10/21/2026
🚨 Your relationship changed. Did your beneficiary designations?
It’s one of the easiest estate-planning tasks to forget—and one of the most important to review.
You may have updated your Will after a divorce, marriage, or the birth of a child.
But what about your:
💰 Life insurance policies?
🏦 Retirement accounts?
📄 Payable-on-death or transfer-on-death accounts?
🏡 Trusts and other assets with designated beneficiaries?
Here’s why this matters: Certain assets pass according to beneficiary designations or other transfer arrangements rather than under your will.
That means an outdated designation could create an outcome you never intended.
When should you review your plan?
✔️ After a marriage or divorce.
✔️ After welcoming a child.
✔️ After the death of a spouse or named beneficiary.
✔️ When your financial circumstances change.
✔️ When you create or update a trust.
⚠️ Important: Divorce does not automatically change every beneficiary designation in every situation. The result depends on the applicable law, the asset, and the governing documents.
Don’t assume everything has been updated automatically.
📌 SAVE this checklist and review your accounts.
📤 SHARE this with someone going through a major life change. They may not realize this is on their to-do list.
FerrerGoldfine Law Group is here to help you understand your estate-planning options.
This post is for general informational purposes and is not legal advice.