primary Mortgage Market Survey, week ending August 6, 2026

Want help figuring out what today's rate means for your budget? Let's talk.

Neil Theisen, Central MN Realty

Where's the market moving fastest around St. Cloud right now? 🏡Latest NorthstarMLS numbers for our 25-mile radius show a...
08/09/2026

Where's the market moving fastest around St. Cloud right now? 🏡

Latest NorthstarMLS numbers for our 25-mile radius show a few communities standing out:

🔑 Holdingford: just 0.8 months of supply
🔑 Waite Park: 2.0 months
🔑 Rockville: 2.3 months
🔑 Big Lake: 2.3 months

Under 3 months of supply generally favors sellers — these are well below that. If you've been thinking about listing in one of these areas, now's a strong window.

Curious what your street or neighborhood looks like? 📲

Neil Theisen, Central MN Realty
Source: St. Cloud Area Residential Market Report, YTD 2026 (NorthstarMLS)

Not all price points are moving at the same speed. 📊Looking at the latest NorthstarMLS data for the St. Cloud area (25-m...
08/05/2026

Not all price points are moving at the same speed. 📊

Looking at the latest NorthstarMLS data for the St. Cloud area (25-mile radius), here's how months of supply breaks down by price range:

💰 Under $200K: 3.1 months
💰 $200K–$300K: 2.1 months (the tightest range!)
💰 $300K–$400K: 2.9 months
💰 $400K–$500K: 3.9 months
💰 $500K–$750K: 4.9 months
💰 $750K+: 12.8 months

That $200K–$300K range is moving fast — strong seller's market conditions. Homes above $750K are sitting much longer, meaning more negotiating room for buyers.

Wherever your budget falls, I can help you make sense of it. 📲

Neil Theisen, Central MN Realty
Source: St. Cloud Area Residential Market Report, YTD 2026 (NorthstarMLS)

Address

80 37th Avenue S, Suite 200
Saint Cloud, MN
56301

Telephone

+13202664616

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