CALIFORNIA ASSOCIATION OF REALTORS®

CALIFORNIA ASSOCIATION OF REALTORS® The CALIFORNIA ASSOCIATION OF REALTORS® is a trade association representing 190,000 REALTORS® statewide. C.A.R. members.

C.A.R.’s page is an online community for members to discuss the real estate industry. encourages comments and participation on our page, and we will do our best to address questions from C.A.R. However, there are certain kinds of questions and comments which C.A.R. believes are inappropriate for this forum. The following types of comments will be deleted by our moderators:
• Comments pitc

hing or selling particular products or services. We consider this forum to be a “no pitch zone.”
• Comments addressing specific real estate transactions or REALTORS®. members should call our Legal Hotline to speak with an attorney to discuss these topics. Consumers who wish to obtain more information about real estate matters should check with the California Department of Real Estate.
• Comments which include profane, racist, or otherwise inappropriate language. may also choose to ban users from this forum who post any of the above types of prohibited comments. By establishing these basic guidelines, C.A.R. seeks to ensure that this forum remains pleasant and useful for the benefit of our members.

Los Angeles County has filed a lawsuit against State Farm, alleging delayed responses to Eaton and Palisades wildfire in...
09/03/2026

Los Angeles County has filed a lawsuit against State Farm, alleging delayed responses to Eaton and Palisades wildfire insurance claims. County officials say some survivors are still waiting for payments, adjuster visits or claim resolution as they work to rebuild and cover living expenses.

For homeowners, this is a reminder to document damage, keep detailed records and stay in contact with your insurer. For REALTORS®, it’s another important issue to watch as communities continue recovering from the fires. Visit C.A.R.’s Insurance Hub for up-to-date consumer and member resources on homeowners insurance at www.car.org/insurance.

To read more about the lawsuit, visit on.car.org/4iJ1ZHS.

Credit scores are holding steady, but affordability pressures are not being felt equally.For many prospective buyers, mo...
09/01/2026

Credit scores are holding steady, but affordability pressures are not being felt equally.

For many prospective buyers, monthly payment capacity is becoming a bigger obstacle than creditworthiness. Looking at income, debt and total housing expenses can provide a more realistic picture of readiness to buy.

A REALTOR® and trusted lender can help buyers understand their options and plan their next steps. If you’re embarking on the homebuying process, make sure to speak to a lender as soon as possible to best understand your budget and buying power.

Read more about FICO Scores and mortgage affordability at on.car.org/4y7EjBt and check out C.A.R.’s Down Payment Resource Directory at on.car.org/4xxpus0

Is today’s home buying market truly unlike anything we’ve seen before? A recent Los Angeles Times article looks at how S...
08/28/2026

Is today’s home buying market truly unlike anything we’ve seen before? A recent Los Angeles Times article looks at how Southern California buyers have changed since 2005 — from age and income to down payments and purchasing power.

C.A.R. President Tamara Suminski was interviewed for the story, noting that today’s buyers are entering the market later, saving longer and navigating higher barriers to homeownership. While affordability remains a real challenge, the article also points to a more financially prepared buyer pool than in past housing cycles. For REALTORS® and home buyers, it’s a reminder that timing, preparation and local market guidance all matter when deciding your next move.

Read the LA Times article at on.car.org/4izevtv.

08/28/2026

The 30-year fixed-rate mortgage remained stable this week at 6.66%, up from an average of 6.65% last week. A year ago at this time, the 30-year FRM averaged 6.56%.

The housing market continues to face challenges, but there are signs that conditions could improve this year. Obstacles include higher interest rates, slower household growth, and lingering economic uncertainty, which affect both home buying and renting.

The good news? More housing supply could be surfacing in the months ahead. While new home construction dropped in July, building permits were up from a year ago. That suggests builders are still planning for the future and could be ready to ramp up construction when conditions improve.

C.A.R. CEO Phil Hawkins and President-Elect Mark Peterson are representing California REALTORS® at the NAR Leadership Su...
08/26/2026

C.A.R. CEO Phil Hawkins and President-Elect Mark Peterson are representing California REALTORS® at the NAR Leadership Summit, collaborating with industry leaders from across the country and exploring new ways to strengthen leadership, elevate member value, and advocate for REALTORS® and the clients they serve.

The first five feet around a home – aka “Zone Zero” - can play an important role in wildfire safety. Research and fire s...
08/26/2026

The first five feet around a home – aka “Zone Zero” - can play an important role in wildfire safety. Research and fire science show that reducing combustible materials closest to a structure can reduce ignition risk and improve a home's chances of surviving a wildfire.

California’s Board of Forestry approved new Zone Zero rules on August 19, 2026, but the regulations must still complete the formal rulemaking process. The Board has indicated that they could be effective as early as mid-September.

The rules establish vegetation and combustible-material requirements within the first five feet of structures in certain fire-prone areas. Owners of existing single-family homes will not have to comply with all the requirements at once; they will have up to five years to complete required changes under the phased implementation schedule.

Visit https://on.car.org/3UTlNOU for a full summary of the drafted regulations.

08/21/2026

The 30-year fixed-rate mortgage fell slightly this week, to an average of 6.65%. It’s down from 6.67% last week, and it averaged 6.58% at this time one year ago.

The economy and housing market had a mixed start to the third quarter. In California, home sales slowed, consumers spent less, and confidence improved but remained uncertain. Inflation has eased, which is good news for households and financial markets, but prices are still rising faster than wages. That means many consumers are still feeling stretched. Businesses and CEOs are somewhat hopeful, thanks to lower price pressures and steadier hiring plans. Conditions could improve later this year if energy prices become less volatile, inflation continues to ease, and the job market stays stable.

AI is revolutionizing the business world, and real estate is no exception.C.A.R.’s new AI Resources Hub provides best pr...
08/21/2026

AI is revolutionizing the business world, and real estate is no exception.

C.A.R.’s new AI Resources Hub provides best practices, policy templates for brokerages and associations, legal guidance and educational resources to help REALTORS® better understand and leverage AI in their business.

Visit it today at https://bit.ly/4gehYLa.

Can AI make REALTORS® more effective without replacing the human connection at the heart of real estate?That was the big...
08/19/2026

Can AI make REALTORS® more effective without replacing the human connection at the heart of real estate?

That was the big question explored by moderator Scott Budman (NBC Bay Area) and panelists Charlotte Brown (Qualia), Max Diez (Twenty Five Ventures), and Nina Dosanjh (Vanguard Properties) during the Center for California Real Estate (CCRE) panel discussion, “The Next Era of Housing: AI's Role in Real Estate”.

From trust and client relationships to data privacy, housing affordability, and the evolving role of REALTORS®, the conversation offered practical insights for navigating a rapidly changing industry.

Watch the panel replay and read the recap blog post at CCRE.us to explore the key takeaways and enjoy the full conversation.

C.A.R.’s July Sales and Price Report is here to help you showcase your expertise and demonstrate your REALTOR® value.In ...
08/18/2026

C.A.R.’s July Sales and Price Report is here to help you showcase your expertise and demonstrate your REALTOR® value.

In July, California home sales retreated after a solid rebound in June. Still, they remained above their year-ago level for the fourth consecutive month as the market continues to search for sustained momentum and lower interest rates.

Here are key points from the July Sales and Price Report:

• California’s median home price slipped below $900,000.

• Existing, single-family home sales totaled 263,170 in July on a seasonally adjusted annualized rate, down 6% from June and up 1.1% from July 2025.

• The statewide median home price declined to $887,680, down 1.9% from $904,640 in June and up 0.3% from $885,180 in July 2025.

• Year-to-date sales increased 1.8%.

• At the regional level, home sales remained above year-ago levels in four of California’s five major regions in July, although the pace of growth moderated considerably from June. The Central Coast led all regions with an 11.1% increase from a year earlier, while the Central Valley posted a more modest gain of 2.9%. Sales in the Far North (0.8%) ticked up slightly year-over-year, while Southern California (0.%) and the San Francisco Bay Area (-0.1%) were essentially unchanged from their year-ago levels.

For details on the July 2026 Sales and Price Report, visit https://on.car.org/4hH8M4A

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915 L Street, #1460
Sacramento, CA
95814

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Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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+12137398200

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